Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Business > General Business Discussions

General Business Discussions A place to talk about general business discussions.

Insurance Rates!


General Business Discussions

A place to talk about general business discussions.
Reply
 
Thread Tools Search this Thread
  #1  
Old 03-26-2013, 03:59 PM
SECTLANDSCAPING SECTLANDSCAPING is offline
new member
 
Join Date: Jul 2009
Location: CT
Posts: 1,912
Rep Power: 0
SECTLANDSCAPING is on a distinguished road
Default Insurance Rates!

Any ones insurance renewals get jacked up this year?

My auto just renewed and it went up $900.

My business insurance isnt up yet so I dont know if thats going up.

I was just going to add another truck. Instead I'm getting new quotes.
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #2  
Old 03-26-2013, 04:08 PM
willshome willshome is offline
new member
 
Join Date: Jan 2012
Location: Mass
Posts: 865
Rep Power: 0
willshome is on a distinguished road
Default

Lawn care business tipsLawn Care Business Book
did they say why
I wish I could raise my rates like that
Reply With Quote
  #3  
Old 03-26-2013, 04:15 PM
SECTLANDSCAPING SECTLANDSCAPING is offline
new member
 
Join Date: Jul 2009
Location: CT
Posts: 1,912
Rep Power: 0
SECTLANDSCAPING is on a distinguished road
Default

Nope... No tickets, no accidents, ever!

Its a nice increase of just under $300 per truck.

I was just talking to a guy at the auctions. He was asking if my rates went up and I was like no. I get my renewal bill in the mail today and my **** is jacked up.
Reply With Quote
  #4  
Old 03-26-2013, 05:51 PM
phouse65 phouse65 is offline
Member
 
Join Date: Mar 2011
Location: Canton, OHIO
Posts: 35
Rep Power: 6
phouse65 is on a distinguished road
Default Connecticut

I moved to Ohio from Connecticut for the cost of living. What I forgot about was how good Bidwell's Taverns wings are (cajun honey bbq). I hope you have been there, can not beat it.
Reply With Quote
  #5  
Old 03-26-2013, 08:52 PM
Hedgemaster Hedgemaster is offline
new member
 
Join Date: Jul 2010
Location: Pittsburgh, PA
Posts: 2,772
Rep Power: 0
Hedgemaster is on a distinguished road
Default

No, but just wait until the health insurance increases go through. You haven't seen nuthin' yet.
Reply With Quote
  #6  
Old 03-27-2013, 05:55 AM
stevef1201 stevef1201 is offline
Senior Member
 
Join Date: Apr 2010
Location: Central Florida
Posts: 1,236
Rep Power: 8
stevef1201 is on a distinguished road
Default

900 that s great mine is 1500. 1M liability 2500. Just wait untill the gasoline tax increase hits, 4.50 a gallon or more. Oh Obamacare is going to cost me an extra 500 a month.
Yeah for the government
Reply With Quote
  #7  
Old 03-27-2013, 09:38 AM
djm2013's Avatar
djm2013 djm2013 is offline
Member
 
Join Date: Mar 2013
Location: NY
Posts: 66
Rep Power: 4
djm2013 is on a distinguished road
Default Insurance and Fuel

Call 5 diff places, and get quotes emailed to you. tell them your shopping 5 places to get better service and rates and will be deciding when all the quotes are in, 5 phone calls and make them work for you could save you hundreds of dollars, also see if they take safety class discounts, multi line, member affiliations, ask them to tell you how you can get a discount.

If you use 25 to 30 gallons of diesel in 3 days, your loosing money going to a gas station. this is not a guess or a statement coming out my mouth, ITS A FACT YOUR LOOSING MONEY.

call a fuel supply place and tell them your usage, you can get an onsite fuel tank, 12v dc pump and pay less then the stations are charging, and then have net 30 days to pay the supplier.

if they charge 3995 for a 1000 gallons, or 2000 for 500 gallons, your gonna save hundreds if your paying 4.10 or 4.15 at the pump. and a easy to write off expense for taxes.

and your not filling up with a crew in your truck on the clock watching you and making your labor profit dwindle. 2 guys 15 minutes, 30 minutes of labor at 12.00 an hour is 6 bucks every time you stop for fuel up your loosing, 18 a week 18x4 weeks, 72$ a month you loose filling up with labor in the truck, trust me, do it at the yard with an onsite tank and pump.

Have one person fill all trucks at night before they go home. or you do it. keep a lock on the pump so no one steals from you.

right now Erie insurance in ny has the lowest rates. how do i know, cause i called everyone and made them quote me plans.

for GnL insurance, Farm Family seems to be the cheapest as well.

Hope this helps
Reply With Quote
  #8  
Old 03-27-2013, 10:38 AM
SECTLANDSCAPING SECTLANDSCAPING is offline
new member
 
Join Date: Jul 2009
Location: CT
Posts: 1,912
Rep Power: 0
SECTLANDSCAPING is on a distinguished road
Default

Steve thats a $900 increase. My auto insurance is now $3600 a year for 3 trucks. I have one more unregistered that I'm not adding till winter.

GL is low under $600 a year. Doesnt renew till july.

Workers comp is $1800 a year. Doesnt renew till july.

I called a few places and used a few services that get quotes. So far everyone is quoting GL and not auto. The auto is the problem.

I was going to ad my cars to the auto but the quote one I got charges more for cars then trucks.
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
push mowing rates? NPM_LLC Online Lawn Care Estimator - Help me bid this job 9 03-19-2013 10:57 AM
Spring/fall Clean Up Rates GVL General Business Discussions 2 01-12-2012 10:22 PM
Need help with snow removal rates. MrPlow2011 Online Lawn Care Estimator - Help me bid this job 23 11-14-2011 11:48 PM
SNOW PLOWING CONTRACTS (RATES) pinkbaglady Lawn Maintenance / Lawn Renovation 11 11-10-2011 03:50 AM
Freeze ARM rates Steve Money, Finances, Stocks, Bonds, & Investments. 0 10-08-2007 08:17 AM

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
Whats up??
Cpadgett
05-27-2016 10:57 AM
Yesterday 11:09 PM
by Cpadgett
1 37
Is it too late?
Cpadgett
05-28-2016 09:10 AM
Yesterday 02:08 PM
by Cpadgett
2 57
Firefighter gone Lawn...
Firehouselawn@hotmail.com
03-10-2016 04:50 PM
05-27-2016 08:17 PM
by J.A.S.LawnService
7 9,686
help with sole...
greenbuds
03-24-2016 12:21 PM
05-27-2016 12:20 PM
by Wolf4dk
3 9,421
To mow weekly or Biweekly
WarriorLandscapingCAN
05-11-2016 04:09 PM
05-26-2016 04:45 PM
by lawngawd7
9 348
Help a Brother Out -...
Hedgemaster
01-23-2012 04:19 PM
05-26-2016 04:34 PM
by Crossett73
91 33,724
Hello from Alabama
pruzilla
05-25-2016 01:20 PM
05-26-2016 08:14 AM
by pruzilla
2 63
Hello from Centreville!
Daveylawns
05-23-2016 09:04 AM
05-24-2016 04:08 PM
by Steve
1 81
Laying new grass, Sod...
WarriorLandscapingCAN
05-23-2016 10:07 AM
05-23-2016 08:41 PM
by Steve
1 71
I need some aeration...
rootytalbot
08-14-2015 12:32 PM
05-23-2016 09:06 AM
by Daveylawns
10 3,791
Prolin
rmccutchan
05-21-2016 04:53 PM
05-21-2016 06:36 PM
by rmccutchan
2 89
Upgraded to a new mower
Stevenor92
05-17-2016 08:17 PM
05-20-2016 07:08 PM
by Stevenor92
8 220
Intro
LaraRahmani
05-18-2016 02:54 PM
05-19-2016 02:43 PM
by Steve
2 120
Best Push Mower You Have...
markty
05-14-2016 03:46 PM
05-18-2016 07:34 PM
by Stevenor92
4 201
New mower!!!!
Stevenor92
05-18-2016 03:46 AM
05-18-2016 06:39 PM
by Stevenor92
2 127
Say Hello !!!
Steve
03-19-2007 11:18 AM
05-18-2016 02:59 PM
by LaraRahmani
1,249 435,055
Stupid idea?
hopolb33
05-13-2016 11:25 AM
05-16-2016 11:22 AM
by Steve
1 171
Planting SKYBOUND CEDARS
FrankieeLawnz
05-13-2016 03:59 PM
05-16-2016 11:21 AM
by Steve
1 152
Edging Fad...
Tree geek
05-10-2016 11:29 PM
05-15-2016 11:12 PM
by Tree geek
2 203
Business Overload
Chilehead
05-06-2016 09:27 PM
05-13-2016 11:15 AM
by Steve
11 416
Hello from great state...
Cel1980
05-11-2016 09:00 AM
05-13-2016 11:07 AM
by Steve
2 176
Did this job free to...
JJand M Lawncare
05-02-2016 02:33 PM
05-11-2016 03:54 PM
by JJand M Lawncare
10 448
How to tell Cust. to...
GeeGood
04-09-2008 09:55 PM
05-09-2016 07:08 PM
by JJand M Lawncare
16 5,539
Echo SRM 230 trouble.
Jack Rabbit
05-08-2016 06:16 PM
05-08-2016 11:22 PM
by Just for Cuts
1 163
Toro ZTR Issues
rsanchez1203
05-06-2016 09:27 PM
05-07-2016 10:26 AM
by Steve
2 189
Correct way to quote a...
WarriorLandscapingCAN
05-02-2016 11:52 AM
05-03-2016 10:59 AM
by Steve
1 307
» Popular Tags
advertising become an entrepreneur best mower be your own boss break business education business help business management contractor hacks deck lift dethatcher edging entrepreneur entrepreneur education estimates free lawn care fuel problems fuel pump half moon blade hydro increase customers jjandm lawncare landscape landscape design landscaping landscaping design company landscaping richmond va landscping lawncare lawn mowing lawnservice lowering grade marketing mulch new business planting plowing raising grade residential lawn care richmond va richmond virginia lawn care roundup safety scag snowblower snow plowing snow shovel solo solo backpack sprayer start a business start a lawn care business start business start up swzt toro timecutter tree tree pics tree service video walk behind what to charge work from home
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 08:49 AM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 08:49 AM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy