Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Just starting your lawn care or landscaping business? > Starting a lawn care business.

Starting a lawn care business. How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.

Company info on truck?


Starting a lawn care business.

How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.
Reply
 
Thread Tools Search this Thread
  #11  
Old 10-19-2011, 04:53 PM
SECTLANDSCAPING SECTLANDSCAPING is offline
new member
 
Join Date: Jul 2009
Location: CT
Posts: 1,912
Rep Power: 0
SECTLANDSCAPING is on a distinguished road
Default

Quote:
Originally Posted by Steve View Post
Why do you think he would tell you that and is that good advice or not?
I was getting quotes on general liability and wasnt sold whether or not to get commercial auto. I was going to wait till winter, thinking I only needed it for snow removal.

Quote:
Originally Posted by Steve View Post
What does that mean though?
If you get into a accident on the way to or back from a job and have personal auto. The insurance company wont cover a dime. Youll be liable for every dollar in damage.

If you just have a mower in the back, you might get away with it but if youve got signs all over your truck. Your done! Youll definitely have the policy dropped.
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #12  
Old 10-20-2011, 03:48 PM
Steve's Avatar
Steve Steve is online now
Administrator
 
Join Date: May 2003
Posts: 37,277
Rep Power: 10
Steve has disabled reputation
Default

Lawn care business tipsLawn Care Business Book
Quote:
Also you have people that are wanting to upgrade trucks before they do spend the money on putting a logo on the truck.
Is this a good or bad idea? Ultimately can't we keep putting off things until never?

Is it bad to have a sign on a truck that doesn't look to good? Or is it always helpful to be promoting your business name?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #13  
Old 10-20-2011, 05:17 PM
Hedgemaster Hedgemaster is offline
new member
 
Join Date: Jul 2010
Location: Pittsburgh, PA
Posts: 2,772
Rep Power: 0
Hedgemaster is on a distinguished road
Default

Quote:
Originally Posted by SECTLANDSCAPING View Post
I was getting quotes on general liability and wasnt sold whether or not to get commercial auto. I was going to wait till winter, thinking I only needed it for snow removal.


If you get into a accident on the way to or back from a job and have personal auto. The insurance company wont cover a dime. Youll be liable for every dollar in damage.

If you just have a mower in the back, you might get away with it but if youve got signs all over your truck. Your done! Youll definitely have the policy dropped.

The whole insurance thing may vary by state, but here in PA I'm perfectly fine using my regular policy that I've had for years - no need to switch to a "commercial policy" UNLESS I have any employees that will drive it, OR if I title it under my business name. Otherwise, no problem if I have an accident while going to, coming from, or while working - it's covered. (except for equipment - that needs to be covered separately)

Trust me, I confirmed this with three insurance companies before accepting it as truth.
Reply With Quote
  #14  
Old 10-20-2011, 07:15 PM
Ducke's Avatar
Ducke Ducke is offline
new member
 
Join Date: Nov 2010
Location: The Duck Pond
Posts: 844
Rep Power: 0
Ducke is on a distinguished road
Default

Only problem I have with magnetic signs is how many you loose over a season and time wasted back tracking trying to find were they blew off at.
Reply With Quote
  #15  
Old 10-20-2011, 10:41 PM
jymie's Avatar
jymie jymie is offline
Senior Member
 
Join Date: Aug 2008
Location: Hamburg New York
Posts: 912
Rep Power: 7
jymie is on a distinguished road
Default

Quote:
Originally Posted by Ducke View Post
Only problem I have with magnetic signs is how many you loose over a season and time wasted back tracking trying to find were they blew off at.
I have never lost a magnetic sign that I got from Buildasign. They do not blow off at all. They do not move around either. Very good product.
Reply With Quote
  #16  
Old 10-23-2011, 10:14 PM
wuduyathink wuduyathink is offline
Junior Member
 
Join Date: Oct 2011
Posts: 10
Rep Power: 4
wuduyathink is on a distinguished road
Default

Quote:
Originally Posted by SECTLANDSCAPING View Post
I think you might have hit the nail on the head as not being legit. When I first bought commercial auto insurance something that my agent said was "you dont want to be in a accident with lettering".
So are you saying that, it is illegal to have signs on your truck if you don't have commercial auto insurance?

I am only starting off next season and I wasn't planning on buying any insurance for the first year as I imagine it being an extra hassle plus extra expenses.

Also to have any logo or signs on your truck, do you need to have an F plate or it isn't mandatory?

Also what are the pros and cons of having commercial insurance?

Thanks guys!
Reply With Quote
  #17  
Old 10-23-2011, 10:38 PM
wandfsmall wandfsmall is offline
Senior Member
 
Join Date: Sep 2010
Posts: 925
Rep Power: 5
wandfsmall is on a distinguished road
Default

Quote:
Originally Posted by wuduyathink View Post
So are you saying that, it is illegal to have signs on your truck if you don't have commercial auto insurance?

I am only starting off next season and I wasn't planning on buying any insurance for the first year as I imagine it being an extra hassle plus extra expenses.

Also to have any logo or signs on your truck, do you need to have an F plate or it isn't mandatory?

Also what are the pros and cons of having commercial insurance?

Thanks guys!
you would have to look into local laws for the answers to your questions.

some insurance policy's will not pay out in a wreck though if you have business signs on your truck but do not have a commercial policy so that is what most people are likely talking about.
__________________
I am the owner of www.AllOutdoorParts.com an online mower parts distributor. I am also a Briggs Master Service Technician and Expert Certified Mechanic for Kohler. If my posts helps you please like my facebook page at www.facebook.com/alloutdoorparts
Reply With Quote
  #18  
Old 10-23-2011, 10:41 PM
SECTLANDSCAPING SECTLANDSCAPING is offline
new member
 
Join Date: Jul 2009
Location: CT
Posts: 1,912
Rep Power: 0
SECTLANDSCAPING is on a distinguished road
Default

Quote:
Originally Posted by wuduyathink View Post
So are you saying that, it is illegal to have signs on your truck if you don't have commercial auto insurance?

I am only starting off next season and I wasn't planning on buying any insurance for the first year as I imagine it being an extra hassle plus extra expenses.

Also to have any logo or signs on your truck, do you need to have an F plate or it isn't mandatory?

Also what are the pros and cons of having commercial insurance?

Thanks guys!
its not illegal but if its in the police report or the insurance adjuster sees it. They will use it as a way of not paying the claim. I had a insurance company drop me because I was a pizza delivery driver.

Not sure about the f plate.

Liability. Its about losing your assets. You wont be able to step foot on a commercial property without it. Since 60% of my business is commercial its a must have.
Reply With Quote
  #19  
Old 10-24-2011, 12:50 AM
Hedgemaster Hedgemaster is offline
new member
 
Join Date: Jul 2010
Location: Pittsburgh, PA
Posts: 2,772
Rep Power: 0
Hedgemaster is on a distinguished road
Default

Quote:
Originally Posted by wuduyathink View Post
So are you saying that, it is illegal to have signs on your truck if you don't have commercial auto insurance?

I am only starting off next season and I wasn't planning on buying any insurance for the first year as I imagine it being an extra hassle plus extra expenses.

Also to have any logo or signs on your truck, do you need to have an F plate or it isn't mandatory?

Also what are the pros and cons of having commercial insurance?

Thanks guys!

So being protected if you should throw a stone through someone's eye is a "hassle"?

I found business liability insurance for around $350-$400 a year. Not that expensive when you consider everything else that you'll be spending, or the fallout after hurting someone/damaging their property.
Getting insurance was hands down, the EASIEST part of becoming legit. If you think that's a hassle, wait until you find out all the other stuff you may need to do.



This thread isn't about insurance though. Check your local/state laws regarding required coverage. Some people are saying they must have commercial auto policies, others (myself/PA) do not. (but there are exceptions)

The thing that was mentioned before about the signs is that if you ARE required to have a commercial policy, but do NOT, then having signs on your truck would indicate that it's not a "personal vehicle" should you be involved in an accident. Bad. Well, not really, because if you're operating illegally, you SHOULD be punished.
Reply With Quote
  #20  
Old 10-24-2011, 05:29 PM
Steve's Avatar
Steve Steve is online now
Administrator
 
Join Date: May 2003
Posts: 37,277
Rep Power: 10
Steve has disabled reputation
Default

A downside I could see to lettering your truck is if your town does not allow you to park commercial vehicles in your residential driveway.

Have any of you ever had a problem with this?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
MY COMPANY TRUCK WITH NEW LOGO ON IT Show Off - Picture Post - Photo Gallery 10 02-03-2008 08:05 AM
Need a little info. Ernest Introduce Yourself 11 07-09-2007 04:25 PM
Map info field Gopher Software Support Archived Question & Answers - Read Only 1 11-22-2006 09:57 PM

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
mowfinder
scaypa
04-27-2015 05:44 PM
Today 01:14 PM
by Steve
1 124
How busy are you now?
Steve
Today 01:10 PM
Today 01:10 PM
by Steve
0 22
Latest video, Facebook...
Sprinkler Buddy
05-01-2015 06:54 AM
Today 01:09 PM
by Steve
3 114
I'm Back With The Best...
aduttonater
02-21-2015 12:41 AM
Today 01:07 PM
by Steve
71 3,025
I have ZERO confidence...
Just for Cuts
05-01-2015 04:24 PM
Today 01:05 PM
by Steve
17 294
These are the days on...
ExtremeLawncareServices
01-11-2015 10:41 AM
Today 01:03 PM
by Steve
72 5,779
Pictures of commercial...
avetslawncare
04-01-2015 09:47 PM
Today 01:01 PM
by Steve
32 1,289
weed
avetslawncare
04-16-2015 07:56 PM
05-01-2015 11:38 AM
by Steve
8 468
so i need somehelp with...
dalvan0
04-28-2015 07:43 PM
04-30-2015 10:55 PM
by avetslawncare
3 188
Anyone have a Lawn Care...
nishirandall
04-28-2015 08:45 PM
04-30-2015 12:00 AM
by Steve
1 152
mowing pic
joshlawncare
04-25-2015 12:34 PM
04-29-2015 10:55 PM
by Steve
5 255
Big (to me) mulch job
tl757
04-23-2015 05:32 PM
04-29-2015 10:51 PM
by Steve
14 436
Help with a truck
bdodson89
04-27-2015 08:15 PM
04-29-2015 10:47 PM
by Steve
4 193
Ford F250 Wheel loaders...
jrs.landscaping
04-28-2015 05:34 AM
04-29-2015 07:47 AM
by jrs.landscaping
2 144
New company in Michigan
SEM
04-24-2015 09:27 PM
04-28-2015 11:56 AM
by Steve
6 227
Correct me if I'm wrong...
SGL1
04-26-2015 02:41 PM
04-28-2015 06:57 AM
by SGL1
12 283
Total yard rehab
SGL1
04-23-2015 03:59 PM
04-27-2015 06:57 PM
by SGL1
11 357
equipment marketplace?
jrs.landscaping
04-27-2015 04:49 PM
04-27-2015 06:09 PM
by jrs.landscaping
2 139
Buying contracts /...
greenscaper123
04-26-2015 04:46 PM
04-27-2015 05:59 PM
by Steve
2 177
Lawn Care Service in...
Friscobob
04-24-2015 03:33 PM
04-27-2015 05:44 PM
by Steve
4 253
what's the big deal...
Tony317
04-25-2015 02:19 PM
04-27-2015 05:43 PM
by Steve
3 190
Newb Question - Multiple...
DependiLawn
04-24-2015 11:36 PM
04-27-2015 05:36 PM
by Steve
1 180
maintandlawndispatch...
SGL1
04-21-2015 03:31 PM
04-24-2015 04:42 PM
by Steve
9 333
Thoughts on Undocumented...
element009
09-25-2011 11:08 AM
04-23-2015 09:32 PM
by Chilehead
56 15,739
Hello Everyone
DesignsByBnC
04-22-2015 04:07 PM
04-23-2015 02:19 PM
by DesignsByBnC
2 210
The upcoming rainy...
5StarLawnscaping
04-21-2015 01:22 PM
04-23-2015 12:54 PM
by Steve
7 300
color fliers?
holymoly
04-18-2015 02:32 PM
04-23-2015 12:50 PM
by Steve
12 511
WARNING! Especially to...
SC93
04-19-2015 12:05 PM
04-22-2015 01:39 PM
by Steve
14 567
Could be great news for...
SC93
04-14-2015 11:06 PM
04-22-2015 01:28 PM
by Steve
15 630
quick pic
joshlawncare
04-14-2015 07:49 PM
04-21-2015 05:01 PM
by joshlawncare
4 451
Got Inspected today
swstout
08-09-2010 10:31 PM
04-21-2015 03:53 PM
by SGL1
10 4,129
Smoked my first belt!
SGL1
04-20-2015 08:46 PM
04-21-2015 03:28 PM
by SGL1
4 275
lawn care business...
holymoly
04-18-2015 02:56 PM
04-21-2015 06:18 AM
by holymoly
3 372
landscape insurance
clarkslawn
03-30-2015 10:14 PM
04-20-2015 10:02 PM
by SGL1
4 603
Poll & Discussion...
CHEESE2009
09-16-2011 06:16 PM
04-20-2015 08:20 PM
by avetslawncare
27 5,802
Aerating / Dethaching...
Hard-Body lawn & garden
04-12-2015 07:53 PM
04-19-2015 08:49 PM
by Chilehead
17 736
Start LIKING FACEBOOK...
rlclawncare123
02-26-2015 12:06 AM
04-19-2015 09:21 AM
by KJ90
8 1,133
bidding a cemetery....
NPM_LLC
03-28-2015 10:56 AM
04-19-2015 05:26 AM
by RSE
22 1,190
Hustler Raptor
SGL1
04-13-2015 09:27 PM
04-18-2015 07:53 AM
by SGL1
15 640
is craiglist good to...
JBENI
04-16-2015 11:11 AM
04-17-2015 10:25 PM
by Wolf4dk
11 552
Am I missing something...
googus
04-11-2015 06:33 PM
04-17-2015 08:01 PM
by avetslawncare
10 687
Hello
sonny54
04-16-2015 09:49 PM
04-17-2015 03:10 PM
by Steve
1 305
Unreal
Chilehead
04-09-2015 09:12 PM
04-17-2015 08:27 AM
by Chilehead
11 693
starting a lawn care...
JBENI
04-14-2015 09:03 AM
04-17-2015 08:03 AM
by JBENI
14 710
Finally got a warehouse
avetslawncare
03-12-2015 07:52 PM
04-16-2015 07:52 PM
by avetslawncare
23 1,525
New 14 x 7 Enclosed...
whitepropertydetail
04-15-2015 06:46 PM
04-16-2015 03:40 PM
by Steve
1 368
older used dump trucks
SECTLANDSCAPING
09-22-2011 12:33 AM
04-16-2015 12:41 PM
by biglee
21 8,187
Tax Poll
Steve
04-15-2015 02:13 PM
04-15-2015 02:13 PM
by Steve
0 347
lawn care by Aj
aj10261984
04-14-2015 06:50 PM
04-15-2015 01:43 PM
by Steve
2 390
Contact last years...
googus
01-28-2015 08:13 AM
04-15-2015 12:54 PM
by SC93
7 1,395
» Popular Tags
ad landscaping apartment complex bark billy goat brushcutter blades blowout bob villa collections commercial contract help curb appeal services demonstration design edging employee problems equipment rental facebook ferris flyers foreman grass growing a lawn care business hardscapes hills hiring how to husqvarna hydraulic landscape services lawn aeration lawn care lawn care busines plan lawn mowing marketing marketing secrets more customers business mr dave ordinance past due patio install per hour charge pricing profit on employee pto push versus ride running a business scag v-ride scripts secrets to landscaping seo shell shreaded small engine repair sq ft square foot sulky toro grand stand tractor auger trailer trailer mate pro tree trimmer rack truck new used landscape web design website website design winterization won't return wright stander rh www.greenturion.co.za
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 04:32 PM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 04:32 PM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy