Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Just starting your lawn care or landscaping business? > Starting a lawn care business.

Starting a lawn care business. How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.

Company info on truck?


Starting a lawn care business.

How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.
Reply
 
Thread Tools Search this Thread
  #11  
Old 10-19-2011, 05:53 PM
SECTLANDSCAPING SECTLANDSCAPING is offline
new member
 
Join Date: Jul 2009
Location: CT
Posts: 1,912
Rep Power: 0
SECTLANDSCAPING is on a distinguished road
Default

Quote:
Originally Posted by Steve View Post
Why do you think he would tell you that and is that good advice or not?
I was getting quotes on general liability and wasnt sold whether or not to get commercial auto. I was going to wait till winter, thinking I only needed it for snow removal.

Quote:
Originally Posted by Steve View Post
What does that mean though?
If you get into a accident on the way to or back from a job and have personal auto. The insurance company wont cover a dime. Youll be liable for every dollar in damage.

If you just have a mower in the back, you might get away with it but if youve got signs all over your truck. Your done! Youll definitely have the policy dropped.
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #12  
Old 10-20-2011, 04:48 PM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 37,811
Rep Power: 10
Steve has disabled reputation
Default

Lawn care business tipsLawn Care Business Book
Quote:
Also you have people that are wanting to upgrade trucks before they do spend the money on putting a logo on the truck.
Is this a good or bad idea? Ultimately can't we keep putting off things until never?

Is it bad to have a sign on a truck that doesn't look to good? Or is it always helpful to be promoting your business name?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #13  
Old 10-20-2011, 06:17 PM
Hedgemaster Hedgemaster is offline
new member
 
Join Date: Jul 2010
Location: Pittsburgh, PA
Posts: 2,772
Rep Power: 0
Hedgemaster is on a distinguished road
Default

Quote:
Originally Posted by SECTLANDSCAPING View Post
I was getting quotes on general liability and wasnt sold whether or not to get commercial auto. I was going to wait till winter, thinking I only needed it for snow removal.


If you get into a accident on the way to or back from a job and have personal auto. The insurance company wont cover a dime. Youll be liable for every dollar in damage.

If you just have a mower in the back, you might get away with it but if youve got signs all over your truck. Your done! Youll definitely have the policy dropped.

The whole insurance thing may vary by state, but here in PA I'm perfectly fine using my regular policy that I've had for years - no need to switch to a "commercial policy" UNLESS I have any employees that will drive it, OR if I title it under my business name. Otherwise, no problem if I have an accident while going to, coming from, or while working - it's covered. (except for equipment - that needs to be covered separately)

Trust me, I confirmed this with three insurance companies before accepting it as truth.
Reply With Quote
  #14  
Old 10-20-2011, 08:15 PM
Ducke's Avatar
Ducke Ducke is offline
new member
 
Join Date: Nov 2010
Location: The Duck Pond
Posts: 844
Rep Power: 0
Ducke is on a distinguished road
Default

Only problem I have with magnetic signs is how many you loose over a season and time wasted back tracking trying to find were they blew off at.
Reply With Quote
  #15  
Old 10-20-2011, 11:41 PM
jymie's Avatar
jymie jymie is offline
Senior Member
 
Join Date: Aug 2008
Location: Hamburg New York
Posts: 912
Rep Power: 8
jymie is on a distinguished road
Default

Quote:
Originally Posted by Ducke View Post
Only problem I have with magnetic signs is how many you loose over a season and time wasted back tracking trying to find were they blew off at.
I have never lost a magnetic sign that I got from Buildasign. They do not blow off at all. They do not move around either. Very good product.
Reply With Quote
  #16  
Old 10-23-2011, 11:14 PM
wuduyathink wuduyathink is offline
Junior Member
 
Join Date: Oct 2011
Posts: 10
Rep Power: 5
wuduyathink is on a distinguished road
Default

Quote:
Originally Posted by SECTLANDSCAPING View Post
I think you might have hit the nail on the head as not being legit. When I first bought commercial auto insurance something that my agent said was "you dont want to be in a accident with lettering".
So are you saying that, it is illegal to have signs on your truck if you don't have commercial auto insurance?

I am only starting off next season and I wasn't planning on buying any insurance for the first year as I imagine it being an extra hassle plus extra expenses.

Also to have any logo or signs on your truck, do you need to have an F plate or it isn't mandatory?

Also what are the pros and cons of having commercial insurance?

Thanks guys!
Reply With Quote
  #17  
Old 10-23-2011, 11:38 PM
wandfsmall wandfsmall is offline
Senior Member
 
Join Date: Sep 2010
Posts: 925
Rep Power: 6
wandfsmall is on a distinguished road
Default

Quote:
Originally Posted by wuduyathink View Post
So are you saying that, it is illegal to have signs on your truck if you don't have commercial auto insurance?

I am only starting off next season and I wasn't planning on buying any insurance for the first year as I imagine it being an extra hassle plus extra expenses.

Also to have any logo or signs on your truck, do you need to have an F plate or it isn't mandatory?

Also what are the pros and cons of having commercial insurance?

Thanks guys!
you would have to look into local laws for the answers to your questions.

some insurance policy's will not pay out in a wreck though if you have business signs on your truck but do not have a commercial policy so that is what most people are likely talking about.
__________________
I am the owner of www.AllOutdoorParts.com an online mower parts distributor. I am also a Briggs Master Service Technician and Expert Certified Mechanic for Kohler. If my posts helps you please like my facebook page at www.facebook.com/alloutdoorparts
Reply With Quote
  #18  
Old 10-23-2011, 11:41 PM
SECTLANDSCAPING SECTLANDSCAPING is offline
new member
 
Join Date: Jul 2009
Location: CT
Posts: 1,912
Rep Power: 0
SECTLANDSCAPING is on a distinguished road
Default

Quote:
Originally Posted by wuduyathink View Post
So are you saying that, it is illegal to have signs on your truck if you don't have commercial auto insurance?

I am only starting off next season and I wasn't planning on buying any insurance for the first year as I imagine it being an extra hassle plus extra expenses.

Also to have any logo or signs on your truck, do you need to have an F plate or it isn't mandatory?

Also what are the pros and cons of having commercial insurance?

Thanks guys!
its not illegal but if its in the police report or the insurance adjuster sees it. They will use it as a way of not paying the claim. I had a insurance company drop me because I was a pizza delivery driver.

Not sure about the f plate.

Liability. Its about losing your assets. You wont be able to step foot on a commercial property without it. Since 60% of my business is commercial its a must have.
Reply With Quote
  #19  
Old 10-24-2011, 01:50 AM
Hedgemaster Hedgemaster is offline
new member
 
Join Date: Jul 2010
Location: Pittsburgh, PA
Posts: 2,772
Rep Power: 0
Hedgemaster is on a distinguished road
Default

Quote:
Originally Posted by wuduyathink View Post
So are you saying that, it is illegal to have signs on your truck if you don't have commercial auto insurance?

I am only starting off next season and I wasn't planning on buying any insurance for the first year as I imagine it being an extra hassle plus extra expenses.

Also to have any logo or signs on your truck, do you need to have an F plate or it isn't mandatory?

Also what are the pros and cons of having commercial insurance?

Thanks guys!

So being protected if you should throw a stone through someone's eye is a "hassle"?

I found business liability insurance for around $350-$400 a year. Not that expensive when you consider everything else that you'll be spending, or the fallout after hurting someone/damaging their property.
Getting insurance was hands down, the EASIEST part of becoming legit. If you think that's a hassle, wait until you find out all the other stuff you may need to do.



This thread isn't about insurance though. Check your local/state laws regarding required coverage. Some people are saying they must have commercial auto policies, others (myself/PA) do not. (but there are exceptions)

The thing that was mentioned before about the signs is that if you ARE required to have a commercial policy, but do NOT, then having signs on your truck would indicate that it's not a "personal vehicle" should you be involved in an accident. Bad. Well, not really, because if you're operating illegally, you SHOULD be punished.
Reply With Quote
  #20  
Old 10-24-2011, 06:29 PM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 37,811
Rep Power: 10
Steve has disabled reputation
Default

A downside I could see to lettering your truck is if your town does not allow you to park commercial vehicles in your residential driveway.

Have any of you ever had a problem with this?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
MY COMPANY TRUCK WITH NEW LOGO ON IT Show Off - Picture Post - Photo Gallery 10 02-03-2008 09:05 AM
Need a little info. Ernest Introduce Yourself 11 07-09-2007 05:25 PM
Map info field Gopher Software Support Archived Question & Answers - Read Only 1 11-22-2006 10:57 PM

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
Finding open bids?!?
C&DPropertyManagement
02-07-2016 01:48 AM
Today 03:43 AM
by C&DPropertyManagement
2 66
Best two stroke oil
Greg_TopYardServices
Yesterday 07:53 PM
Today 01:16 AM
by Steve
2 29
Help Spread the word...
Sprinkler Buddy
12-02-2015 08:41 AM
Today 01:07 AM
by Steve
14 1,200
back surgery
Bradcook21
01-28-2016 08:51 PM
Today 01:06 AM
by Steve
13 310
hello all
romanlandscape
01-29-2016 03:46 PM
02-07-2016 10:20 AM
by Bradcook21
6 193
Lawn Care Book Ranked #1
Steve
02-06-2016 12:36 AM
02-06-2016 12:36 AM
by Steve
0 78
Hi
Sellers Lawn Care
02-02-2016 01:48 PM
02-05-2016 08:03 AM
by Sellers Lawn Care
4 147
Collecting payments from...
Niagara Mowing
02-03-2016 05:21 PM
02-05-2016 08:00 AM
by Niagara Mowing
7 198
SMS assist? The good,...
jcurr33
01-27-2016 10:24 PM
02-04-2016 11:53 PM
by Steve
5 220
I need some help...
Anise
02-04-2016 01:39 PM
02-04-2016 11:51 PM
by Steve
3 111
Customers dodging the...
Rocky
11-06-2015 06:22 AM
02-04-2016 03:41 AM
by C&DPropertyManagement
7 1,473
Offering a "Trial"...
wybut076
02-01-2016 06:27 PM
02-03-2016 08:26 PM
by Just for Cuts
7 238
Iowa Caucus Predictions?
Steve
02-01-2016 06:31 PM
02-03-2016 12:40 AM
by Steve
1 93
Laying White River Rock
DiamondLawnCare
02-01-2016 08:27 PM
02-03-2016 12:17 AM
by Steve
1 115
Networking for a...
jcurr33
01-30-2016 09:26 PM
02-01-2016 06:27 PM
by Steve
4 183
Customer giving a 1099?
apmAkron
01-27-2016 07:22 PM
01-31-2016 08:55 PM
by Chilehead
6 248
happy to be here
redrobin
01-29-2016 10:45 AM
01-31-2016 08:44 PM
by Steve
1 130
Thought's on an "E-Z...
jcurr33
01-27-2016 10:48 PM
01-31-2016 08:38 PM
by Steve
4 211
Changes
Knaubone
01-30-2016 10:56 PM
01-31-2016 08:31 PM
by Steve
1 115
Thoughts on this Exmark...
googus
01-28-2016 04:24 PM
01-28-2016 08:09 PM
by Chilehead
1 141
1st year in
jcurr33
10-18-2015 05:07 PM
01-28-2016 07:49 PM
by Chilehead
6 4,134
Need opinion on zero...
Mr. Mow
01-24-2016 05:42 PM
01-28-2016 07:41 PM
by Chilehead
10 352
Opinion on liquid vs...
Bradcook21
01-25-2016 02:03 PM
01-28-2016 07:38 PM
by Chilehead
9 303
Finding property size
Gageslawncare
01-25-2016 11:08 AM
01-28-2016 12:05 PM
by Gageslawncare
10 307
Tiger TG 2661 Commercial...
lawnman1959
01-25-2016 08:12 PM
01-27-2016 07:57 PM
by Just for Cuts
5 237
Spouse as a dependent?
Steve
01-26-2016 01:51 AM
01-27-2016 10:44 AM
by Chilehead
3 197
Hello All
C&DPropertyManagement
01-23-2016 12:21 PM
01-26-2016 01:24 AM
by Steve
1 174
Credit Cards - What's in...
Shark1611
06-16-2015 04:04 PM
01-23-2016 03:43 PM
by C&DPropertyManagement
17 7,673
Start My Own Business?
mowandblow1980
01-12-2016 08:43 PM
01-19-2016 07:00 PM
by Steve
12 626
State of the nation 2016.
Steve
01-12-2016 12:05 AM
01-19-2016 06:57 PM
by Steve
6 371
little help? first big...
Brian3137
12-31-2015 12:39 PM
01-19-2016 06:54 PM
by Steve
23 1,074
Hi everybody...
Greg_TopYardServices
01-14-2016 08:10 AM
01-19-2016 02:47 PM
by SC93
12 449
What's your next...
Steve
05-15-2015 12:54 PM
01-17-2016 08:48 PM
by Homeland unlimited
25 7,913
Plow controller problems
scaypa
01-12-2016 05:49 PM
01-16-2016 10:46 AM
by scaypa
4 287
Say Hello !!!
Steve
03-19-2007 12:18 PM
01-15-2016 07:23 PM
by tannerduncan
1,244 428,053
Pricing issue
Mr. Mow
07-07-2015 07:15 AM
01-15-2016 11:20 AM
by djlandscaping06
23 5,403
New College Course
Dr. D
01-14-2016 01:45 PM
01-14-2016 05:35 PM
by Steve
1 208
Yelp
Shark1611
01-13-2016 10:00 AM
01-14-2016 05:32 PM
by Steve
4 266
New to the forum from...
Doug Green
01-12-2016 12:23 PM
01-14-2016 08:34 AM
by Doug Green
2 240
Facebook advertising
Just for Cuts
12-13-2015 08:49 AM
01-13-2016 10:20 PM
by Just for Cuts
12 923
Choosing local business
Doug Green
01-12-2016 12:29 PM
01-13-2016 06:12 PM
by Steve
2 407
4 Seasons Landscaping LLC
Doug Green
01-12-2016 12:56 PM
01-12-2016 12:59 PM
by Doug Green
1 264
2016 business goals
OxfordOS
01-09-2016 04:19 PM
01-12-2016 08:36 AM
by mowandblow1980
15 565
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 06:07 AM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 06:07 AM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy