Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Just starting your lawn care or landscaping business? > Starting a lawn care business.

Starting a lawn care business. How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.

Insurance/Company Name/Being "legal"


Starting a lawn care business.

How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.
Reply
 
Thread Tools Search this Thread
  #11  
Old 04-17-2010, 10:51 AM
mark123's Avatar
mark123 mark123 is offline
Senior Member
 
Join Date: Apr 2009
Location: Pennsyltucky
Posts: 1,402
Rep Power: 7
mark123 is on a distinguished road
Default

I went through my life insurance guy. He referred me to another guy that put me through 2 months of questions and grilling and then said "We're not accepting new accounts in that area at this time."

So I called 3 places after asking my friends who they use. I ended up using Erie Insurance and I even switched my auto insurance there as well. Their price was 1/3 that of two other local insurance companies and they are known for being tops in the industry.
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #12  
Old 04-18-2010, 08:40 AM
Paineless Creations's Avatar
Paineless Creations Paineless Creations is offline
Senior Member
 
Join Date: Jan 2010
Location: West Richland, WA
Posts: 205
Rep Power: 6
Paineless Creations is on a distinguished road
Smile

Lawn care business tipsLawn Care Business Book
Quote:
Originally Posted by mark123 View Post
So I called 3 places after asking my friends who they use. I ended up using Erie Insurance and I even switched my auto insurance there as well. Their price was 1/3 that of two other local insurance companies and they are known for being tops in the industry.

Thanks for the tip!!!
Reply With Quote
  #13  
Old 04-18-2010, 01:40 PM
MountainViewGreenskeeper's Avatar
MountainViewGreenskeeper MountainViewGreenskeeper is offline
Senior Member
 
Join Date: Jan 2010
Location: Mesa, AZ
Posts: 473
Rep Power: 6
MountainViewGreenskeeper is on a distinguished road
Default

Im in the process of getting insured but I myself dont quite understand the whole Bonded and Insured. As soon as your insure are you bonded as well? I guess I could get that info from the insurance guy. Anyways I didnt make a sell with one customer and it was cause I wasnt insured and that didnt feel right to me so Im getting it done before I planed to. Just hated the feeling. Dont know why, I could care less if someone walks cause of my price and its competivie as it is so if they dont like it then go get less quality from down the street... anyways i degress.

Quote:
DO I just call my Home/auto Insurance rep
Most of the big guys you get ur home/auto from sub out the liability insurance, but they handle your auto still kinda wierd to me. Still waiting on a reply back from the company I use. congrates btw on ur first customer.
__________________
Colton
Mountain View Greenskeeper proudly offering yard care in the East Valley of Arizona.
Reply With Quote
  #14  
Old 04-19-2010, 09:35 AM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 37,223
Rep Power: 10
Steve has disabled reputation
Default

Being bonded and being insured are two separate things. I don't often hear of too many lawn care business owners being bonded. You can look into it but unless you are asked to be bonded, it seems a lot of business owners just don't bother with it.

Here is a better definition on what being bonded is all about. From here.

Bonding insurance, often simply called "bonding," is a way of insuring against loss caused by a lack of competence or by fraud or dishonesty. People who carry this type of insurance are referred to as being "bonded."
People who work for companies that require after-hours access, such as a cleaning service, or those who work for companies that deal with large quantities of cash, like armored-car services, might need to be bonded.
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #15  
Old 05-01-2010, 11:12 PM
Yard Elements Yard Elements is offline
Senior Member
 
Join Date: Aug 2009
Posts: 175
Rep Power: 6
Yard Elements is on a distinguished road
Default

In Washington state in order to do any other work than lawn mowing, trimming and pruning you have to be bonded. As far as I know in all states. If you are putting in mulch, bark, gravel or digging a hole in Washington you are suppose to be bonded.
Reply With Quote
  #16  
Old 05-01-2010, 11:18 PM
Yard Elements Yard Elements is offline
Senior Member
 
Join Date: Aug 2009
Posts: 175
Rep Power: 6
Yard Elements is on a distinguished road
Default

Quote:
Originally Posted by Paineless Creations View Post
I kind of have the same question, I live in WA and I have my Business License using my SS# (No employees). But for the type of insurance I would want to get, DO I just call my Home/auto Insurance rep and tell her I have a business and I need to be covered? Just in case I break a window or something bad happens. On a posive note, I just picked my first resident cust. yesterday Are there special places that give insurance to businesses?
What you see out here on signs is Licensed and bonded???
What shall I do.. BONDED?????

THANKS
The reason you see that in WA is because to do ANYTHING other than mow lawns you need to be Licensed, Bonded and Insured. Licensed does not mean a business license it's a Washington state contractors license, Surety Bond and 2 Mil. Insurance. I went to vern fonk in Tacoma, talk to Stella, 1,300.

If you are caught working on a job site other then "maintenance" you can be fined $5000 and you are not legally allowed to be paid for your work.

You also cannot put landscaping in your name or do any landscaping only LAWN CARE. When you are licensed bonded and insured you have to put your contractor id on all of your marketing material that's why you see that all the time. Hope that helps where in WA we might be competition.LOL
Reply With Quote
Reply

Bookmarks

Tags
company, insurance, landscaping, lawn, legal, title

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
"Part Timers", "Low Ballers" & Self Employed doug1980 General Talk 43 01-27-2015 08:01 PM
Have you seen "Simply Mowing" door hanger/flyer template? akg62 Starting a lawn care business. 1 04-17-2009 02:02 PM
NEEDED: 1 landscaping company to profile LocalAdLink's "Geo-targeting" advertising Green_Day Promote your products or services 10 04-08-2009 09:48 PM
Check out the newest in "GEO-TARGETING" lawn customers Green_Day General Talk 42 02-22-2009 12:16 AM

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
lawn care business...
holymoly
Today 02:56 PM
Today 08:18 PM
by holymoly
1 35
Poll & Discussion...
CHEESE2009
09-16-2011 06:16 PM
Today 06:54 PM
by avetslawncare
24 5,433
Pictures of commercial...
avetslawncare
04-01-2015 09:47 PM
Today 06:51 PM
by avetslawncare
21 744
bidding a cemetery....
NPM_LLC
03-28-2015 10:56 AM
Today 06:29 PM
by kslawn
21 835
color fliers?
holymoly
Today 02:32 PM
Today 02:32 PM
by holymoly
0 17
Hustler Raptor
SGL1
04-13-2015 09:27 PM
Today 07:53 AM
by SGL1
15 346
is craiglist good to...
JBENI
04-16-2015 11:11 AM
Yesterday 10:25 PM
by Wolf4dk
11 217
Could be great news for...
SC93
04-14-2015 11:06 PM
Yesterday 08:58 PM
by SC93
10 282
These are the days on...
ExtremeLawncareServices
01-11-2015 10:41 AM
Yesterday 08:40 PM
by ExtremeLawncareServices
53 4,940
Am I missing something...
googus
04-11-2015 06:33 PM
Yesterday 08:01 PM
by avetslawncare
10 369
weed
avetslawncare
04-16-2015 07:56 PM
Yesterday 07:59 PM
by avetslawncare
3 88
Aerating / Dethaching...
Hard-Body lawn & garden
04-12-2015 07:53 PM
Yesterday 07:27 PM
by biglee
14 386
Hello
sonny54
04-16-2015 09:49 PM
Yesterday 03:10 PM
by Steve
1 62
Unreal
Chilehead
04-09-2015 09:12 PM
Yesterday 08:27 AM
by Chilehead
11 421
starting a lawn care...
JBENI
04-14-2015 09:03 AM
Yesterday 08:03 AM
by JBENI
14 377
Finally got a warehouse
avetslawncare
03-12-2015 07:52 PM
04-16-2015 07:52 PM
by avetslawncare
23 1,199
New 14 x 7 Enclosed...
whitepropertydetail
04-15-2015 06:46 PM
04-16-2015 03:40 PM
by Steve
1 112
quick pic
joshlawncare
04-14-2015 07:49 PM
04-16-2015 03:38 PM
by Steve
3 173
older used dump trucks
SECTLANDSCAPING
09-22-2011 12:33 AM
04-16-2015 12:41 PM
by biglee
21 7,898
Tax Poll
Steve
04-15-2015 02:13 PM
04-15-2015 02:13 PM
by Steve
0 120
lawn care by Aj
aj10261984
04-14-2015 06:50 PM
04-15-2015 01:43 PM
by Steve
2 144
Contact last years...
googus
01-28-2015 08:13 AM
04-15-2015 12:54 PM
by SC93
7 1,135
Start LIKING FACEBOOK...
rlclawncare123
02-26-2015 12:06 AM
04-15-2015 08:35 AM
by Bradcook21
7 822
trying to sign up for...
JBENI
04-14-2015 10:20 AM
04-14-2015 12:11 PM
by Steve
1 334
Charging customers for...
Hard-Body lawn & garden
04-14-2015 07:34 AM
04-14-2015 10:35 AM
by Steve
1 158
New member
Jdlandscaping,LLC
04-11-2015 03:24 PM
04-14-2015 05:45 AM
by Jdlandscaping,LLC
2 197
hello
oasis_greenscapes
04-01-2015 06:18 PM
04-13-2015 12:03 PM
by Steve
8 436
New Member
Greenturion
04-11-2015 02:00 PM
04-13-2015 11:59 AM
by Steve
1 164
Client with...
OldSalt
04-07-2015 09:47 PM
04-13-2015 11:57 AM
by Steve
8 374
Getting rid of "mulched...
Mr. Mow
04-12-2015 04:21 PM
04-13-2015 11:26 AM
by biglee
3 193
String trim BEFORE mow...
Mr. Mow
04-12-2015 08:13 AM
04-13-2015 11:11 AM
by biglee
7 301
Billing methods
jcurr33
03-26-2015 01:33 PM
04-13-2015 11:07 AM
by biglee
15 801
Landscape Fabric
CurbAppeal1
04-10-2015 03:58 PM
04-13-2015 08:02 AM
by Chilehead
4 255
I lost a long term...
Sprinkler Buddy
09-04-2011 02:24 PM
04-12-2015 04:27 PM
by Mr. Mow
17 3,871
I'm Back With The Best...
aduttonater
02-21-2015 12:41 AM
04-10-2015 12:05 PM
by Just for Cuts
45 2,088
Snow removal contracts
CDLAWNCARE
03-31-2015 02:57 PM
04-10-2015 11:37 AM
by kslawn
6 451
Do you have medical...
Steve
09-10-2011 11:46 AM
04-10-2015 11:28 AM
by Steve
17 5,168
Shopping Centers
avetslawncare
04-07-2015 07:16 PM
04-10-2015 11:27 AM
by Steve
7 357
Leaf Vac's?
ABurlison
11-07-2007 10:18 PM
04-10-2015 06:12 AM
by RSE
14 5,663
Grass and Leaf vacuum
captain200
04-07-2015 07:05 PM
04-10-2015 06:02 AM
by RSE
4 321
Covering a landscape...
Dan Tanner
03-29-2015 09:01 AM
04-10-2015 06:00 AM
by Dan Tanner
19 917
I have a great idea!
biglee
04-05-2015 06:20 PM
04-09-2015 12:54 PM
by Steve
4 368
lawn care school
kevinburch48
04-09-2015 09:13 AM
04-09-2015 11:27 AM
by Steve
1 222
What do you suggest?
Growing Green
09-20-2011 09:56 AM
04-08-2015 03:09 PM
by Steve
8 3,093
Survey
Ducke
09-20-2011 07:27 PM
04-07-2015 11:33 PM
by SGL1
12 3,418
DOT Number
acrajchel
03-20-2015 05:56 PM
04-07-2015 10:55 PM
by SGL1
14 1,232
Avoiding Clients
CHEESE2009
09-08-2011 10:58 PM
04-07-2015 06:05 PM
by GLAN
24 6,376
Mass/New Hampshire...
jcurr33
04-06-2015 09:48 PM
04-07-2015 04:19 PM
by jcurr33
2 266
Ferris FW35 questions
Chilehead
03-10-2015 08:31 PM
04-07-2015 05:19 AM
by Chilehead
9 788
Dethatching attachments
jcurr33
03-29-2015 08:56 PM
04-06-2015 09:21 PM
by ExtremeLawncareServices
6 507
» Popular Tags
aerocore apartment complex auger bark billy goat brushcutter blades bush collections deliquentaccounts design edging employee problems equipment rental ferris flyers foreman free advertising grass growing a lawn care business hills hiring husqvarna john deere quik trac landscape landscape services landscaping training lawn lawn care lawn care business seo lawn care business website lawn care business website seo lawn care seo lawn care website lawn care website seo lawn mowing marketing marketing secrets more customers business mr dave mulch new business past due per hour charge per hour service pricing profit on employee pto push versus ride running a business scripts secrets to landscaping sell the vision seo shell small engine repair square foot steep lawns sulky theft toro grand stand trailer tree trimmer rack truck new used landscape up sell employee web design website website design winterization won't return
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 09:30 PM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 09:30 PM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy