Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Lawn Care, Landscaping, and Property Management Forums > General Talk

General Talk If it doesn't fit anywhere else, post it here.

Beware!


General Talk

If it doesn't fit anywhere else, post it here.
Reply
 
Thread Tools Search this Thread
  #1  
Old 02-03-2010, 02:25 PM
mortonslawn mortonslawn is offline
Member
 
Join Date: Jan 2010
Posts: 63
Rep Power: 5
mortonslawn is on a distinguished road
Default Beware!

OMG! I just called my insurance company to find out some info on coverage for my business.

I did not know that a commerical contract could be such a pain. My insurance agent said that they get a lot of contractors that often get commercial contracts, then they go ahead and do the job, and then the customer says, "Well, you don't have enough coverage, so we're not going to pay you until you get the correct coverage". OMG! Then you're stuck with no payment, and have to get the coverage that they require.

I guess when I start doing commercial contracts, I'll get it in writing before any jobs are started that my company has enough coverage. That is just horrible! Has this ever happened to anyone??

If not, then good! Make sure you know what the commercial customer requires (in writing) of coverage before jobs are started. Wow!

Just passing on info as I get it.
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #2  
Old 02-03-2010, 03:16 PM
swstout's Avatar
swstout swstout is offline
Steve
 
Join Date: Jan 2009
Location: Canastota, NY
Age: 65
Posts: 1,082
Rep Power: 7
swstout is on a distinguished road
Default Insurance

Lawn care business tipsLawn Care Business Book
I supply all customers with my certificate of insurance with my bids. They have no grounds to withold funds when they know in advance what my coverage is ($1,000,000.00/$2,000,000.00)

I had one contracter why tried to delay payment. I spent the $5.00 and liened the property. I received my payment two days later.
__________________


Reply With Quote
  #3  
Old 02-03-2010, 10:34 PM
mortonslawn mortonslawn is offline
Member
 
Join Date: Jan 2010
Posts: 63
Rep Power: 5
mortonslawn is on a distinguished road
Default

Wow! That's something. I was just so shocked about hearing that, because I've been in business (residential), and I had a few questions for my insurance agent when I was in the middle of a bid. I sent over my Certificate of Insurance too. I guess I'll just ask to be sure in advance. Thanks for the advice.
Reply With Quote
  #4  
Old 02-04-2010, 03:18 AM
Steve's Avatar
Steve Steve is online now
Administrator
 
Join Date: May 2003
Posts: 35,752
Rep Power: 10
Steve has disabled reputation
Default

I just can't imagine a commercial client with holding payment until you get insurance. If they want you to have insurance and a certain amount, it's their responsibility to check it before you start working.

But who knows, I guess anything is possible and anyone can hold money for any reason. It doesn't necessarily have to be a legal reason.

Quote:
and I had a few questions for my insurance agent when I was in the middle of a bid.
What kind of issues popped up that you needed to know more about?

I be others run into the same situations.
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #5  
Old 02-04-2010, 05:30 AM
mortonslawn mortonslawn is offline
Member
 
Join Date: Jan 2010
Posts: 63
Rep Power: 5
mortonslawn is on a distinguished road
Default

I guess the only way for the commercial client and the contractor can get confused over this is work being done in a hurry.

Oh, every time, I get something new, or modify something for my work, I call my insurance agent to make sure I'm covered. We just put on a plow on my truck, and I just wanted to ask about coverage, and rental trucks, etc. Basic snow removal questions. I want to know what's covered, and what's not so if I need additional insurance for anything, I know what to expect.
Let's say for example, I went and rented a truck with a plow to do some jobs. Then I hit something and bent the plow. My head would be full of questions. It's the middle of the night - who do I contact, is my insurance going to cover this? Will this come out of my pocket? etc. etc.
I like to also let them know what I'm up to. Last time I talked to him, I was asking about rental trucks with plows, and if I got my own.
I find that I worry about everything too much, but it is better than saying, "I should have done this, or that!".
Reply With Quote
  #6  
Old 02-04-2010, 06:24 AM
cklandscapingorlando cklandscapingorlando is offline
Senior Member
 
Join Date: Aug 2008
Posts: 198
Rep Power: 6
cklandscapingorlando is on a distinguished road
Default

Most commercial properties will provide a bid sheet that states how much you need. If they let you work then they have to pay period.
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
BEWARE: of going into debt Steve Starting a lawn care business. 3 03-19-2014 12:45 PM
Beware of this business scam Steve General Business Discussions 0 08-08-2005 03:30 PM

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
Customers droping like...
goodtimez
Yesterday 09:53 AM
Yesterday 09:36 PM
by Greg'slawnandlandscape
6 109
2.5 acre mowing
xandrew245x
Yesterday 06:55 AM
Yesterday 08:57 PM
by xandrew245x
6 95
new to this forum!
mower13126
Yesterday 07:37 PM
Yesterday 07:37 PM
by mower13126
0 30
Back for this year
xandrew245x
02-21-2014 04:30 PM
Yesterday 05:36 PM
by Steve
13 836
Best Bulk Mulch delivery...
Steven Virgadamo
Yesterday 09:52 AM
Yesterday 05:34 PM
by Steve
2 49
this mower is driving me...
boog
04-17-2014 12:07 PM
Yesterday 05:10 PM
by Steve
3 106
Steve Virgadamo,...
Steven Virgadamo
Yesterday 09:49 AM
Yesterday 05:08 PM
by Steve
2 42
Instagram
Gerardo_Landscape
04-16-2014 11:28 AM
Yesterday 04:51 PM
by Steve
3 84
What Fertilizer to Use?
acrajchel
04-07-2014 01:56 PM
Yesterday 04:49 PM
by Steve
11 329
Help with weed liability!
Prolawnofchatt
04-15-2014 09:10 AM
Yesterday 04:47 PM
by Steve
5 175
Looking for advice on a...
Tekeda1
04-13-2014 09:53 AM
Yesterday 04:43 PM
by Steve
16 337
These are the days on...
ExtremeLawncareServices
03-22-2014 09:12 AM
Yesterday 04:41 PM
by Steve
31 1,034
Nationwide lawn care...
Billy Goat
04-15-2014 05:21 PM
Yesterday 04:39 PM
by Steve
9 190
Truck Signage
Dan Tanner
04-16-2014 11:00 PM
Yesterday 04:04 PM
by stevef1201
10 185
leaf removal
tlf59263
04-15-2014 10:00 PM
Yesterday 03:59 PM
by stevef1201
6 162
REO calling
Dan Tanner
04-16-2014 05:03 PM
Yesterday 10:06 AM
by kslawn
9 211
Pay per click advertising
roostertail
02-12-2014 07:26 PM
04-17-2014 07:11 PM
by yardrate
10 600
Accepting credit cards,...
Darksteel
03-17-2014 08:01 PM
04-16-2014 01:02 PM
by jymie
15 713
Trimec
acrajchel
04-15-2014 08:24 PM
04-16-2014 11:10 AM
by Steve
3 94
Gopher Forum Discount!
BlackRain75
04-12-2014 10:44 PM
04-16-2014 10:50 AM
by Steve
9 264
hello
NFrailey
04-15-2014 01:39 PM
04-16-2014 10:48 AM
by Steve
1 85
Any greenhouse operators...
GoGreenerKS
04-15-2014 11:21 AM
04-16-2014 10:43 AM
by Steve
3 110
Pricing a Mulch Job
dmcalpi
04-07-2014 02:16 PM
04-16-2014 09:40 AM
by jymie
21 593
google earth
CDLAWNCARE
04-12-2014 03:24 PM
04-16-2014 09:36 AM
by jymie
8 221
There has to be an...
CDLAWNCARE
04-14-2014 12:59 PM
04-15-2014 04:06 PM
by Dan Tanner
6 163
First Day Back!
BelleCityLawn1
04-09-2014 09:13 PM
04-15-2014 11:16 AM
by Steve
11 298
Mow America
stevegredler
04-13-2014 01:02 PM
04-14-2014 09:53 PM
by kslawn
5 197
Power Broom
acrajchel
04-14-2014 07:46 AM
04-14-2014 12:47 PM
by CDLAWNCARE
2 99
Say Hello !!!
Steve
03-19-2007 11:18 AM
04-14-2014 11:34 AM
by Steve
1,176 285,242
Equipment reviews
Greg'slawnandlandscape
04-09-2014 07:17 AM
04-14-2014 11:27 AM
by Greg'slawnandlandscape
13 418
Sulky and Turf Tracer
acrajchel
04-07-2014 01:44 PM
04-14-2014 10:51 AM
by Steve
8 318
Aerating Prices?
Dan Tanner
04-08-2014 03:16 PM
04-14-2014 10:31 AM
by Steve
13 414
Estimating help
acrajchel
04-11-2014 06:06 PM
04-14-2014 10:20 AM
by Steve
3 166
Lawn Renovation
stevef1201
04-11-2014 12:00 PM
04-14-2014 10:03 AM
by Steve
5 191
Need help bidding church...
GreenRidge Lawn&Landscape
04-07-2014 08:01 PM
04-14-2014 09:49 AM
by Steve
12 400
Hello all
Griff20114
04-12-2014 05:08 PM
04-14-2014 09:46 AM
by Steve
1 108
Step by Step Spring Lawn...
WarriorLawnscaping
04-10-2014 07:01 AM
04-14-2014 09:43 AM
by Steve
5 232
Jeff Cowden
jcowden
04-11-2014 07:27 PM
04-14-2014 09:39 AM
by Steve
1 105
Exmark Commercial 30...
Dan Tanner
04-11-2014 05:35 AM
04-14-2014 09:37 AM
by Steve
4 186
What Was Your Setup When...
superrman77
02-11-2014 10:53 AM
04-14-2014 08:04 AM
by acrajchel
21 1,583
Small guy time to get a...
googus
04-08-2014 08:16 AM
04-13-2014 07:18 PM
by A. Kulak Landscaping
9 314
Weekly vs. Bi-weekly
CDLAWNCARE
04-12-2014 01:48 PM
04-13-2014 06:03 PM
by kslawn
9 327
Weed ID help
TwinBrosLC
04-12-2014 10:39 AM
04-13-2014 07:40 AM
by stevef1201
4 160
Lexington, KY
acrajchel
04-07-2014 01:06 PM
04-11-2014 09:49 PM
by acrajchel
1 133
Food Plot Management
BlackRain75
04-11-2014 10:20 AM
04-11-2014 03:51 PM
by Steve
4 132
Estimating a job
acrajchel
04-08-2014 11:07 AM
04-11-2014 03:32 PM
by Steve
6 290
New Boomless Sprayer!
BlackRain75
01-03-2014 01:01 PM
04-11-2014 03:25 PM
by Steve
11 1,004
Hello....
SWFloridaLawns
04-10-2014 06:15 PM
04-11-2014 02:28 PM
by Steve
2 125
Truck, Trailer,...
hawthornelawncare
12-23-2011 12:01 AM
04-10-2014 10:33 PM
by ExtremeLawncareServices
78 25,063
Trading Accounts
goodtimez
04-09-2014 05:42 PM
04-10-2014 01:55 PM
by Steve
2 159
» Popular Tags
2wd 4x4 ads butterfly gardens buy charge christmas client craigslist credit card customers echo exmark fall ferris financing florida flower bed franchise georgia gopherhaul grass clarksville gravely gravely 34" zero turn health holiday how much to charge how to bid installation kansas city kawasaki lawn care lawn care business podcast lawn care business show lawn service clarksville tn leaf lighting brass outdoor lights llp marketing mow mowing mulch mulch estimate new and restored landscapes new buisness new business new start office management oil payment podcast property management company redmax savannah scag schedule selling seo snow sole proprietorship sprayer starting a business stihl subcontractor tree care unreasonable upsell walk behind walker winter money making ideas
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 01:42 AM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 01:42 AM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy