Need Help

[hawthornelawncare]

Hi there i was seeing if anyone had a sample letter that was used to aquire credit with nurserys or that sorta place. Im looking for something i could write up and send out to different nurserys and try and get credit with them on plants and product or wholesale pricing. If you have used somethng can you post or share. Would be really helpful

[Steve]

Lawn care business tips

One of the ways we had talked about this in the past is when you have a job, you could fax the items needed to a few local garden centers and see which faxes you back the best price. Could something like this work for you?

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[NewLeafca]

I went to some local ones and just talked to the manager. They sat down with me and worked things out. I had to use my own personal credit history to get it because it was new business but I did get some credit from them. It was very limited to start out but over time they have let me increase it.

[JP Landscaping]

I think the best way is to go to the nursery and ask for a line of credit for your company. they will have you fill out an application. Most likely they will have you personally liable for the credit line if your company is new.

You can also, call them up and they will probably ask you to stop by and pick up an application or send you one.

Writing a letter is probably the slowest way of doing it buy you could try something like this:

Hello. My name is ______________ owner of _______________ company. (then talk about your compay: ... how many years in business, expected amount of business dealing with plants, etc.)

I was inquiring about setting up a credit line for my company. Please send me more inforamtion as to what is needed. you may reach me at 444-444-44444 or email me at ......@.....com

Thank you for your time and consideration.


JOHN DOE
some lawn care company

[Steve]

is it worthwhile to have a line of credit set up with more than one nursery or is one nursery enough?

[NewLeafca]

Originally Posted by Steve

is it worthwhile to have a line of credit set up with more than one nursery or is one nursery enough?

I have credit with Home Depot and 3 nurseries here in town. One is usually more expensive but they have better quality. I use them as much as I can but some customers just can't afford it. So I use the other 2 for some less expensive things if I need to.

[JP Landscaping]

I only have credit with one nursery outside of town. It's the biggest nursery near by and only sells to business... no individuals. If a customer wants something that another nusery has then I buy it from there and charge what that nursery charges. Which is more than my nursery because I get contractor's pricing.

Having a credit line with different suppliers is a good idea if they are spread out thru the city. where i'm at, i have 3 credit lines with different suppliers. they charge about the same for their products and I use whichever is closest to where I'll be working at so as to save me time.

[Steve]

What kind of terms can you get from the nurseries when you get credit from them? How long do you have to pay them back? What kind of interest rate?