Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Just starting your lawn care or landscaping business? > Starting a lawn care business.

Starting a lawn care business. How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.

Insurance/Company Name/Being "legal"


Starting a lawn care business.

How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.
Reply
 
Thread Tools Search this Thread
  #11  
Old 04-17-2010, 10:51 AM
mark123's Avatar
mark123 mark123 is offline
Senior Member
 
Join Date: Apr 2009
Location: Pennsyltucky
Posts: 1,401
Rep Power: 7
mark123 is on a distinguished road
Default

I went through my life insurance guy. He referred me to another guy that put me through 2 months of questions and grilling and then said "We're not accepting new accounts in that area at this time."

So I called 3 places after asking my friends who they use. I ended up using Erie Insurance and I even switched my auto insurance there as well. Their price was 1/3 that of two other local insurance companies and they are known for being tops in the industry.
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #12  
Old 04-18-2010, 08:40 AM
Paineless Creations's Avatar
Paineless Creations Paineless Creations is offline
Senior Member
 
Join Date: Jan 2010
Location: West Richland, WA
Posts: 205
Rep Power: 5
Paineless Creations is on a distinguished road
Smile

Lawn care business tipsLawn Care Business Book
Quote:
Originally Posted by mark123 View Post
So I called 3 places after asking my friends who they use. I ended up using Erie Insurance and I even switched my auto insurance there as well. Their price was 1/3 that of two other local insurance companies and they are known for being tops in the industry.

Thanks for the tip!!!
Reply With Quote
  #13  
Old 04-18-2010, 01:40 PM
MountainViewGreenskeeper's Avatar
MountainViewGreenskeeper MountainViewGreenskeeper is offline
Senior Member
 
Join Date: Jan 2010
Location: Mesa, AZ
Posts: 473
Rep Power: 5
MountainViewGreenskeeper is on a distinguished road
Default

Im in the process of getting insured but I myself dont quite understand the whole Bonded and Insured. As soon as your insure are you bonded as well? I guess I could get that info from the insurance guy. Anyways I didnt make a sell with one customer and it was cause I wasnt insured and that didnt feel right to me so Im getting it done before I planed to. Just hated the feeling. Dont know why, I could care less if someone walks cause of my price and its competivie as it is so if they dont like it then go get less quality from down the street... anyways i degress.

Quote:
DO I just call my Home/auto Insurance rep
Most of the big guys you get ur home/auto from sub out the liability insurance, but they handle your auto still kinda wierd to me. Still waiting on a reply back from the company I use. congrates btw on ur first customer.
__________________
Colton
Mountain View Greenskeeper proudly offering yard care in the East Valley of Arizona.
Reply With Quote
  #14  
Old 04-19-2010, 09:35 AM
Steve's Avatar
Steve Steve is online now
Administrator
 
Join Date: May 2003
Posts: 36,289
Rep Power: 10
Steve has disabled reputation
Default

Being bonded and being insured are two separate things. I don't often hear of too many lawn care business owners being bonded. You can look into it but unless you are asked to be bonded, it seems a lot of business owners just don't bother with it.

Here is a better definition on what being bonded is all about. From here.

Bonding insurance, often simply called "bonding," is a way of insuring against loss caused by a lack of competence or by fraud or dishonesty. People who carry this type of insurance are referred to as being "bonded."
People who work for companies that require after-hours access, such as a cleaning service, or those who work for companies that deal with large quantities of cash, like armored-car services, might need to be bonded.
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #15  
Old 05-01-2010, 11:12 PM
Yard Elements Yard Elements is offline
Senior Member
 
Join Date: Aug 2009
Posts: 175
Rep Power: 5
Yard Elements is on a distinguished road
Default

In Washington state in order to do any other work than lawn mowing, trimming and pruning you have to be bonded. As far as I know in all states. If you are putting in mulch, bark, gravel or digging a hole in Washington you are suppose to be bonded.
Reply With Quote
  #16  
Old 05-01-2010, 11:18 PM
Yard Elements Yard Elements is offline
Senior Member
 
Join Date: Aug 2009
Posts: 175
Rep Power: 5
Yard Elements is on a distinguished road
Default

Quote:
Originally Posted by Paineless Creations View Post
I kind of have the same question, I live in WA and I have my Business License using my SS# (No employees). But for the type of insurance I would want to get, DO I just call my Home/auto Insurance rep and tell her I have a business and I need to be covered? Just in case I break a window or something bad happens. On a posive note, I just picked my first resident cust. yesterday Are there special places that give insurance to businesses?
What you see out here on signs is Licensed and bonded???
What shall I do.. BONDED?????

THANKS
The reason you see that in WA is because to do ANYTHING other than mow lawns you need to be Licensed, Bonded and Insured. Licensed does not mean a business license it's a Washington state contractors license, Surety Bond and 2 Mil. Insurance. I went to vern fonk in Tacoma, talk to Stella, 1,300.

If you are caught working on a job site other then "maintenance" you can be fined $5000 and you are not legally allowed to be paid for your work.

You also cannot put landscaping in your name or do any landscaping only LAWN CARE. When you are licensed bonded and insured you have to put your contractor id on all of your marketing material that's why you see that all the time. Hope that helps where in WA we might be competition.LOL
Reply With Quote
Reply

Bookmarks

Tags
company, insurance, landscaping, lawn, legal, title

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
"Part Timers", "Low Ballers" & Self Employed doug1980 General Talk 22 07-24-2011 05:32 PM
Have you seen "Simply Mowing" door hanger/flyer template? akg62 Starting a lawn care business. 1 04-17-2009 02:02 PM
NEEDED: 1 landscaping company to profile LocalAdLink's "Geo-targeting" advertising Green_Day Promote your products or services 10 04-08-2009 09:48 PM
Check out the newest in "GEO-TARGETING" lawn customers Green_Day General Talk 42 02-22-2009 12:16 AM

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
Grass hopper mower
ExtremeLawncareServices
12-05-2013 08:51 AM
Today 01:26 PM
by ExtremeLawncareServices
25 3,534
Need help pricing basic...
Bradcook21
Today 01:21 AM
Today 01:05 PM
by Steve
2 53
Yearly contract Pricing
jrob0691
Yesterday 08:57 AM
Today 01:01 PM
by Steve
6 124
How do I approach...
Bradcook21
Yesterday 01:48 AM
Today 12:54 PM
by Steve
7 150
yearly contract help...
jrob0691
Yesterday 04:09 PM
Today 12:48 PM
by Steve
1 41
Exmark Lazer Z S-Series...
BLC7
Today 10:18 AM
Today 10:18 AM
by BLC7
0 26
Pampas bushes
Bradcook21
Today 01:30 AM
Today 07:17 AM
by grassdoctore
1 36
2014 Gie-expo
ExtremeLawncareServices
08-19-2014 11:22 PM
Yesterday 08:50 PM
by phlawncare
2 80
Fuel Can Spouts
Shark1611
08-16-2014 09:09 AM
Yesterday 08:23 PM
by SGL1
11 277
Have you ever had to...
SouthernRootsLawnCare
07-26-2014 02:41 PM
Yesterday 05:03 PM
by stevef1201
6 566
Softball field
kslawn
08-15-2014 09:28 AM
Yesterday 01:43 PM
by Steve
9 272
Hello
M2Dave
Yesterday 12:32 AM
Yesterday 01:38 PM
by Steve
1 45
New Landscaping Business
rekon32
08-16-2014 02:26 PM
Yesterday 12:33 PM
by SouthallMowing
8 321
These are the days on...
ExtremeLawncareServices
03-22-2014 09:12 AM
08-20-2014 04:09 PM
by ExtremeLawncareServices
100 6,007
Downed Tree Chop Bid
WesleySnips
08-16-2014 03:47 PM
08-20-2014 01:44 PM
by SGL1
10 321
60 inch honda/bunton...
pblawncare
08-17-2014 11:30 AM
08-18-2014 03:19 PM
by Steve
2 107
Replacement Parts -...
nicholas-KC
08-16-2014 08:40 AM
08-18-2014 03:16 PM
by Steve
4 175
Preparing the soil
Billy Goat
08-16-2014 06:18 PM
08-18-2014 03:01 PM
by Steve
1 110
What to pay help
phlawncare
08-04-2014 08:33 PM
08-18-2014 10:33 AM
by jrs.landscaping
29 884
Hello
Jeff1
08-07-2014 11:18 PM
08-15-2014 11:53 PM
by Jeff1
11 407
Lie #2 RESIDENTIAL...
ExtremeLawncareServices
01-06-2014 05:02 AM
08-15-2014 01:46 PM
by mattthelawnguy
54 6,369
Need help 30 HP koler...
Shady Grady
08-01-2014 03:31 PM
08-15-2014 08:46 AM
by kslawn
18 584
New Boomless Sprayer!
BlackRain75
01-03-2014 01:01 PM
08-14-2014 02:37 AM
by BlackRain75
12 1,747
Stihl engine isn't...
Marcintosh
08-12-2014 08:30 PM
08-13-2014 03:34 PM
by Steve
3 163
first year update
cmdlawncare
08-12-2014 05:41 PM
08-13-2014 03:29 PM
by Steve
1 208
Hello from Jacksonville,...
JM Lawn Care
08-10-2014 07:15 AM
08-13-2014 07:04 AM
by Sprinkler Buddy
9 308
Hello everyone new to...
maddyandrays
08-11-2014 04:51 PM
08-12-2014 08:58 PM
by Shark1611
2 163
Walk behinds
hpruitcei
08-07-2014 06:28 PM
08-12-2014 02:35 PM
by mattthelawnguy
7 417
New name help
stevef1201
08-10-2014 04:27 PM
08-12-2014 12:03 PM
by Steve
6 287
my little green dilemmas
Lawn Techie
08-03-2014 11:47 AM
08-11-2014 01:20 PM
by Steve
7 406
what the best...
CleanCutsLLC
08-02-2014 01:02 AM
08-11-2014 01:16 PM
by Steve
6 419
Texas lawn care company...
Livingston Lawn Care
07-25-2014 11:29 AM
08-11-2014 01:19 AM
by ExtremeLawncareServices
13 694
Covering all the bases
janslawncare
08-08-2014 10:11 AM
08-08-2014 01:41 PM
by Steve
1 237
New from Florida
ADE
08-06-2014 08:40 PM
08-08-2014 01:32 PM
by Steve
4 320
JOB - Landscape Install...
janslawncare
08-08-2014 10:06 AM
08-08-2014 10:06 AM
by janslawncare
0 207
Battery power tools or...
Steve
08-07-2014 12:24 PM
08-07-2014 05:18 PM
by mattthelawnguy
2 212
My client just told me...
Greg'slawnandlandscape
08-04-2014 08:39 AM
08-06-2014 11:14 PM
by grassdoctore
12 541
Illegal spraying
GoGreenerKS
07-04-2014 09:11 AM
08-06-2014 02:03 PM
by Steve
13 1,166
Mowing the hills
prmenter@gmail.com
07-08-2014 12:22 PM
08-06-2014 01:40 PM
by Steve
20 1,383
Crop Rotation Techniques...
eastsidelandcare
07-17-2014 03:47 PM
08-06-2014 10:29 AM
by eastsidelandcare
5 588
Got my first lawn job...
SGL1
06-11-2014 09:19 PM
08-05-2014 07:12 PM
by TheBeast
30 1,989
Late charge
Simon Abousaada
07-30-2014 07:23 PM
08-05-2014 06:46 PM
by TheBeast
12 792
buy out a lawn care...
rvezakis
08-05-2014 01:38 PM
08-05-2014 06:40 PM
by TheBeast
10 507
Please help
unitedlawncare48867
03-26-2014 08:29 PM
08-05-2014 05:27 PM
by TheBeast
27 1,582
Help with Estimate
donslawns
08-02-2014 09:10 AM
08-05-2014 02:24 PM
by Steve
6 452
Stuck again!!!!
Greg'slawnandlandscape
08-01-2014 11:02 PM
08-05-2014 09:05 AM
by Greg'slawnandlandscape
10 458
Mow and leaf cleanup bid
SGL1
07-29-2014 07:28 PM
08-05-2014 07:22 AM
by petscanning
25 971
Building credit
Matther777
07-27-2014 05:20 PM
08-04-2014 06:53 PM
by kslawn
17 755
Lowballers scrubs &...
Darksteel
01-13-2014 07:35 AM
08-04-2014 01:09 PM
by Steve
48 5,800
long time no see
Tuscan Gardens
08-02-2014 03:21 PM
08-04-2014 12:04 PM
by Steve
1 284
» Popular Tags
34'' apartment complex blades butterfly gardens charge christmas christmas light hanging credit card customers ditches employee problems exmark fall ferris financing first truck franchise georgia gopherhaul grass gravely growing a lawn care business health holiday how much to charge kansas city landscape services lawn lawn care lawn care busines plan lawn care business podcast lawn care business seo lawn care business show lawn care business website lawn care business website seo lawn care seo lawn care website lawn care website seo lighting brass outdoor lights marketing mechanic monthly mow mulch mulch price new and restored landscapes new buisness new business podcast promotion pto riding mower running a business savannah scag schedule seo snow plowing starting a business start up lawn care business stihl sulky top dresser toro toro grand stand trailer tree care trimmer rack walker winter services
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 02:18 PM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 02:18 PM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy