Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Just starting your lawn care or landscaping business? > Starting a lawn care business.

Starting a lawn care business. How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.

Prepaid Credit Cards


Starting a lawn care business.

How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.
Reply
 
Thread Tools Search this Thread
  #1  
Old 01-25-2008, 08:32 PM
StartALawnCareBusiness's Avatar
StartALawnCareBusiness StartALawnCareBusiness is offline
Keith
 
Join Date: May 2007
Posts: 731
Rep Power: 0
StartALawnCareBusiness is on a distinguished road
Default

I was at Walmart last week and saw a display for prepaid credit cards at the checkout.

Has anyone used those? I believe you top them up with money and then you can use them just like a regular credit card.

They might be a good idea for new business owners to help keep their business expenses separate from personal purchase. Also, if you only keep $100, or so, in the card it will help keep you on your budget.

Also, would it be a good idea to give employees so they can use them for fuel purchases?

I am not sure if there is a cost to these or if there is a transaction fee.

Let me know what you think.

Keith
__________________
Start a profitable lawn care business.
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #2  
Old 01-25-2008, 09:34 PM
Steve's Avatar
Steve Steve is online now
Administrator
 
Join Date: May 2003
Posts: 37,821
Rep Power: 10
Steve has disabled reputation
Default

Lawn care business tipsLawn Care Business Book
Those are some good ideas!

Here is an article on this product Walmart is offering.

There is a monthly fee and it costs money to reload the card.

What's your view on these fees?

Wal-Mart moves into banking with debit card - Wal-Mart, furthering a lucrative push to offer financial services to its customers, will sell prepaid Visa debit cards that would allow millions of low-income shoppers who donít have bank accounts to keep up with an increasingly cashless society.

The Wal-Mart MoneyCard costs $8.95 to buy and $4.95 for monthly maintenance. Cash can be loaded on the card for free by cashing a payroll or government check at Wal-Mart or direct depositing. Otherwise it costs $4.64 to reload the card.
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #3  
Old 01-25-2008, 11:56 PM
FourSeasons FourSeasons is offline
Members
 
Join Date: Sep 2007
Age: 33
Posts: 558
Rep Power: 9
FourSeasons
Default

[quote]They might be a good idea for new business owners to help keep their business expenses separate from personal purchase[code]

Why not just get a seperate business account with a debit card linked to it?
__________________
Rob
Green Image Lawn & Landscape

\"If you don't feel the same way about Friday nights as you do Sunday nights, then you are not doing the right thing.\"
Reply With Quote
  #4  
Old 01-25-2008, 11:57 PM
StartALawnCareBusiness's Avatar
StartALawnCareBusiness StartALawnCareBusiness is offline
Keith
 
Join Date: May 2007
Posts: 731
Rep Power: 0
StartALawnCareBusiness is on a distinguished road
Default

Quote:
Originally Posted by [b
Quote[/b] ]The Wal-Mart MoneyCard costs $8.95 to buy and $4.95 for monthly maintenance. Cash can be loaded on the card for free by cashing a payroll or government check at Wal-Mart or direct depositing. Otherwise it costs $4.64 to reload the card.

They sound like a great idea...FOR WALMART.

Not only do they deposit your money into an interest bearing account and keep the interest, they also charge an initial fee of $8.95 and a monthly fee of $4.95. That seems excessive.

If these cards were free, I would probably use them often. Walmart would still make money on the interest they make on my money.

Since there are such high fees, I'll have to pass.

Keith
__________________
Start a profitable lawn care business.
Reply With Quote
  #5  
Old 01-26-2008, 01:19 AM
realhuntin
Guest
 
Posts: n/a
Default

My Insurance Co. offers a Prepaid Visa I got one for the fact is that I don't keep money in it unless I know I'm going to use it, mostly for eBay and Internet purchases. This way I don't have to use any real credit cards, I don't mind giving out the PPCC info I just wont no matter how secure the site my be give out real CC info.

The PPCC only charges 3$ for loading, 2$ per month service fee, 1$ per transaction, so the rates are cheap. no other fees.

I think Wal-Mart is just trying to find another way to get into your pocket with these PPCC. Charging high load fees, monthly service fees and etc, seems as if every business of this type is jumping on pp-cc band wagon scam.

This just doesn't seem right to me.
Reply With Quote
  #6  
Old 02-02-2009, 05:22 PM
c4trash c4trash is offline
Cash4Trash
 
Join Date: Apr 2007
Location: New Zealand
Posts: 52
Rep Power: 9
c4trash
Default

Quote:
Originally Posted by StartALawnCareBusiness View Post
I was at Walmart last week and saw a display for prepaid credit cards at the checkout.

Has anyone used those? I believe you top them up with money and then you can use them just like a regular credit card.

They might be a good idea for new business owners to help keep their business expenses separate from personal purchase. Also, if you only keep $100, or so, in the card it will help keep you on your budget.

Also, would it be a good idea to give employees so they can use them for fuel purchases?

I am not sure if there is a cost to these or if there is a transaction fee.

Let me know what you think.

Keith
There are two types available over here
The first option is for people who cant get a credit card
1 is a Prepaid Prezzy Card (Visa) its not rechargeable
You buy a certain value i.e $25 and pay a additional fee of $5 regardless of how much is loaded
Its normally available from outlets which supply postal services
Pros are It can be used most outlets or online which accept Visa
Cons are Always ask or check with merchant first some wont accept them because the cards don't identify the person making the transaction by name
TradeMe and my ISP don't accept them
I used mine on PayPal to pay an account and now there is a problem because I have setup an account as Prezzy Card no one else can use it
If I need to top up Paypal I just buy a new card and top up
In anticipation of later issues I opened a separate PayPal account in my own name which I have linked to my bank account
if you are going to take them check with your bank if they accept them

2 Some banks have an option called a debit card which allows you to use your eftpos card as a credit card
Under this system I understand your credit is limited to the amount in your account
Hope this helps
__________________
Cash4Trash

Property Services
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
Best two stroke oil
Greg_TopYardServices
02-08-2016 07:53 PM
Today 08:29 AM
by Just for Cuts
10 163
Most requested days for...
Just for Cuts
Today 06:44 AM
Today 06:44 AM
by Just for Cuts
0 18
back surgery
Bradcook21
01-28-2016 08:51 PM
Yesterday 02:04 PM
by Bradcook21
16 424
Help Spread the word...
Sprinkler Buddy
12-02-2015 08:41 AM
Yesterday 08:19 AM
by Sprinkler Buddy
19 1,329
Howdy Yall !!!
B&C
02-10-2016 10:06 AM
Yesterday 01:05 AM
by Steve
1 41
hello
2menandmowers
02-10-2016 07:32 AM
Yesterday 12:53 AM
by Steve
1 43
Hello everyone!!!
1newkirk05
02-09-2016 03:16 PM
02-10-2016 04:05 PM
by jrs.landscaping
7 142
Tine Rake Detaching vs...
wigglesworth
02-09-2016 05:32 PM
02-09-2016 07:43 PM
by Steve
1 61
Finding open bids?!?
C&DPropertyManagement
02-07-2016 01:48 AM
02-09-2016 07:11 PM
by Steve
3 138
hello all
romanlandscape
01-29-2016 03:46 PM
02-07-2016 10:20 AM
by Bradcook21
6 238
Lawn Care Book Ranked #1
Steve
02-06-2016 12:36 AM
02-06-2016 12:36 AM
by Steve
0 115
Hi
Sellers Lawn Care
02-02-2016 01:48 PM
02-05-2016 08:03 AM
by Sellers Lawn Care
4 179
Collecting payments from...
Niagara Mowing
02-03-2016 05:21 PM
02-05-2016 08:00 AM
by Niagara Mowing
7 240
SMS assist? The good,...
jcurr33
01-27-2016 10:24 PM
02-04-2016 11:53 PM
by Steve
5 271
I need some help...
Anise
02-04-2016 01:39 PM
02-04-2016 11:51 PM
by Steve
3 147
Customers dodging the...
Rocky
11-06-2015 06:22 AM
02-04-2016 03:41 AM
by C&DPropertyManagement
7 1,524
Offering a "Trial"...
wybut076
02-01-2016 06:27 PM
02-03-2016 08:26 PM
by Just for Cuts
7 269
Iowa Caucus Predictions?
Steve
02-01-2016 06:31 PM
02-03-2016 12:40 AM
by Steve
1 124
Laying White River Rock
DiamondLawnCare
02-01-2016 08:27 PM
02-03-2016 12:17 AM
by Steve
1 145
Networking for a...
jcurr33
01-30-2016 09:26 PM
02-01-2016 06:27 PM
by Steve
4 220
Customer giving a 1099?
apmAkron
01-27-2016 07:22 PM
01-31-2016 08:55 PM
by Chilehead
6 278
happy to be here
redrobin
01-29-2016 10:45 AM
01-31-2016 08:44 PM
by Steve
1 157
Thought's on an "E-Z...
jcurr33
01-27-2016 10:48 PM
01-31-2016 08:38 PM
by Steve
4 252
Changes
Knaubone
01-30-2016 10:56 PM
01-31-2016 08:31 PM
by Steve
1 146
Thoughts on this Exmark...
googus
01-28-2016 04:24 PM
01-28-2016 08:09 PM
by Chilehead
1 170
1st year in
jcurr33
10-18-2015 05:07 PM
01-28-2016 07:49 PM
by Chilehead
6 4,162
Need opinion on zero...
Mr. Mow
01-24-2016 05:42 PM
01-28-2016 07:41 PM
by Chilehead
10 384
Opinion on liquid vs...
Bradcook21
01-25-2016 02:03 PM
01-28-2016 07:38 PM
by Chilehead
9 328
Finding property size
Gageslawncare
01-25-2016 11:08 AM
01-28-2016 12:05 PM
by Gageslawncare
10 341
Tiger TG 2661 Commercial...
lawnman1959
01-25-2016 08:12 PM
01-27-2016 07:57 PM
by Just for Cuts
5 268
Spouse as a dependent?
Steve
01-26-2016 01:51 AM
01-27-2016 10:44 AM
by Chilehead
3 221
Hello All
C&DPropertyManagement
01-23-2016 12:21 PM
01-26-2016 01:24 AM
by Steve
1 194
Credit Cards - What's in...
Shark1611
06-16-2015 04:04 PM
01-23-2016 03:43 PM
by C&DPropertyManagement
17 7,710
Start My Own Business?
mowandblow1980
01-12-2016 08:43 PM
01-19-2016 07:00 PM
by Steve
12 674
State of the nation 2016.
Steve
01-12-2016 12:05 AM
01-19-2016 06:57 PM
by Steve
6 406
little help? first big...
Brian3137
12-31-2015 12:39 PM
01-19-2016 06:54 PM
by Steve
23 1,123
Hi everybody...
Greg_TopYardServices
01-14-2016 08:10 AM
01-19-2016 02:47 PM
by SC93
12 478
What's your next...
Steve
05-15-2015 12:54 PM
01-17-2016 08:48 PM
by Homeland unlimited
25 7,954
Plow controller problems
scaypa
01-12-2016 05:49 PM
01-16-2016 10:46 AM
by scaypa
4 316
Say Hello !!!
Steve
03-19-2007 12:18 PM
01-15-2016 07:23 PM
by tannerduncan
1,244 428,245
Pricing issue
Mr. Mow
07-07-2015 07:15 AM
01-15-2016 11:20 AM
by djlandscaping06
23 5,455
New College Course
Dr. D
01-14-2016 01:45 PM
01-14-2016 05:35 PM
by Steve
1 230
Yelp
Shark1611
01-13-2016 10:00 AM
01-14-2016 05:32 PM
by Steve
4 284
New to the forum from...
Doug Green
01-12-2016 12:23 PM
01-14-2016 08:34 AM
by Doug Green
2 273
Facebook advertising
Just for Cuts
12-13-2015 08:49 AM
01-13-2016 10:20 PM
by Just for Cuts
12 964
Choosing local business
Doug Green
01-12-2016 12:29 PM
01-13-2016 06:12 PM
by Steve
2 433
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 04:45 PM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 04:45 PM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy