Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Business > Money, Finances, Stocks, Bonds, & Investments.

Money, Finances, Stocks, Bonds, & Investments. A discussion on Money, Finances, Stocks, Bonds, & Investments.

The problem with equity financing


Money, Finances, Stocks, Bonds, & Investments.

A discussion on Money, Finances, Stocks, Bonds, & Investments.
Reply
 
Thread Tools Search this Thread
  #11  
Old 03-12-2011, 03:33 AM
picframer's Avatar
picframer picframer is offline
Andy
 
Join Date: Jan 2009
Location: Halifax, Nova Scotia
Posts: 2,885
Rep Power: 10
picframer will become famous soon enough
Default

Generally speaking a Mutual Fund is Equity and or debt however they can be other types of assets as well, and there are dozens of security types to move in.

Funds do trade the assets within the fund, generally it is outlined in the prospectus that basically governs the fund in question.

A fund's assets are reviewed, at least here by a CFA that would work for the asset management firm, the fund manager relies very heavy on the CFA reports.

Personally I have invested in mutual funds for over 20 years, some do extremely well (28 +/- % return) and some do drop within the year, my overall average growth is around 14%.

Look at a funds history, a blue chip stick like Walmart will not out perform ROE of a good mutual fund, and by good there are hundreds to choose from with a long history of performance which one should look at.
__________________
Andy
Halifax, Nova Scotia
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #12  
Old 03-14-2011, 02:16 AM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 37,122
Rep Power: 10
Steve has disabled reputation
Default

Lawn care business tipsLawn Care Business Book
What is your view on when you find yourself choosing to invest in a mutual fund over a stock?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #13  
Old 03-14-2011, 12:59 PM
picframer's Avatar
picframer picframer is offline
Andy
 
Join Date: Jan 2009
Location: Halifax, Nova Scotia
Posts: 2,885
Rep Power: 10
picframer will become famous soon enough
Default

Quote:
Originally Posted by Steve View Post
What is your view on when you find yourself choosing to invest in a mutual fund over a stock?
I put capital that I want safe in Mutual Funds and then have a play account for trading equity.
__________________
Andy
Halifax, Nova Scotia
Reply With Quote
  #14  
Old 03-16-2011, 01:33 AM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 37,122
Rep Power: 10
Steve has disabled reputation
Default

Do you choose the mutual funds because they offer better interest rates than savings accounts?

However, wouldn't the downside be that they are not FDIC insured for loss?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #15  
Old 04-20-2011, 09:17 AM
robgee05 robgee05 is offline
Member
 
Join Date: Mar 2010
Location: newfield nj
Posts: 95
Rep Power: 6
robgee05 is on a distinguished road
Talking Mutual funds and investment strategegies

Quote:
Originally Posted by Steve View Post
Do you choose the mutual funds because they offer better interest rates than savings accounts?

However, wouldn't the downside be that they are not FDIC insured for loss?

Well mutual funds are more diversified which helps shield some risk. But when investing in any mutual funds which are divided in sectors or markets still poses risk as in any equity investment. Due diligence is the name of the game. As with any investment the big $$$$ speculators run the game.(basically manipulating the prices IE Supply & Demand) Im in the US and I can understand Canadians anguish with US oil policies. We refuse to tap our vast oil reserves and recent policies have gone as far as to help finance countries like Brazil as they tap oil in the Caribbean a mere 100 mile from Floridas southern tip and in the Gulf.:

http://timeonhands.wordpress.com/201...ico-by-brazil/

There are two interesting and speculative strategies you may want to employee with investments over the next year:

The first is the sell and May go away theory. Stocks historically do better Nov-April, then tank or flatten May through Oct. May sound far fetched but with the increasing Debt and high oil prices this could have a slowing effect on the markets.

http://thewildinvestor.com/sell-in-may-and-go-away/


The other theory is presidential year election rally. With a Dem in office preaching share the wealth the markets would like nothing better then the promise of a President who would promote the needs of both small and large business.

Before you jump on these let me just say while I have a BA in Econ from a small University Im not and investment Guru by any means. Of course even the so called Gurus get beat by monkeys. See Below:

http://www.freeby50.com/2009/04/jim-...-who-wins.html

Rob

RK Enterprises

http://www.rkpowerwashing.com

www.sjpropertymaintenance.com

Last edited by robgee05; 04-20-2011 at 09:24 AM.
Reply With Quote
  #16  
Old 05-08-2012, 06:47 PM
JesseN JesseN is offline
Junior Member
 
Join Date: May 2012
Posts: 27
Rep Power: 3
JesseN is on a distinguished road
Default

Equity investing doesn't make sense for service based companies if the investment calls for revenue share (which it usually does).
However, it does make sense if you structure it similar to stock purchase where you only pay dividends based on the performance of the company.

I was big into investing a few years ago until I read the intelligent investor and realized I was investing based on pure speculation and I wouldn't spend the time to dive into financials and analyze management. Nor did I have the expertise in the psychology behind the market in reactions to news or technical investing.

I currently just reinvest in my business and hold a few stocks recommended by my broker.
Reply With Quote
  #17  
Old 05-09-2012, 09:37 PM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 37,122
Rep Power: 10
Steve has disabled reputation
Default

Quote:
I was big into investing a few years ago until I read the intelligent investor and realized I was investing based on pure speculation and I wouldn't spend the time to dive into financials and analyze management.
Very fascinating! What about that book got you to rethink your investing and how did you go about choosing who you invested in? Were you investing long term or short term?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #18  
Old 05-12-2012, 11:04 AM
JesseN JesseN is offline
Junior Member
 
Join Date: May 2012
Posts: 27
Rep Power: 3
JesseN is on a distinguished road
Default

Quote:
Originally Posted by Steve View Post
Very fascinating! What about that book got you to rethink your investing and how did you go about choosing who you invested in? Were you investing long term or short term?
The book "The Intelligent Investor" by Benjamin Graham. The guy that taught Buffet about value investing.

I was definitely investing in the short term buying up various companies from heavy equipment to banks. I would do a ton of research on each company but I didn't have the financial background to really analyze the balance sheets and income statements properly. Aside from that, I had no clue about the management teams other than what I heard in mainstream news.
Reply With Quote
  #19  
Old 05-13-2012, 09:09 AM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 37,122
Rep Power: 10
Steve has disabled reputation
Default

Quote:
I didn't have the financial background to really analyze the balance sheets and income statements properly. Aside from that, I had no clue about the management teams other than what I heard in mainstream news.
It's fascinating how it works, where it seems like you just can't know that much about the management. It's almost as if you need to invest in businesses that will survive and thrive regardless of their management because it always seems to be the wild card in the equation.
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Cat Problem tomcat172002 Trials & Tribulations - The drama of running a business and of life. 9 08-06-2009 09:57 PM
Start-up Financing MLuciano Starting a lawn care business. 4 07-11-2008 04:38 AM
Financing with Better Outdoor products jewwells Truck, Trailer, and Outdoor Power Equipment Discussion, Repairs. 4 01-24-2008 11:17 AM
Problem Gopher Software Support Archived Question & Answers - Read Only 1 03-09-2006 03:29 PM
Problem Gopher Software Support Archived Question & Answers - Read Only 0 03-09-2006 03:17 PM

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
Billing methods
jcurr33
03-26-2015 01:33 PM
Today 05:13 PM
by avetslawncare
8 201
Covering a landscape...
Dan Tanner
Today 09:01 AM
Today 05:06 PM
by avetslawncare
2 56
bidding a cemetery....
NPM_LLC
Yesterday 10:56 AM
Today 01:18 PM
by jrs.landscaping
5 113
Start LIKING FACEBOOK...
rlclawncare123
02-26-2015 12:06 AM
Today 12:50 PM
by SC93
3 384
35,000 Eddm
greenscaper123
03-18-2015 12:51 PM
Today 12:32 PM
by SC93
19 518
Bid for large home...
lxarth
03-22-2015 11:06 AM
Today 12:31 PM
by kslawn
9 332
Weed and Feed
robkattankate
03-19-2015 09:00 PM
Today 08:42 AM
by Dan Tanner
5 418
Ferris FW35 questions
Chilehead
03-10-2015 08:31 PM
Yesterday 03:14 PM
by Dan Tanner
5 394
First big mower decision?
SGL1
Yesterday 08:58 AM
Yesterday 08:58 AM
by SGL1
0 68
Employee job training...
brookline
12-15-2014 07:15 PM
Yesterday 08:43 AM
by biglee
28 2,412
Mower vs lot size advice
jcurr33
03-25-2015 09:29 PM
Yesterday 08:37 AM
by Dan Tanner
5 196
Finally got a warehouse
avetslawncare
03-12-2015 07:52 PM
Yesterday 08:25 AM
by SGL1
11 541
Trepidation about...
michellemarvin
03-23-2015 07:46 PM
Yesterday 05:35 AM
by Dan Tanner
2 172
How do you get...
ESREVER
03-25-2015 01:30 PM
Yesterday 12:18 AM
by lxarth
7 209
I lost a long term...
Sprinkler Buddy
09-04-2011 02:24 PM
03-27-2015 11:42 PM
by lxarth
15 3,449
hoa bid need help
bigdaveha12
03-24-2015 08:29 PM
03-27-2015 11:17 PM
by lxarth
6 249
introducing myself
chris2500hd
03-24-2015 11:16 AM
03-27-2015 02:02 PM
by Steve
8 237
Commercial Jobs
CurbAppeal1
03-25-2015 04:22 PM
03-27-2015 12:29 PM
by biglee
5 204
Flag or no flag
Matther777
03-24-2015 02:41 PM
03-27-2015 12:25 PM
by biglee
10 349
Office Administration...
Girlfriend
03-26-2015 05:40 PM
03-26-2015 05:40 PM
by Girlfriend
0 309
Is this tree beyond help?
SGL1
03-22-2015 05:35 PM
03-25-2015 08:55 PM
by SGL1
14 726
Opinions on truck wrap
Trupro
02-28-2015 03:21 PM
03-25-2015 07:54 PM
by Trupro
33 1,592
The New Wave!!!! Read...
Jamesw86
03-22-2015 08:33 PM
03-25-2015 02:50 PM
by Steve
10 327
grass in the gas tank
robkattankate
03-23-2015 04:37 PM
03-25-2015 02:36 PM
by Steve
5 204
Helping others
hansenslawncare
09-15-2011 08:50 PM
03-25-2015 02:33 PM
by Steve
11 2,673
DOT Number
acrajchel
03-20-2015 05:56 PM
03-25-2015 02:28 PM
by Steve
7 394
Michelin x tweel.
apmAkron
03-23-2015 04:22 PM
03-24-2015 12:40 PM
by Steve
3 147
spike aerator???
Bradcook21
03-21-2015 01:55 PM
03-24-2015 10:32 AM
by acrajchel
4 229
Hello from Maryland
michellemarvin
03-23-2015 12:44 PM
03-23-2015 07:33 PM
by michellemarvin
2 147
hello from south GA.
CCandALawnCare
03-23-2015 03:46 AM
03-23-2015 07:06 PM
by CCandALawnCare
2 137
Say Hello !!!
Steve
03-19-2007 11:18 AM
03-23-2015 06:14 PM
by jethro
1,218 380,194
Is anyone doing mosquito...
BWild
01-27-2015 11:30 AM
03-23-2015 12:28 PM
by Steve
9 855
Should i take on this...
christw
03-17-2013 01:23 PM
03-22-2015 09:02 PM
by ExtremeLawncareServices
36 7,587
mower stalls when...
boog
03-19-2015 08:20 AM
03-21-2015 08:13 PM
by Wolf4dk
7 278
These are the days on...
ExtremeLawncareServices
01-11-2015 10:41 AM
03-20-2015 10:00 PM
by ExtremeLawncareServices
32 3,767
Hello Emily Reyes from...
Webster14829
03-20-2015 11:23 AM
03-20-2015 03:36 PM
by Steve
2 188
Finally going to give it...
jcurr33
03-12-2015 08:09 PM
03-20-2015 03:31 PM
by Steve
10 566
Weed id?
SGL1
03-17-2015 08:20 PM
03-20-2015 02:37 PM
by Steve
6 291
Mobile small engine...
luckylogger
03-15-2015 02:05 PM
03-20-2015 06:17 AM
by jrs.landscaping
15 498
Brad Cook 21
SC93
03-16-2015 10:40 PM
03-19-2015 09:04 PM
by Bradcook21
4 394
honest opinion please
uppercut
02-17-2015 01:30 AM
03-18-2015 02:55 PM
by Steve
15 1,338
Repair or replace the...
lxarth
12-17-2014 04:07 PM
03-18-2015 02:49 PM
by Just for Cuts
21 2,039
new to the site
bigdaveha12
03-17-2015 09:13 PM
03-18-2015 02:33 PM
by Steve
1 214
Small dovetail truck...
ExtremeLawncareServices
03-04-2015 06:47 PM
03-17-2015 10:14 PM
by ExtremeLawncareServices
17 875
New Site Hows it look
Infinitelawn
03-16-2015 10:32 AM
03-17-2015 08:15 PM
by SGL1
3 294
mulch questions
Bradcook21
03-08-2015 08:37 AM
03-17-2015 07:00 PM
by Bradcook21
23 1,010
Scag hydro w/b frame...
Just for Cuts
03-11-2015 03:32 PM
03-17-2015 06:37 PM
by lxarth
11 562
Buy new or used?
lxarth
12-26-2014 09:50 PM
03-17-2015 06:11 PM
by lxarth
14 1,729
New to 2015
Infinitelawn
03-16-2015 08:29 AM
03-17-2015 11:47 AM
by Steve
4 303
Pulling trailer was...
SGL1
03-07-2015 07:14 PM
03-17-2015 08:11 AM
by SGL1
30 1,170
» Popular Tags
apartment complex auger bark billy goat brushcutter blades blowout bob villa collections commercial design edging employee problems equipment rental ferris flyers foreman free advertising grass growing a lawn care business hardscapes hills hiring husqvarna hydraulic introduction john deere quik trac landscape landscape services landscaping training lawn aeration lawn care lawn care business seo lawn care business website lawn care business website seo lawn care seo lawn care website marketing more customers business mr dave new business ordinance past due patio install per hour charge pricing profit on employee pto push versus ride running a business scag v-ride scripts search engine optimization secrets to landscaping sell the vision seo shell small engine repair square foot sulky toro grand stand trailer tree trimmer rack truck new used landscape walk behind web design website website design winterization won't return
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 07:29 PM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 07:29 PM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy