Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Just starting your lawn care or landscaping business? > Starting a lawn care business.

Starting a lawn care business. How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.

Do you have medical insurance?


Starting a lawn care business.

How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.
View Poll Results: Do you have medical insurance?
Yes I do. If you can explain how, it would be helpful for others to hear. 3 20.00%
No I don't. 12 80.00%
Voters: 15. You may not vote on this poll

Reply
 
Thread Tools Search this Thread
  #1  
Old 09-10-2011, 11:46 AM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 38,008
Rep Power: 10
Steve has disabled reputation
Default Do you have medical insurance?

Do you have medical insurance?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #2  
Old 09-10-2011, 05:32 PM
Sprinkler Buddy's Avatar
Sprinkler Buddy Sprinkler Buddy is offline
Senior Member
 
Join Date: May 2011
Location: Florida
Posts: 803
Rep Power: 6
Sprinkler Buddy is on a distinguished road
Default

Lawn care business tipsLawn Care Business Book
I do, from the military, all you have to do is get shot through both arms with a M-16. Best thing that ever happened to me. lol I don't know how I could be self employed if it weren't for that. What one has to pay for good medical insurance these days is ridiculous!

So enlist, get shot, and you'll have it! I'm kidding! Getting shot, I wouldn't want to be again. I cringe every time a riffle goes off and it has made me a bow hunter only. lol I'm not kidding! (Semper-Fi)
__________________
Don't Keep Replacing Lawn Sprinkler Heads
Protect them with "Sprinkler Buddy"
CLICK HERE > http://www.sprinklerbuddy.com
Reply With Quote
  #3  
Old 09-10-2011, 07:51 PM
mark123's Avatar
mark123 mark123 is offline
Senior Member
 
Join Date: Apr 2009
Location: Pennsyltucky
Posts: 1,404
Rep Power: 9
mark123 is on a distinguished road
Default

I think insurance is one of the biggest scams in history. You pay more than you should and then when it comes time to use it they deny your claim or limit it to make it not worth having. Scam.
Reply With Quote
  #4  
Old 09-10-2011, 10:27 PM
Liberty Landscaping LLC Liberty Landscaping LLC is offline
Senior Member
 
Join Date: Oct 2009
Location: Woodbridge, NJ
Posts: 243
Rep Power: 7
Liberty Landscaping LLC is on a distinguished road
Default

I have it through my Full Time job. Not leaving till I retire at 51 unless NJ takes that away from me which I am sure is coming sometime soon....
__________________
Liberty Landscaping LLC
www.libertylndscpng.com
Woodbridge, NJ
Reply With Quote
  #5  
Old 09-11-2011, 12:46 AM
Hedgemaster Hedgemaster is offline
new member
 
Join Date: Jul 2010
Location: Pittsburgh, PA
Posts: 2,772
Rep Power: 0
Hedgemaster is on a distinguished road
Default

Quote:
Originally Posted by mark123 View Post
I think insurance is one of the biggest scams in history. You pay more than you should and then when it comes time to use it they deny your claim or limit it to make it not worth having. Scam.

Sounds familiar.
The hospitals aren't much better. Don't forget about all the bills they send you for things that they have already received payment for from the insurance company, or for things that you clearly have no obligation to pay.
Stop and think for a second about how much money they make from people PAYING a bill they do not owe. It gets complicated, and many people see "Amount Due" and assume that they must owe it. They wouldn't have a bill otherwise, right? It's downright disgusting.

My wife had disc surgery on her neck - AUTHORIZED by the insurance company, I might add. Several months later they sent her a big old nastygram stating that after further review, they were reversing their decision, and she was now responsible for full payment of the surgery, hospital stay, pre-op visits, etc.
It took MONTHS of back and forth and all sorts of headaches to get it straightened out.




And to answer the question, "no".
I have no health coverage. There's a reason I don't do tree/gutter work.


I had a call from a guy asking if I was interested in helping him do some remodeling.
"You're insured, right - in case you step on a nail, or fall off a ladder?" I told him I was not. "Well, it says on your card "Fully Insured".
I corrected him in that it simply says "Insured". "I am insured - I carry liability insurance as required by law". He then asked what happens if I get hurt. "Well, I'm pretty much screwed", I replied.
Reply With Quote
  #6  
Old 09-11-2011, 06:55 AM
mark123's Avatar
mark123 mark123 is offline
Senior Member
 
Join Date: Apr 2009
Location: Pennsyltucky
Posts: 1,404
Rep Power: 9
mark123 is on a distinguished road
Default

Yes, I carry the mandated insurance which includes commercial vehicle insurance and business liability insurance. They are just pieces of paper that allow me to drive legally and keep my pesticide application license, respectively. That's the problem, they are mandatory as defined by the state.

As opposed to health insurance, auto and business liability are, however, actually affordable. It's still throwing money away though.
Reply With Quote
  #7  
Old 09-12-2011, 01:34 PM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 38,008
Rep Power: 10
Steve has disabled reputation
Default

I think this is one very important point that shows how difficult it can be to get a business started.

When you want to get your business going, there seems to be a lot of things that you just gotta say screw it, I am doing this and that is that.

I think there are many newer entrepreneurs who can't believe how much of a battle it can be to get started and that there should be an easier way. But the reality of it seems there are a lot more risks to get started than meets the eye initially.

What's your view on this?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #8  
Old 09-12-2011, 03:41 PM
Sprinkler Buddy's Avatar
Sprinkler Buddy Sprinkler Buddy is offline
Senior Member
 
Join Date: May 2011
Location: Florida
Posts: 803
Rep Power: 6
Sprinkler Buddy is on a distinguished road
Default

If we all played by the book, it would make our pricing a lot more similar as a whole. Most don't realize what it really cost to be a legitimate business unless they are, like myself, with the proper insurances, etc... It's easy to make good money when you don't have all those required polices. lol I sleep good knowing it's putting me in the poor house by following the law.
__________________
Don't Keep Replacing Lawn Sprinkler Heads
Protect them with "Sprinkler Buddy"
CLICK HERE > http://www.sprinklerbuddy.com
Reply With Quote
  #9  
Old 09-12-2011, 05:20 PM
Sabina Lawn Care Sabina Lawn Care is offline
Junior Member
 
Join Date: Mar 2011
Location: Sabina Ohio
Posts: 23
Rep Power: 6
Sabina Lawn Care is on a distinguished road
Default

I'm trying to get ALL my ducks in a row..... tough trying to figure out how much you need to allow yearly for ins.... taxes and such..
Reply With Quote
  #10  
Old 09-15-2011, 10:09 AM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 38,008
Rep Power: 10
Steve has disabled reputation
Default

How is that coming along so far? Have any parts been more difficult to investigate than others?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Medical Insurance Sabina Lawn Care Starting a lawn care business. 4 09-10-2011 06:56 PM
News & Medical Advice Needed lol CHEESE2009 General Talk 2 07-25-2010 03:28 PM
Annual DOT Inspection Forms & Medical Cards Metro Lawn General Business Discussions 1 04-22-2009 06:01 PM
Wal-Mart Will Expand In-Store Medical Clinics Steve General Business Discussions 0 02-11-2008 08:35 AM
Medical bills wipe out Port Ritchey LCO Steve General Business Discussions 0 12-12-2006 09:46 AM

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
Z246 Deck change question
JohnsLawnCare
Yesterday 01:47 PM
Yesterday 06:38 PM
by Steve
1 30
DIY Sprayer
acrajchel
Yesterday 09:13 AM
Yesterday 06:36 PM
by Steve
1 32
Hello Everyone
JohnsLawnCare
06-22-2016 11:14 AM
Yesterday 06:20 PM
by Steve
15 551
How much to charge for...
jymie
03-31-2013 05:59 PM
Yesterday 06:18 PM
by Steve
23 5,947
Hi from Long Island NY
Lori22
07-18-2016 02:01 PM
Yesterday 06:11 PM
by Steve
10 204
Hi everyone!
greenwavemedia
Yesterday 03:22 PM
Yesterday 03:22 PM
by greenwavemedia
0 20
New Site Hows it look
Infinitelawn
03-16-2015 10:32 AM
Yesterday 03:06 PM
by greenwavemedia
5 10,457
Needing a website built
burtle
06-17-2015 09:02 AM
Yesterday 02:58 PM
by greenwavemedia
15 18,309
Looking for new host
Just for Cuts
11-26-2015 06:58 AM
Yesterday 02:49 PM
by greenwavemedia
9 1,470
New Business Owner
danesdanglas87
07-20-2016 12:31 PM
07-21-2016 05:04 PM
by Steve
2 103
Hi! I'm Tony from Tampa
Lawnline
07-12-2016 06:47 PM
07-19-2016 04:45 PM
by Steve
5 625
Question about...
Bradcook21
07-18-2016 05:22 PM
07-19-2016 04:38 PM
by Steve
2 121
Hello from Watertown New...
lawnmanrick81
07-19-2016 03:57 PM
07-19-2016 04:11 PM
by Steve
1 68
Gutter Cleaning Tool
DanielThomas
07-18-2016 08:23 AM
07-18-2016 04:36 PM
by Steve
1 97
Starting on a lawn care...
Coco3465
07-16-2016 11:26 AM
07-17-2016 09:20 AM
by Steve
1 125
Aspiring Company Owner
TJ136
07-12-2016 05:12 AM
07-15-2016 02:52 PM
by SC93
6 222
Hi Everyone
JavelinaLawn
07-10-2016 07:29 PM
07-13-2016 02:01 PM
by Chilehead
5 761
Review of our lawn care...
Lawnline
07-12-2016 06:40 PM
07-12-2016 06:40 PM
by Lawnline
0 397
Custom Canopies
JohnsLawnCare
07-12-2016 08:38 AM
07-12-2016 04:14 PM
by Steve
1 269
Spot checked by...
Just for Cuts
06-28-2016 02:34 PM
07-11-2016 03:53 PM
by Steve
4 290
John Deere JS40 issues
Mr. Mow
07-06-2016 01:28 PM
07-11-2016 03:52 PM
by Steve
3 215
Start My Own Business?
mowandblow1980
01-12-2016 07:43 PM
07-11-2016 11:18 AM
by DanielThomas
15 1,769
Rubber mulch...
avetslawncare
06-24-2015 09:28 PM
07-11-2016 09:11 AM
by Chilehead
9 3,303
Firefighter gone Lawn...
Firehouselawn@hotmail.com
03-10-2016 04:50 PM
07-07-2016 05:07 PM
by Steve
11 10,546
I need some business...
Firehouselawn@hotmail.com
07-06-2016 05:42 AM
07-07-2016 05:00 PM
by Steve
4 258
Business Overload
Chilehead
05-06-2016 09:27 PM
07-07-2016 04:53 PM
by Steve
24 1,269
Chemical Applications
acrajchel
06-24-2016 06:44 PM
07-05-2016 12:38 PM
by Chilehead
6 374
Is it too late?
Cpadgett
05-28-2016 09:10 AM
07-05-2016 11:54 AM
by Steve
14 875
3 Applications or 5...
stansg1fresh
02-18-2013 12:02 PM
07-04-2016 09:19 AM
by LawnPerfection
9 1,706
Best Push Mower You Have...
markty
05-14-2016 03:46 PM
07-02-2016 03:41 AM
by markty
27 1,938
Great Arborist Ladder
SGL1
06-04-2016 09:56 AM
06-28-2016 08:04 PM
by mowandblow1980
11 694
Newbie
Jhoell
06-25-2016 03:28 AM
06-28-2016 02:11 PM
by Chilehead
2 270
Say Hello !!!
Steve
03-19-2007 11:18 AM
06-28-2016 11:02 AM
by Brownieboy
1,253 440,306
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 06:22 AM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 06:22 AM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy