Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Just starting your lawn care or landscaping business? > Starting a lawn care business.

Starting a lawn care business. How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.

Company info on truck?


Starting a lawn care business.

How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.
Reply
 
Thread Tools Search this Thread
  #11  
Old 10-19-2011, 04:53 PM
SECTLANDSCAPING SECTLANDSCAPING is offline
new member
 
Join Date: Jul 2009
Location: CT
Posts: 1,912
Rep Power: 0
SECTLANDSCAPING is on a distinguished road
Default

Quote:
Originally Posted by Steve View Post
Why do you think he would tell you that and is that good advice or not?
I was getting quotes on general liability and wasnt sold whether or not to get commercial auto. I was going to wait till winter, thinking I only needed it for snow removal.

Quote:
Originally Posted by Steve View Post
What does that mean though?
If you get into a accident on the way to or back from a job and have personal auto. The insurance company wont cover a dime. Youll be liable for every dollar in damage.

If you just have a mower in the back, you might get away with it but if youve got signs all over your truck. Your done! Youll definitely have the policy dropped.
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #12  
Old 10-20-2011, 03:48 PM
Steve's Avatar
Steve Steve is online now
Administrator
 
Join Date: May 2003
Posts: 36,519
Rep Power: 10
Steve has disabled reputation
Default

Lawn care business tipsLawn Care Business Book
Quote:
Also you have people that are wanting to upgrade trucks before they do spend the money on putting a logo on the truck.
Is this a good or bad idea? Ultimately can't we keep putting off things until never?

Is it bad to have a sign on a truck that doesn't look to good? Or is it always helpful to be promoting your business name?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #13  
Old 10-20-2011, 05:17 PM
Hedgemaster Hedgemaster is offline
new member
 
Join Date: Jul 2010
Location: Pittsburgh, PA
Posts: 2,772
Rep Power: 0
Hedgemaster is on a distinguished road
Default

Quote:
Originally Posted by SECTLANDSCAPING View Post
I was getting quotes on general liability and wasnt sold whether or not to get commercial auto. I was going to wait till winter, thinking I only needed it for snow removal.


If you get into a accident on the way to or back from a job and have personal auto. The insurance company wont cover a dime. Youll be liable for every dollar in damage.

If you just have a mower in the back, you might get away with it but if youve got signs all over your truck. Your done! Youll definitely have the policy dropped.

The whole insurance thing may vary by state, but here in PA I'm perfectly fine using my regular policy that I've had for years - no need to switch to a "commercial policy" UNLESS I have any employees that will drive it, OR if I title it under my business name. Otherwise, no problem if I have an accident while going to, coming from, or while working - it's covered. (except for equipment - that needs to be covered separately)

Trust me, I confirmed this with three insurance companies before accepting it as truth.
Reply With Quote
  #14  
Old 10-20-2011, 07:15 PM
Ducke's Avatar
Ducke Ducke is offline
Senior Member
 
Join Date: Nov 2010
Location: The Duck Pond
Posts: 844
Rep Power: 4
Ducke is on a distinguished road
Default

Only problem I have with magnetic signs is how many you loose over a season and time wasted back tracking trying to find were they blew off at.
__________________
Ducke's lawn Care and Introducing Duck's Seasonal Decor.
Reply With Quote
  #15  
Old 10-20-2011, 10:41 PM
jymie's Avatar
jymie jymie is offline
Senior Member
 
Join Date: Aug 2008
Location: Hamburg New York
Posts: 905
Rep Power: 7
jymie is on a distinguished road
Default

Quote:
Originally Posted by Ducke View Post
Only problem I have with magnetic signs is how many you loose over a season and time wasted back tracking trying to find were they blew off at.
I have never lost a magnetic sign that I got from Buildasign. They do not blow off at all. They do not move around either. Very good product.
Reply With Quote
  #16  
Old 10-23-2011, 10:14 PM
wuduyathink wuduyathink is offline
Junior Member
 
Join Date: Oct 2011
Posts: 10
Rep Power: 4
wuduyathink is on a distinguished road
Default

Quote:
Originally Posted by SECTLANDSCAPING View Post
I think you might have hit the nail on the head as not being legit. When I first bought commercial auto insurance something that my agent said was "you dont want to be in a accident with lettering".
So are you saying that, it is illegal to have signs on your truck if you don't have commercial auto insurance?

I am only starting off next season and I wasn't planning on buying any insurance for the first year as I imagine it being an extra hassle plus extra expenses.

Also to have any logo or signs on your truck, do you need to have an F plate or it isn't mandatory?

Also what are the pros and cons of having commercial insurance?

Thanks guys!
Reply With Quote
  #17  
Old 10-23-2011, 10:38 PM
wandfsmall wandfsmall is offline
Senior Member
 
Join Date: Sep 2010
Posts: 925
Rep Power: 5
wandfsmall is on a distinguished road
Default

Quote:
Originally Posted by wuduyathink View Post
So are you saying that, it is illegal to have signs on your truck if you don't have commercial auto insurance?

I am only starting off next season and I wasn't planning on buying any insurance for the first year as I imagine it being an extra hassle plus extra expenses.

Also to have any logo or signs on your truck, do you need to have an F plate or it isn't mandatory?

Also what are the pros and cons of having commercial insurance?

Thanks guys!
you would have to look into local laws for the answers to your questions.

some insurance policy's will not pay out in a wreck though if you have business signs on your truck but do not have a commercial policy so that is what most people are likely talking about.
__________________
I am the owner of www.AllOutdoorParts.com an online mower parts distributor. I am also a Briggs Master Service Technician and Expert Certified Mechanic for Kohler. If my posts helps you please like my facebook page at www.facebook.com/alloutdoorparts
Reply With Quote
  #18  
Old 10-23-2011, 10:41 PM
SECTLANDSCAPING SECTLANDSCAPING is offline
new member
 
Join Date: Jul 2009
Location: CT
Posts: 1,912
Rep Power: 0
SECTLANDSCAPING is on a distinguished road
Default

Quote:
Originally Posted by wuduyathink View Post
So are you saying that, it is illegal to have signs on your truck if you don't have commercial auto insurance?

I am only starting off next season and I wasn't planning on buying any insurance for the first year as I imagine it being an extra hassle plus extra expenses.

Also to have any logo or signs on your truck, do you need to have an F plate or it isn't mandatory?

Also what are the pros and cons of having commercial insurance?

Thanks guys!
its not illegal but if its in the police report or the insurance adjuster sees it. They will use it as a way of not paying the claim. I had a insurance company drop me because I was a pizza delivery driver.

Not sure about the f plate.

Liability. Its about losing your assets. You wont be able to step foot on a commercial property without it. Since 60% of my business is commercial its a must have.
Reply With Quote
  #19  
Old 10-24-2011, 12:50 AM
Hedgemaster Hedgemaster is offline
new member
 
Join Date: Jul 2010
Location: Pittsburgh, PA
Posts: 2,772
Rep Power: 0
Hedgemaster is on a distinguished road
Default

Quote:
Originally Posted by wuduyathink View Post
So are you saying that, it is illegal to have signs on your truck if you don't have commercial auto insurance?

I am only starting off next season and I wasn't planning on buying any insurance for the first year as I imagine it being an extra hassle plus extra expenses.

Also to have any logo or signs on your truck, do you need to have an F plate or it isn't mandatory?

Also what are the pros and cons of having commercial insurance?

Thanks guys!

So being protected if you should throw a stone through someone's eye is a "hassle"?

I found business liability insurance for around $350-$400 a year. Not that expensive when you consider everything else that you'll be spending, or the fallout after hurting someone/damaging their property.
Getting insurance was hands down, the EASIEST part of becoming legit. If you think that's a hassle, wait until you find out all the other stuff you may need to do.



This thread isn't about insurance though. Check your local/state laws regarding required coverage. Some people are saying they must have commercial auto policies, others (myself/PA) do not. (but there are exceptions)

The thing that was mentioned before about the signs is that if you ARE required to have a commercial policy, but do NOT, then having signs on your truck would indicate that it's not a "personal vehicle" should you be involved in an accident. Bad. Well, not really, because if you're operating illegally, you SHOULD be punished.
Reply With Quote
  #20  
Old 10-24-2011, 05:29 PM
Steve's Avatar
Steve Steve is online now
Administrator
 
Join Date: May 2003
Posts: 36,519
Rep Power: 10
Steve has disabled reputation
Default

A downside I could see to lettering your truck is if your town does not allow you to park commercial vehicles in your residential driveway.

Have any of you ever had a problem with this?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
MY COMPANY TRUCK WITH NEW LOGO ON IT Show Off - Picture Post - Photo Gallery 10 02-03-2008 08:05 AM
Need a little info. Ernest Introduce Yourself 11 07-09-2007 04:25 PM
Map info field Gopher Software Support Archived Question & Answers - Read Only 1 11-22-2006 09:57 PM

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
raking leaves ?
robert8509
10-22-2014 09:19 PM
Today 12:09 PM
by biglee
10 305
Business Cards
crieg122
Today 12:03 PM
Today 12:03 PM
by crieg122
0 1
Leaf Box & Loader Set...
ringahding1
10-21-2014 06:20 AM
Today 11:46 AM
by crieg122
6 318
Lawn Care business...
crieg122
10-23-2014 01:23 PM
Today 11:39 AM
by crieg122
5 224
Gie-review / What's new...
ExtremeLawncareServices
Today 09:19 AM
Today 09:19 AM
by ExtremeLawncareServices
0 23
Dealing With Gas Can...
Mr. Mow
10-21-2014 01:41 PM
Today 08:37 AM
by Dan Tanner
10 385
Leaf removal
madmedic8575
Yesterday 04:14 PM
Today 06:47 AM
by Mr. Mow
3 122
My Newest Toy (B.P....
Dan Tanner
10-23-2014 05:50 PM
Today 05:06 AM
by Dan Tanner
2 166
hey everyone
robert8509
10-22-2014 08:16 PM
Yesterday 11:07 PM
by robert8509
7 247
new to the forum
madmedic8575
Yesterday 02:52 PM
Yesterday 02:52 PM
by madmedic8575
0 76
Pressure Washing Like a...
TNTurf
08-01-2014 11:47 PM
Yesterday 01:00 PM
by Steve
11 917
12 Years in Business!
Chilehead
10-23-2014 08:07 AM
10-23-2014 11:08 PM
by Chilehead
2 168
Cheapskate Landlord...
Mr. Mow
10-20-2014 06:33 AM
10-23-2014 05:55 PM
by biglee
13 479
Hi from SoCal
Jmoney
10-23-2014 11:29 AM
10-23-2014 12:51 PM
by Steve
1 137
Workmans compensation...
CDLAWNCARE
10-15-2014 08:05 AM
10-23-2014 12:33 PM
by Steve
5 593
Pda
stevef1201
10-18-2014 02:05 PM
10-23-2014 06:12 AM
by ringahding1
4 420
Hello, from TEXAS
sanchez5
10-17-2014 09:56 PM
10-22-2014 01:27 PM
by Steve
6 489
Organic Lawn Care...
NHray
10-17-2014 06:05 PM
10-22-2014 01:23 PM
by Steve
3 462
Hi Steve From West...
Mr. Mow
10-21-2014 01:59 PM
10-22-2014 01:19 PM
by Steve
1 234
Help a brother...
tbtigers03
09-28-2014 11:41 AM
10-22-2014 08:51 AM
by ringahding1
12 1,600
first year update
cmdlawncare
08-12-2014 05:41 PM
10-22-2014 07:47 AM
by ringahding1
4 1,433
What parts do you carry...
Just for Cuts
10-17-2014 09:08 AM
10-21-2014 01:36 PM
by Mr. Mow
16 736
Jungle to Beautiful
stevef1201
10-17-2014 09:54 AM
10-21-2014 01:26 PM
by stevef1201
11 588
These are the days on...
ExtremeLawncareServices
03-22-2014 09:12 AM
10-21-2014 01:19 PM
by ExtremeLawncareServices
158 11,524
Sunny Beach Tennis...
SGL1
10-19-2014 11:24 PM
10-21-2014 01:04 PM
by SGL1
4 337
Have you ever had to...
SouthernRootsLawnCare
07-26-2014 02:41 PM
10-20-2014 08:34 PM
by biglee
10 1,912
Look out Bob Villa -...
Mr Dave
09-30-2014 10:06 AM
10-20-2014 05:42 PM
by SGL1
7 1,396
how to fi d commercial...
mchampion319
10-19-2014 09:50 PM
10-20-2014 04:41 PM
by Steve
1 304
Hello From Tennessee
mrmann901
10-17-2014 10:02 PM
10-20-2014 04:24 PM
by Steve
1 374
questions on order to...
jack2048
10-13-2014 11:15 AM
10-20-2014 03:27 PM
by Mr. Mow
15 827
This sucks...
Matther777
09-18-2014 04:56 PM
10-20-2014 02:14 PM
by Steve
14 2,291
Cement mixer
KevinsLawns
10-15-2014 08:03 PM
10-20-2014 02:11 PM
by Steve
7 566
Hello ! New guy Rob here
RWorthley1
10-17-2014 04:05 PM
10-20-2014 02:09 PM
by Steve
1 407
Snow Blowing
gwilson98
10-12-2014 02:21 PM
10-17-2014 02:51 PM
by Steve
6 746
Spreading Weeds?
WesleySnips
07-27-2014 09:46 PM
10-17-2014 07:49 AM
by SGL1
6 1,050
Grasswhoopins.com Anyone...
GRASS WHOOPINS
06-21-2011 11:38 PM
10-16-2014 01:30 PM
by ExtremeLawncareServices
42 9,420
I Want to buy old...
ExtremeLawncareServices
10-10-2014 10:04 PM
10-15-2014 09:12 PM
by ExtremeLawncareServices
6 768
Say Hello !!!
Steve
03-19-2007 11:18 AM
10-15-2014 06:43 PM
by NHray
1,190 340,428
Do you find weed eating...
chuck2s
10-15-2014 02:10 PM
10-15-2014 02:10 PM
by chuck2s
0 492
Incorporating &...
WesleySnips
10-01-2014 09:39 PM
10-15-2014 01:37 PM
by kslawn
20 1,595
Falling into business
stellarmowing
09-28-2014 04:35 PM
10-15-2014 05:57 AM
by ringahding1
8 1,599
Apartment Complex and...
lxarth
06-22-2011 01:10 PM
10-14-2014 06:25 PM
by jrs.landscaping
42 9,700
I LOVE hedge trimming
stevef1201
10-13-2014 09:05 AM
10-14-2014 01:06 PM
by Steve
5 624
Help with seeder...
ExtremeLawncareServices
10-09-2014 07:39 AM
10-13-2014 08:09 PM
by ExtremeLawncareServices
5 785
The Market watch
WesleySnips
10-12-2014 08:47 PM
10-13-2014 05:40 PM
by SGL1
3 628
Help pricing a large...
Bradcook21
10-07-2014 06:49 AM
10-13-2014 02:00 PM
by Steve
7 978
leaf removal
Double J LLC
10-03-2014 04:24 PM
10-13-2014 06:46 AM
by Billy Goat
19 1,629
Acerage Rake
acrajchel
04-23-2014 07:23 PM
10-12-2014 10:53 PM
by SGL1
2 943
John Deere z235 Deck
WesleySnips
09-29-2014 06:02 PM
10-12-2014 06:20 PM
by kslawn
25 1,760
Credit card contract
SGL1
10-06-2014 05:31 PM
10-12-2014 03:40 PM
by SGL1
18 1,168
» Popular Tags
4wd apartment bid apartment lawn care estimate applying bob villa bush charge christmas commercial deliquentaccounts demonstration exmark ferris first truck georgia gopherhaul gravely hardscapes hills holiday honda how much to charge how to hydraulic labor cost landscape services lawn lawn care lawn care busines plan lawn care business book lawn care business podcast lawn care business seo lawn care business show lawn care business website lawn care business website seo lawn care seo lawn care website lawn care website seo lighting brass outdoor lights managing a lawn care business marketing mechanic monthly mowing mulch mulch price new business patio install podcast property management company push versus ride savannah scag scag v-ride seo shell snow plowing starting a business starting a lawn care business start up lawn care business stihl sulky toro tractor auger trailer mate pro tree truck new used landscape walker won't return wright stander rh
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 12:09 PM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 12:09 PM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy