Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Just starting your lawn care or landscaping business? > Starting a lawn care business.

Starting a lawn care business. How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.

Accepting credit cards, how important is it really?


Starting a lawn care business.

How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.
Reply
 
Thread Tools Search this Thread
  #1  
Old 03-17-2014, 08:01 PM
Darksteel's Avatar
Darksteel Darksteel is offline
Member
 
Join Date: Dec 2013
Posts: 33
Rep Power: 1
Darksteel is on a distinguished road
Default Accepting credit cards, how important is it really?

I've been looking into accepting credits. But I just don't see the point. If I go to the persons house every week why would they need to pay me by credit card? I know paying by credit is more secure when you're purchasing a physical item, especially online from out of state or the country. But if we live in the same town & I'm going to their house every week why can't they just hand me cash or a check? Is there a point to it? Here's the way I see it, I have to pay out a crap load of extra money every month to accept credit cards simply because............I don't know, they're too lazy to write a check? I honestly don't know. I don't see an actual reason. I had a guy call me the other day & he asked if I accepted credit cards. What the hell for? If we live in the same town & your bank is in that town why not just write me a check???

The thing is, I have no use for a cell phone. I don't have one, I don't want one. Back when I was a teenager I loved all the new technology & kept up with it. But as I grew older I realized it's just a stupid money making scam. Constant unnecessary updates/upgrades, and the crap is obsolete before you even get it out of the store. I'm trying to keep my monthly bills down to the bare minimum. I despise people trying to constantly get their hands on my money. Because that's all life is, people trying to get your money every second of every day. Besides not having a single reason to own a cell phone they're confusing & expensive. The old fashioned land line & answering machine is perfect. I see no reason in doing it any other way. If it ain't broke, don't fix it!

Somebody on this site recommended Square. So I was looking into that. I was at a business a couple weeks ago & the guy was using square. So I started asking him a lot of questions about it. He seemed to love it! It looks really awesome, nice & simple. But I would have to get a cell phone & a monthly plan. He told me to look into something at Walmart called Smart Talk or Straight Talk. But dear God I'm still totally confused. Every time I look at this crap it gives me a headache & anxiety.

I was just doing some more research on the subject & found that puts Square at #10 & Flagship ROAMpay at #1. And look at how many different ones there are to choose from. I don't want to get involved with any of this & I can't understand why any sane person would. With most things in life it's just better to give it the finger & walk away. I give everything the finger, it's great! Because nothing is as important as they want you to think it is.


So my main question is this: If I'm going to keep it small, just a one man operation, mowing & trimming only, 25-30 lawns a week, do I need to worry about accepting credit cards? Please tell me I can skip all this stupid bullcrap! I don't see why they can't just hand me cash or a check at a local bank that I can cash immediately. I really don't want to get into the whole cell phone thing. I really don't want the extra monthly expense.

I read on one site that it is absolutely imperative or mandatory that every small business accept credit cards. WTF man? Really? I like to pay cash most of the time. Especially if it's under $100 I have no problem handing over the cash. I see people at the restaurants & gas station handing over cash all the time. I think it's all a big pile of BS just to get people to sign up for extra monthly expense they don't really need. Like I said, anything to get their hands on your money. F'in parasites!

Am I the only human being alive that realizes that everything was easier, simpler & just flat-out worked better back in the 80's/90's?

Last edited by Darksteel; 03-17-2014 at 08:10 PM.
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #2  
Old 03-17-2014, 08:47 PM
TamMik TamMik is offline
Member
 
Join Date: May 2013
Location: North Carolina
Posts: 32
Rep Power: 2
TamMik is on a distinguished road
Default

Lawn care business tipsLawn Care Business Book
If your going to be operating the way you say you are,Then I'd say No. You don't have to accept credit cards. I had a card reader thru intuit and tossed it. I still accept cards but it's done thru paypal and its mostly as a convienience thing for some of my clients should they choose to use it.Go with what you feel is comfortable for you and your business.
__________________
www.tammikproperties.com
Reply With Quote
  #3  
Old 03-17-2014, 08:50 PM
JacobsLawnMowing JacobsLawnMowing is offline
Junior Member
 
Join Date: Mar 2014
Posts: 24
Rep Power: 1
JacobsLawnMowing is on a distinguished road
Thumbs up Cash or Check is fine

the only extra business you might get is someone has their lawn mower in the shop and wants to have their lawn mowed one time only but doesnt have the extra money so they would put it on their card, people have suggested square or paypal I have heard square is not as expensive, but for god sakes dont accept paypal they are not your pal they will put you out of business with their fee's. and as far as a cell phone the advantage is people can get ahold of you alot easier and you will get more business because no matter how good you voicemail message urging customers to leave a message your potential customers will continue to call other places and if you dont get back to them quickly enough someone else will get their business, and getting a cell phone may be cheaper than you think, I have a straight talk phone with unlimited minutes, text, data and 411 for $45 ($50 after tax) and the homephone service provided by the local phone company was $60 for local calls only and I could have got 1000 minutes of long distance (anyone calling outside your zip code) for an Extra $50, So $110 for a home phone with limited minutes or unlimited everything cell phone for $50 a month, and the cost to buy a basic cell phone was no more than buying a new homephone.
Reply With Quote
  #4  
Old 03-17-2014, 09:34 PM
kslawn kslawn is offline
Senior Member
 
Join Date: Dec 2012
Location: Up,Michigan
Posts: 425
Rep Power: 2
kslawn is on a distinguished road
Default

I use Square and love it. Its not that expensive at all, they charge a $10 fee and reimburse you almost immediately. You do need a phone and I don't know how you could go without one now days but they do have cheap ones so there not that bad and a good asset to have. The benefits to accepting credit cards is for the customer as well as you, at least in my case. Its great to be able to accept payments and not have to run to the bank to make deposits, and it saves me time and money doing it that way. They charge 2.75% per swipe, but the traveling and time out of my day running to the bank is far more than the cost of accepting CC payments and far more convenient. Another thing for me is a lot of government accounts (post offices etc) pay by credit card only, and you must comply or they will replace you with someone who accepts them. But to each his own, if you don't think you need them now then don't worry about it for now.

Last edited by kslawn; 03-17-2014 at 09:36 PM.
Reply With Quote
  #5  
Old 03-17-2014, 10:37 PM
Darksteel's Avatar
Darksteel Darksteel is offline
Member
 
Join Date: Dec 2013
Posts: 33
Rep Power: 1
Darksteel is on a distinguished road
Default

Quote:
Originally Posted by kslawn View Post
You do need a phone and I don't know how you could go without one now days .
See? I don't understand why people need them so badly. The only reason I see for having a mobile phone is if you break down out in the middle of nowhere or if your wife/girlfriend is going into labor. Otherwise WTF is so important that it can't wait til you get home? I friggin hate walking around a store listening to a total stranger's half of a conversation. I want to tell them to STFU & take it outside. They're just so annoying, rude & obnoxious. I don't know which is worse, second hand smoke or being forced to listen to some loud obnoxious a-hole.

Quote:
Originally Posted by JacobsLawnMowing View Post
and as far as a cell phone the advantage is people can get ahold of you alot easier and you will get more business because no matter how good you voicemail message urging customers to leave a message your potential customers will continue to call other places and if you dont get back to them quickly enough someone else will get their business

I have a $14 Virgin Mobile Pay Lo phone. I haven't used it yet but I can easily put $20 on it whenever I want. Nothing fancy but should be good enough just for customers. It would be nice if I could use Square with it but I can't. Knowing my luck the only time anybody will call is when I'm on the mower, sleeping or taking a dump so I'll miss the call anyway. I swear the only time I ever get phone calls is when I'm not available to take the call. I could be sitting right next the phone for hours playing my Xbox & it will never ring.


Quote:
Originally Posted by JacobsLawnMowing View Post
and getting a cell phone may be cheaper than you think, I have a straight talk phone with unlimited minutes, text, data and 411 for $45 ($50 after tax) and the homephone service provided by the local phone company was $60 for local calls only and I could have got 1000 minutes of long distance (anyone calling outside your zip code) for an Extra $50, So $110 for a home phone with limited minutes or unlimited everything cell phone for $50 a month, and the cost to buy a basic cell phone was no more than buying a new homephone.
You ever hear of Ooma? I was thinking about trying that out next month. Totally FREE phone. You buy the device & hook it up to your high speed internet & never have to pay for phone again. Since my internet company keeps jacking the price up every month I was going to drop the DSL & switch to cable internet & get the Ooma phone for free. Then my monthly bill should be only $40 for the internet. If I use the Pay Lo phone my phone bill will only be $20 a month.

Last edited by Darksteel; 03-17-2014 at 10:47 PM.
Reply With Quote
  #6  
Old 03-17-2014, 11:06 PM
Darksteel's Avatar
Darksteel Darksteel is offline
Member
 
Join Date: Dec 2013
Posts: 33
Rep Power: 1
Darksteel is on a distinguished road
Default

Quote:
Originally Posted by TamMik View Post
If your going to be operating the way you say you are,Then I'd say No. You don't have to accept credit cards. I had a card reader thru intuit and tossed it. I still accept cards but it's done thru paypal and its mostly as a convienience thing for some of my clients should they choose to use it.Go with what you feel is comfortable for you and your business.

Sounds good! I don't know if it's only in this area but people usually use cash when face to face. I've been selling a lot of stuff on Craigslist lately & everybody shoves a wad of cash my way. I just sold a treadmill this past Saturday & the woman handed me $200 cash. When I go to the local toy shops or comic shows to sell stuff everybody hands me cash. I was mowing a couple yards a couple years ago & nobody ever mentioned credit cards, it was just cash or check. I'd like to keep it that way. I have to be as cheap as possible & keep my costs down.

Last edited by Darksteel; 03-17-2014 at 11:10 PM.
Reply With Quote
  #7  
Old 03-18-2014, 06:53 AM
Billy Goat's Avatar
Billy Goat Billy Goat is offline
Senior Member
 
Join Date: Nov 2012
Posts: 142
Rep Power: 2
Billy Goat is on a distinguished road
Default

In your case the best thing to do is get a PayPal account for those who prefer to pay by credit/debit card. Simply invoice them via email and they can pay with their card. Your customers do not have to be a member of PayPal, they would pay as a non-member. The only down fall is the processing fee around is 3% or so. Once you receive the money in PayPal account you can easily transfer funds to your personal/business checking account. Normally it takes 3 business days to transfer funds.
Reply With Quote
  #8  
Old 03-18-2014, 07:28 AM
kslawn kslawn is offline
Senior Member
 
Join Date: Dec 2012
Location: Up,Michigan
Posts: 425
Rep Power: 2
kslawn is on a distinguished road
Default

You sound a lot like my older brother..lol He complains about technology all the time. Sounds like you have made your mind up about phones and accepting credit card payments before you started this thread. The facts are you are going to see that eventually you will have to use at some time or another, some kind of phone for your business and a computer and you may even have to accept a few payments by credit cards as your business grows. Its simply the convenience of having these things. The phone is a give in, everyone in business should have one. The computer, well although not a must have, its very useful and a very good tool to have. The ability to bill someone out then and there is great no matter if you are handing them a paper invoice or collecting by credit card or just simply get cash. My point, and the answer to your question: Its the simple convenience of businesses having these things is to be able to be more efficient and run their business smoothly. As for our customers, well its a convenience to them as well I suppose to pay by credit card. As much as we all would like to get paid cash every time we do something for someone, its just not going to happen that way all the time. Your going to find that not everyone wants to pay by cash just because you prefer it that way. Are you going to drop the service you provide to them because they want to pay this way instead of that way. If they are paying you by any means, then there shouldn't be any problems. I'm not bashing or trying to give you a hard time here, but just answering the question pertaining to the original post. By using the Square Reader for CC payments, I have my payment in my account the very next day, unless I swipe it on a Friday after 4:00 pm, then its in my account by Monday.

Last edited by kslawn; 03-18-2014 at 07:32 AM.
Reply With Quote
  #9  
Old 03-18-2014, 10:20 AM
Dan Tanner Dan Tanner is offline
Senior Member
 
Join Date: Nov 2013
Posts: 217
Rep Power: 1
Dan Tanner is on a distinguished road
Default

Paypal seems safer for those concerned about card security and easy for you
Reply With Quote
  #10  
Old 03-18-2014, 12:24 PM
Darksteel's Avatar
Darksteel Darksteel is offline
Member
 
Join Date: Dec 2013
Posts: 33
Rep Power: 1
Darksteel is on a distinguished road
Default

Quote:
Originally Posted by kslawn View Post
Sounds like you have made your mind up about phones and accepting credit card payments before you started this thread.
No, definitely not. I've made up my mind that I despise cell phones but that's about it. But I'll get one if I absolutely need one. Right now I'm looking for input so I can weigh my options.

Quote:
Originally Posted by kslawn View Post
If they are paying you by any means, then there shouldn't be any problems.
The problem is the extra expense & headache. Cell phones should be optional, if you want want fine, get one. 99% of the people that swear they can't live without one really don't need one at all. Wants vs. needs. But don't force them on everybody. Just like Obamacare, most young people don't need or use medical insurance so don't force that sh1t on us! If senior citizens need medical insurance then fine, let them get it. But don't make it a damn law for everybody. "Free country" my a$$! What freedom?

When I first started this thread Paypal wasn't an option. I use ebay & Paypal all the time but I've had bad experiences with both. I've learned (the hard way) to only use them for buying & never selling. They support the buyers 100% & piss on the sellers. But after reading some of the posts in this thread I've changed my mind. I'll push the cash & checks but if I get a couple guys that insist on credit cards then I can use Paypal as a last resort. That's my solution right there. Didn't even think of it before I started this thread. That way I don't have to bother with a stupid friggin cell phone & everybody is happy. God how I despise cell phones & our society of mindless drone zombies that can't put them down for 2 seconds.
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Accepting credit cards improved your business at all? usmcman001 General Talk 5 03-28-2009 09:05 PM
Accepting Credit Cards In Your Business... ritch Promote your products or services 7 02-02-2009 04:00 PM
What do you recommend for accepting Credit Cards? coi General Business Discussions 4 02-01-2009 03:49 AM
Accepting Credit Card payments sataprab General Business Discussions 19 12-09-2007 04:16 AM
Credit Cards Steve General Business Discussions 1 06-28-2007 05:06 PM

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
Hello! New here and...
CaliforniaFriendly
Yesterday 11:30 AM
Yesterday 05:39 PM
by jrs.landscaping
1 80
Exmark Lazer Z S-Series...
BLC7
08-22-2014 10:18 AM
Yesterday 08:03 AM
by Greg'slawnandlandscape
8 269
Stihl engine isn't...
Marcintosh
08-12-2014 08:30 PM
08-28-2014 09:28 PM
by Marcintosh
12 466
Hello
jawnebgoode
08-28-2014 08:37 PM
08-28-2014 08:37 PM
by jawnebgoode
0 37
Hello from Ohio
kurtwin
08-28-2014 05:06 PM
08-28-2014 05:06 PM
by kurtwin
0 50
Softball field
kslawn
08-15-2014 09:28 AM
08-28-2014 12:01 PM
by Steve
16 561
Lawn needs top soil What...
jymie
08-26-2014 11:01 AM
08-28-2014 11:58 AM
by Steve
5 170
Sod
RosalesLawnCare
08-27-2014 03:47 PM
08-28-2014 11:55 AM
by Steve
1 91
Help pricing cut down 7...
Bradcook21
08-26-2014 11:17 PM
08-28-2014 11:47 AM
by Steve
5 156
Walk Behinds and Texas...
SGL1
08-26-2014 03:53 PM
08-27-2014 10:38 PM
by SGL1
5 162
Say Hello !!!
Steve
03-19-2007 11:18 AM
08-27-2014 08:33 PM
by kurtwin
1,187 331,146
These are the days on...
ExtremeLawncareServices
03-22-2014 09:12 AM
08-26-2014 04:21 PM
by ExtremeLawncareServices
110 6,560
How do I approach...
Bradcook21
08-21-2014 01:48 AM
08-26-2014 05:08 AM
by Billy Goat
12 455
Tender Process
M2Dave
08-24-2014 12:31 PM
08-25-2014 04:14 PM
by Steve
2 149
Grass hopper mower
ExtremeLawncareServices
12-05-2013 08:51 AM
08-25-2014 04:02 PM
by Steve
26 3,802
Need help pricing basic...
Bradcook21
08-22-2014 01:21 AM
08-22-2014 01:05 PM
by Steve
2 238
Yearly contract Pricing
jrob0691
08-21-2014 08:57 AM
08-22-2014 01:01 PM
by Steve
6 306
yearly contract help...
jrob0691
08-21-2014 04:09 PM
08-22-2014 12:48 PM
by Steve
1 189
Pampas bushes
Bradcook21
08-22-2014 01:30 AM
08-22-2014 07:17 AM
by grassdoctore
1 168
2014 Gie-expo
ExtremeLawncareServices
08-19-2014 11:22 PM
08-21-2014 08:50 PM
by phlawncare
2 204
Fuel Can Spouts
Shark1611
08-16-2014 09:09 AM
08-21-2014 08:23 PM
by SGL1
11 440
Have you ever had to...
SouthernRootsLawnCare
07-26-2014 02:41 PM
08-21-2014 05:03 PM
by stevef1201
6 705
Hello
M2Dave
08-21-2014 12:32 AM
08-21-2014 01:38 PM
by Steve
1 172
New Landscaping Business
rekon32
08-16-2014 02:26 PM
08-21-2014 12:33 PM
by SouthallMowing
8 496
Downed Tree Chop Bid
WesleySnips
08-16-2014 03:47 PM
08-20-2014 01:44 PM
by SGL1
10 475
60 inch honda/bunton...
pblawncare
08-17-2014 11:30 AM
08-18-2014 03:19 PM
by Steve
2 221
Replacement Parts -...
nicholas-KC
08-16-2014 08:40 AM
08-18-2014 03:16 PM
by Steve
4 327
Preparing the soil
Billy Goat
08-16-2014 06:18 PM
08-18-2014 03:01 PM
by Steve
1 239
What to pay help
phlawncare
08-04-2014 08:33 PM
08-18-2014 10:33 AM
by jrs.landscaping
29 1,060
Hello
Jeff1
08-07-2014 11:18 PM
08-15-2014 11:53 PM
by Jeff1
11 532
Lie #2 RESIDENTIAL...
ExtremeLawncareServices
01-06-2014 05:02 AM
08-15-2014 01:46 PM
by mattthelawnguy
54 6,616
Need help 30 HP koler...
Shady Grady
08-01-2014 03:31 PM
08-15-2014 08:46 AM
by kslawn
18 711
New Boomless Sprayer!
BlackRain75
01-03-2014 01:01 PM
08-14-2014 02:37 AM
by BlackRain75
12 1,890
first year update
cmdlawncare
08-12-2014 05:41 PM
08-13-2014 03:29 PM
by Steve
1 332
Hello from Jacksonville,...
JM Lawn Care
08-10-2014 07:15 AM
08-13-2014 07:04 AM
by Sprinkler Buddy
9 439
Hello everyone new to...
maddyandrays
08-11-2014 04:51 PM
08-12-2014 08:58 PM
by Shark1611
2 282
Walk behinds
hpruitcei
08-07-2014 06:28 PM
08-12-2014 02:35 PM
by mattthelawnguy
7 550
New name help
stevef1201
08-10-2014 04:27 PM
08-12-2014 12:03 PM
by Steve
6 438
my little green dilemmas
Lawn Techie
08-03-2014 11:47 AM
08-11-2014 01:20 PM
by Steve
7 540
what the best...
CleanCutsLLC
08-02-2014 01:02 AM
08-11-2014 01:16 PM
by Steve
6 577
Texas lawn care company...
Livingston Lawn Care
07-25-2014 11:29 AM
08-11-2014 01:19 AM
by ExtremeLawncareServices
13 841
Covering all the bases
janslawncare
08-08-2014 10:11 AM
08-08-2014 01:41 PM
by Steve
1 376
New from Florida
ADE
08-06-2014 08:40 PM
08-08-2014 01:32 PM
by Steve
4 443
JOB - Landscape Install...
janslawncare
08-08-2014 10:06 AM
08-08-2014 10:06 AM
by janslawncare
0 336
Battery power tools or...
Steve
08-07-2014 12:24 PM
08-07-2014 05:18 PM
by mattthelawnguy
2 343
My client just told me...
Greg'slawnandlandscape
08-04-2014 08:39 AM
08-06-2014 11:14 PM
by grassdoctore
12 684
Illegal spraying
GoGreenerKS
07-04-2014 09:11 AM
08-06-2014 02:03 PM
by Steve
13 1,315
Mowing the hills
EyeCatchersNow
07-08-2014 12:22 PM
08-06-2014 01:40 PM
by Steve
20 1,545
Crop Rotation Techniques...
eastsidelandcare
07-17-2014 03:47 PM
08-06-2014 10:29 AM
by eastsidelandcare
5 726
Late charge
Simon Abousaada
07-30-2014 07:23 PM
08-05-2014 06:46 PM
by TheBeast
12 947
» Popular Tags
4x4 34'' ads apartment bid apartment lawn care estimate butterfly gardens care charge christmas credit card customers exmark fall ferris financing four wheel drive franchise gopherhaul grass gravely hardscapes health hills holiday how much to charge husqvarna hydraulic invoice kansas city landscape services lawn lawn care lawn care business lawn care business seo lawn care business show lawn care business website lawn care business website seo lawn care website managing a lawn care business marketing mechanic monthly mow mowing mulch price new and restored landscapes new buisness new business new mower podcast promotion push versus ride riding mower scag scag v-ride schedule search engine optimization seo small engine repair starting a business starting a lawn care business steve stihl top dresser toro tractor auger trailer mate pro tree care walker wright stander rh
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 06:47 AM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 06:47 AM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy