Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Just starting your lawn care or landscaping business? > Starting a lawn care business.

Starting a lawn care business. How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.

Do you have medical insurance?


Starting a lawn care business.

How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.
View Poll Results: Do you have medical insurance?
Yes I do. If you can explain how, it would be helpful for others to hear. 3 27.27%
No I don't. 8 72.73%
Voters: 11. You may not vote on this poll

Reply
 
Thread Tools Search this Thread
  #1  
Old 09-10-2011, 12:46 PM
Steve's Avatar
Steve Steve is online now
Administrator
 
Join Date: May 2003
Posts: 37,017
Rep Power: 10
Steve has disabled reputation
Default Do you have medical insurance?

Do you have medical insurance?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #2  
Old 09-10-2011, 06:32 PM
Sprinkler Buddy's Avatar
Sprinkler Buddy Sprinkler Buddy is offline
Senior Member
 
Join Date: May 2011
Location: Florida
Posts: 719
Rep Power: 4
Sprinkler Buddy is on a distinguished road
Default

Lawn care business tipsLawn Care Business Book
I do, from the military, all you have to do is get shot through both arms with a M-16. Best thing that ever happened to me. lol I don't know how I could be self employed if it weren't for that. What one has to pay for good medical insurance these days is ridiculous!

So enlist, get shot, and you'll have it! I'm kidding! Getting shot, I wouldn't want to be again. I cringe every time a riffle goes off and it has made me a bow hunter only. lol I'm not kidding! (Semper-Fi)
__________________
Don't Keep Replacing Lawn Sprinkler Heads
Protect them with "Sprinkler Buddy"
CLICK HERE > http://www.sprinklerbuddy.com
Reply With Quote
  #3  
Old 09-10-2011, 08:51 PM
mark123's Avatar
mark123 mark123 is offline
Senior Member
 
Join Date: Apr 2009
Location: Pennsyltucky
Posts: 1,402
Rep Power: 7
mark123 is on a distinguished road
Default

I think insurance is one of the biggest scams in history. You pay more than you should and then when it comes time to use it they deny your claim or limit it to make it not worth having. Scam.
Reply With Quote
  #4  
Old 09-10-2011, 11:27 PM
Liberty Landscaping LLC Liberty Landscaping LLC is offline
Senior Member
 
Join Date: Oct 2009
Location: Woodbridge, NJ
Posts: 243
Rep Power: 6
Liberty Landscaping LLC is on a distinguished road
Default

I have it through my Full Time job. Not leaving till I retire at 51 unless NJ takes that away from me which I am sure is coming sometime soon....
__________________
Liberty Landscaping LLC
www.libertylndscpng.com
Woodbridge, NJ
Reply With Quote
  #5  
Old 09-11-2011, 01:46 AM
Hedgemaster Hedgemaster is offline
new member
 
Join Date: Jul 2010
Location: Pittsburgh, PA
Posts: 2,772
Rep Power: 0
Hedgemaster is on a distinguished road
Default

Quote:
Originally Posted by mark123 View Post
I think insurance is one of the biggest scams in history. You pay more than you should and then when it comes time to use it they deny your claim or limit it to make it not worth having. Scam.

Sounds familiar.
The hospitals aren't much better. Don't forget about all the bills they send you for things that they have already received payment for from the insurance company, or for things that you clearly have no obligation to pay.
Stop and think for a second about how much money they make from people PAYING a bill they do not owe. It gets complicated, and many people see "Amount Due" and assume that they must owe it. They wouldn't have a bill otherwise, right? It's downright disgusting.

My wife had disc surgery on her neck - AUTHORIZED by the insurance company, I might add. Several months later they sent her a big old nastygram stating that after further review, they were reversing their decision, and she was now responsible for full payment of the surgery, hospital stay, pre-op visits, etc.
It took MONTHS of back and forth and all sorts of headaches to get it straightened out.




And to answer the question, "no".
I have no health coverage. There's a reason I don't do tree/gutter work.


I had a call from a guy asking if I was interested in helping him do some remodeling.
"You're insured, right - in case you step on a nail, or fall off a ladder?" I told him I was not. "Well, it says on your card "Fully Insured".
I corrected him in that it simply says "Insured". "I am insured - I carry liability insurance as required by law". He then asked what happens if I get hurt. "Well, I'm pretty much screwed", I replied.
Reply With Quote
  #6  
Old 09-11-2011, 07:55 AM
mark123's Avatar
mark123 mark123 is offline
Senior Member
 
Join Date: Apr 2009
Location: Pennsyltucky
Posts: 1,402
Rep Power: 7
mark123 is on a distinguished road
Default

Yes, I carry the mandated insurance which includes commercial vehicle insurance and business liability insurance. They are just pieces of paper that allow me to drive legally and keep my pesticide application license, respectively. That's the problem, they are mandatory as defined by the state.

As opposed to health insurance, auto and business liability are, however, actually affordable. It's still throwing money away though.
Reply With Quote
  #7  
Old 09-12-2011, 02:34 PM
Steve's Avatar
Steve Steve is online now
Administrator
 
Join Date: May 2003
Posts: 37,017
Rep Power: 10
Steve has disabled reputation
Default

I think this is one very important point that shows how difficult it can be to get a business started.

When you want to get your business going, there seems to be a lot of things that you just gotta say screw it, I am doing this and that is that.

I think there are many newer entrepreneurs who can't believe how much of a battle it can be to get started and that there should be an easier way. But the reality of it seems there are a lot more risks to get started than meets the eye initially.

What's your view on this?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #8  
Old 09-12-2011, 04:41 PM
Sprinkler Buddy's Avatar
Sprinkler Buddy Sprinkler Buddy is offline
Senior Member
 
Join Date: May 2011
Location: Florida
Posts: 719
Rep Power: 4
Sprinkler Buddy is on a distinguished road
Default

If we all played by the book, it would make our pricing a lot more similar as a whole. Most don't realize what it really cost to be a legitimate business unless they are, like myself, with the proper insurances, etc... It's easy to make good money when you don't have all those required polices. lol I sleep good knowing it's putting me in the poor house by following the law.
__________________
Don't Keep Replacing Lawn Sprinkler Heads
Protect them with "Sprinkler Buddy"
CLICK HERE > http://www.sprinklerbuddy.com
Reply With Quote
  #9  
Old 09-12-2011, 06:20 PM
Sabina Lawn Care Sabina Lawn Care is offline
Junior Member
 
Join Date: Mar 2011
Location: Sabina Ohio
Posts: 23
Rep Power: 4
Sabina Lawn Care is on a distinguished road
Default

I'm trying to get ALL my ducks in a row..... tough trying to figure out how much you need to allow yearly for ins.... taxes and such..
Reply With Quote
  #10  
Old 09-15-2011, 11:09 AM
Steve's Avatar
Steve Steve is online now
Administrator
 
Join Date: May 2003
Posts: 37,017
Rep Power: 10
Steve has disabled reputation
Default

How is that coming along so far? Have any parts been more difficult to investigate than others?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Medical Insurance Sabina Lawn Care Starting a lawn care business. 4 09-10-2011 07:56 PM
News & Medical Advice Needed lol CHEESE2009 General Talk 2 07-25-2010 04:28 PM
Annual DOT Inspection Forms & Medical Cards Metro Lawn General Business Discussions 1 04-22-2009 07:01 PM
Wal-Mart Will Expand In-Store Medical Clinics Steve General Business Discussions 0 02-11-2008 09:35 AM
Medical bills wipe out Port Ritchey LCO Steve General Business Discussions 0 12-12-2006 10:46 AM

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
Finally!
SGL1
02-22-2015 09:46 PM
Today 04:40 PM
by avetslawncare
21 591
Distant measuring wheel
CurbAppeal1
Today 01:34 PM
Today 04:40 PM
by Bradcook21
3 35
Ground Guys
Pattersonllc
Yesterday 07:49 PM
Today 04:37 PM
by avetslawncare
4 82
Starting a legit...
Hard-Body lawn & garden
Yesterday 08:19 PM
Today 04:29 PM
by Steve
5 94
Opinions on truck wrap
Trupro
02-28-2015 04:21 PM
Today 03:47 PM
by Trupro
20 402
Employee Training...
Trupro
Today 10:46 AM
Today 03:41 PM
by Trupro
2 32
How do YOU charge your...
Hard-Body lawn & garden
03-02-2015 09:28 PM
Today 03:33 PM
by Steve
4 135
Small dovetail truck...
ExtremeLawncareServices
Yesterday 07:47 PM
Today 03:17 PM
by Steve
1 56
Front page google...
CurbAppeal1
Yesterday 06:04 PM
Today 03:03 PM
by Steve
5 75
Doug With Blades Of...
BladesofSteel
03-03-2015 08:40 PM
Today 02:38 PM
by Steve
3 76
Am I growing too fast?
Mattcrump
08-04-2011 11:54 PM
Today 01:57 PM
by jhinton
12 5,282
Looking for royalty free...
Trupro
Today 10:50 AM
Today 01:48 PM
by Trupro
3 47
Crunch time 2015!
Chilehead
01-29-2015 08:57 PM
Today 01:12 PM
by CurbAppeal1
8 835
New Website
brian'slawncare
03-01-2015 06:35 PM
Today 10:48 AM
by Trupro
9 195
Beginner Mistakes:...
Steve
01-31-2007 12:45 PM
Yesterday 07:33 PM
by CurbAppeal1
25 7,776
taking first steps...
sizemorelawncare
11-10-2014 08:24 PM
Yesterday 06:47 PM
by BladesofSteel
14 2,012
hoa bid
Bradcook21
Yesterday 07:12 AM
Yesterday 04:49 PM
by Steve
2 91
Incentives for potential...
rmccutchan
02-02-2015 12:09 AM
Yesterday 04:06 PM
by Steve
13 900
Kawasaki Control Assembly
rsanchez1203
03-03-2015 04:21 PM
Yesterday 04:04 PM
by Steve
10 180
All NEW BRASS Black Rain...
BlackRain75
03-03-2015 10:07 PM
Yesterday 02:33 PM
by Sprinkler Buddy
1 62
Moss in grass in the...
tk4454
05-17-2013 12:19 AM
Yesterday 09:08 AM
by Moki
4 1,614
Jesse with Curb Appeal...
CurbAppeal1
03-03-2015 01:44 PM
03-03-2015 06:48 PM
by CurbAppeal1
12 163
New guy from Columbia, SC
holymoly
03-03-2015 05:27 PM
03-03-2015 06:10 PM
by Steve
1 55
Diesel conversion?
Just for Cuts
03-02-2015 10:59 AM
03-03-2015 06:08 PM
by Just for Cuts
4 128
stubbon people
Bradcook21
02-16-2015 04:25 PM
03-03-2015 05:56 PM
by Steve
45 1,544
What's include in a bid?
ppl
03-02-2015 01:19 PM
03-03-2015 05:53 PM
by Steve
9 228
New Lawn Care Business
S&Z Lawncare
03-02-2015 04:13 PM
03-03-2015 05:39 PM
by Steve
3 135
My Newborn son
avetslawncare
02-27-2015 01:07 PM
03-03-2015 05:23 PM
by joshlawncare
7 184
New parking area
ExtremeLawncareServices
11-07-2014 09:47 PM
03-03-2015 02:50 PM
by ExtremeLawncareServices
14 2,058
rock salt
Bradcook21
02-24-2015 11:17 AM
03-03-2015 01:26 PM
by jrs.landscaping
30 694
tips on creating a...
BLAZIER-1991
01-08-2015 07:22 PM
03-03-2015 10:38 AM
by brian'slawncare
9 828
pros and cons on...
Wolf4dk
03-02-2015 12:26 AM
03-02-2015 10:14 PM
by ExtremeLawncareServices
6 159
price for snow clearing?
Bradcook21
02-25-2015 09:11 PM
03-02-2015 08:32 PM
by Bradcook21
7 309
Ugliest lawn contest
Steve
02-23-2015 04:17 PM
03-02-2015 04:57 PM
by Steve
5 389
Hi from the beautiful...
nwgirl
02-07-2015 06:01 AM
03-02-2015 04:45 PM
by Steve
5 679
Online Estimator
acrajchel
03-01-2015 05:58 PM
03-02-2015 03:50 PM
by Steve
3 147
How to obtain more...
winkie61
02-17-2015 08:31 AM
03-02-2015 11:05 AM
by nwgirl
4 616
I'm Back With The Best...
aduttonater
02-21-2015 01:41 AM
03-02-2015 10:44 AM
by ExtremeLawncareServices
16 703
How to sell annual...
GroPro
02-17-2015 12:31 PM
03-01-2015 01:46 PM
by Chilehead
8 652
Facebook
element009
03-23-2011 09:36 AM
02-27-2015 11:37 AM
by ExtremeLawncareServices
52 11,904
Blade sharpener
Just for Cuts
07-04-2014 01:31 PM
02-26-2015 03:43 PM
by Mr. Mow
15 1,819
viking cyclon.
uppercut
01-29-2015 09:12 PM
02-26-2015 02:54 PM
by Steve
5 566
Start LIKING FACEBOOK...
rlclawncare123
02-26-2015 01:06 AM
02-26-2015 02:41 PM
by Steve
1 170
Another website update
Chilehead
02-26-2015 11:24 AM
02-26-2015 12:46 PM
by Just for Cuts
3 163
New Lawn Care Service...
rlclawncare123
02-26-2015 12:49 AM
02-26-2015 02:24 AM
by ExtremeLawncareServices
1 192
leaf removal.. mulching...
facework84
08-05-2011 03:26 PM
02-25-2015 08:07 PM
by Steve
5 2,854
How many customers?
SC93
02-25-2015 12:40 AM
02-25-2015 04:59 PM
by SC93
5 301
Irrigation...
charlieallen
02-24-2015 01:16 PM
02-25-2015 02:58 PM
by Steve
6 286
use a small business...
BLAZIER-1991
12-25-2014 12:21 AM
02-25-2015 12:46 AM
by SC93
33 2,922
honest opinion please
uppercut
02-17-2015 02:30 AM
02-24-2015 07:12 PM
by homey
10 738
» Popular Tags
4wd 4x4 ad landscaping aerocore apartment bid apartment lawn care estimate applying auger billy goat brushcutter blades bush contract help deliquentaccounts design ditches employee problems equipment rental estimate ferris foreman four wheel drive free advertising google gopherhaul growing a lawn care business husqvarna introduction jobs john deere quik trac landscape services lawn lawn care lawn care business lawn care business seo lawn care business show lawn care business website lawn care business website seo lawn care seo lawn care website lawn care website seo lawn mowing marketing marketing secrets mr dave mulch new business per hour service podcast pricing pto secrets to landscaping seo shell small engine repair snow plowing square foot starting a lawn care business steep lawns theft toro toro grand stand trailer tree trimmer rack up sell employee walk behind web design website website design winterization
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 05:05 PM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 05:05 PM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy