Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Business > Money, Finances, Stocks, Bonds, & Investments.

Money, Finances, Stocks, Bonds, & Investments. A discussion on Money, Finances, Stocks, Bonds, & Investments.

The problem with equity financing


Money, Finances, Stocks, Bonds, & Investments.

A discussion on Money, Finances, Stocks, Bonds, & Investments.
Reply
 
Thread Tools Search this Thread
  #11  
Old 03-12-2011, 03:33 AM
picframer's Avatar
picframer picframer is offline
Andy
 
Join Date: Jan 2009
Location: Halifax, Nova Scotia
Posts: 2,885
Rep Power: 9
picframer will become famous soon enough
Default

Generally speaking a Mutual Fund is Equity and or debt however they can be other types of assets as well, and there are dozens of security types to move in.

Funds do trade the assets within the fund, generally it is outlined in the prospectus that basically governs the fund in question.

A fund's assets are reviewed, at least here by a CFA that would work for the asset management firm, the fund manager relies very heavy on the CFA reports.

Personally I have invested in mutual funds for over 20 years, some do extremely well (28 +/- % return) and some do drop within the year, my overall average growth is around 14%.

Look at a funds history, a blue chip stick like Walmart will not out perform ROE of a good mutual fund, and by good there are hundreds to choose from with a long history of performance which one should look at.
__________________
Andy
Halifax, Nova Scotia
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #12  
Old 03-14-2011, 02:16 AM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 35,764
Rep Power: 10
Steve has disabled reputation
Default

Lawn care business tipsLawn Care Business Book
What is your view on when you find yourself choosing to invest in a mutual fund over a stock?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #13  
Old 03-14-2011, 12:59 PM
picframer's Avatar
picframer picframer is offline
Andy
 
Join Date: Jan 2009
Location: Halifax, Nova Scotia
Posts: 2,885
Rep Power: 9
picframer will become famous soon enough
Default

Quote:
Originally Posted by Steve View Post
What is your view on when you find yourself choosing to invest in a mutual fund over a stock?
I put capital that I want safe in Mutual Funds and then have a play account for trading equity.
__________________
Andy
Halifax, Nova Scotia
Reply With Quote
  #14  
Old 03-16-2011, 01:33 AM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 35,764
Rep Power: 10
Steve has disabled reputation
Default

Do you choose the mutual funds because they offer better interest rates than savings accounts?

However, wouldn't the downside be that they are not FDIC insured for loss?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #15  
Old 04-20-2011, 09:17 AM
robgee05 robgee05 is offline
Member
 
Join Date: Mar 2010
Location: newfield nj
Posts: 95
Rep Power: 5
robgee05 is on a distinguished road
Talking Mutual funds and investment strategegies

Quote:
Originally Posted by Steve View Post
Do you choose the mutual funds because they offer better interest rates than savings accounts?

However, wouldn't the downside be that they are not FDIC insured for loss?

Well mutual funds are more diversified which helps shield some risk. But when investing in any mutual funds which are divided in sectors or markets still poses risk as in any equity investment. Due diligence is the name of the game. As with any investment the big $$$$ speculators run the game.(basically manipulating the prices IE Supply & Demand) Im in the US and I can understand Canadians anguish with US oil policies. We refuse to tap our vast oil reserves and recent policies have gone as far as to help finance countries like Brazil as they tap oil in the Caribbean a mere 100 mile from Floridas southern tip and in the Gulf.:

http://timeonhands.wordpress.com/201...ico-by-brazil/

There are two interesting and speculative strategies you may want to employee with investments over the next year:

The first is the sell and May go away theory. Stocks historically do better Nov-April, then tank or flatten May through Oct. May sound far fetched but with the increasing Debt and high oil prices this could have a slowing effect on the markets.

http://thewildinvestor.com/sell-in-may-and-go-away/


The other theory is presidential year election rally. With a Dem in office preaching share the wealth the markets would like nothing better then the promise of a President who would promote the needs of both small and large business.

Before you jump on these let me just say while I have a BA in Econ from a small University Im not and investment Guru by any means. Of course even the so called Gurus get beat by monkeys. See Below:

http://www.freeby50.com/2009/04/jim-...-who-wins.html

Rob

RK Enterprises

http://www.rkpowerwashing.com

www.sjpropertymaintenance.com

Last edited by robgee05; 04-20-2011 at 09:24 AM.
Reply With Quote
  #16  
Old 05-08-2012, 06:47 PM
JesseN JesseN is offline
Junior Member
 
Join Date: May 2012
Posts: 27
Rep Power: 2
JesseN is on a distinguished road
Default

Equity investing doesn't make sense for service based companies if the investment calls for revenue share (which it usually does).
However, it does make sense if you structure it similar to stock purchase where you only pay dividends based on the performance of the company.

I was big into investing a few years ago until I read the intelligent investor and realized I was investing based on pure speculation and I wouldn't spend the time to dive into financials and analyze management. Nor did I have the expertise in the psychology behind the market in reactions to news or technical investing.

I currently just reinvest in my business and hold a few stocks recommended by my broker.
Reply With Quote
  #17  
Old 05-09-2012, 09:37 PM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 35,764
Rep Power: 10
Steve has disabled reputation
Default

Quote:
I was big into investing a few years ago until I read the intelligent investor and realized I was investing based on pure speculation and I wouldn't spend the time to dive into financials and analyze management.
Very fascinating! What about that book got you to rethink your investing and how did you go about choosing who you invested in? Were you investing long term or short term?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #18  
Old 05-12-2012, 11:04 AM
JesseN JesseN is offline
Junior Member
 
Join Date: May 2012
Posts: 27
Rep Power: 2
JesseN is on a distinguished road
Default

Quote:
Originally Posted by Steve View Post
Very fascinating! What about that book got you to rethink your investing and how did you go about choosing who you invested in? Were you investing long term or short term?
The book "The Intelligent Investor" by Benjamin Graham. The guy that taught Buffet about value investing.

I was definitely investing in the short term buying up various companies from heavy equipment to banks. I would do a ton of research on each company but I didn't have the financial background to really analyze the balance sheets and income statements properly. Aside from that, I had no clue about the management teams other than what I heard in mainstream news.
Reply With Quote
  #19  
Old 05-13-2012, 09:09 AM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 35,764
Rep Power: 10
Steve has disabled reputation
Default

Quote:
I didn't have the financial background to really analyze the balance sheets and income statements properly. Aside from that, I had no clue about the management teams other than what I heard in mainstream news.
It's fascinating how it works, where it seems like you just can't know that much about the management. It's almost as if you need to invest in businesses that will survive and thrive regardless of their management because it always seems to be the wild card in the equation.
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Cat Problem tomcat172002 Trials & Tribulations - The drama of running a business and of life. 9 08-06-2009 09:57 PM
Start-up Financing MLuciano Starting a lawn care business. 4 07-11-2008 04:38 AM
Financing with Better Outdoor products jewwells Outdoor Power Equipment Discussion, Repairs, Buy or Sell 4 01-24-2008 11:17 AM
Problem Gopher Software Support Archived Question & Answers - Read Only 1 03-09-2006 03:29 PM
Problem Gopher Software Support Archived Question & Answers - Read Only 0 03-09-2006 03:17 PM

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
Advertising On...
JacobsLawnMowing
03-17-2014 03:21 PM
Today 10:47 AM
by bobwill2009
11 788
quickbooks users
CDLAWNCARE
04-20-2014 09:03 AM
Today 06:48 AM
by CDLAWNCARE
4 159
Any greenhouse operators...
GoGreenerKS
04-15-2014 11:21 AM
Today 06:43 AM
by CDLAWNCARE
6 197
What things you should...
wemorao796
Today 05:48 AM
Today 05:48 AM
by wemorao796
0 27
Pushy customers
christopherhicks82
Yesterday 08:22 PM
Today 05:37 AM
by Sprinkler Buddy
3 87
Looking for advice on a...
Tekeda1
04-13-2014 09:53 AM
Yesterday 07:55 PM
by Just for Cuts
23 566
Pond...
xandrew245x
Yesterday 03:29 PM
Yesterday 06:45 PM
by xandrew245x
2 68
2.5 acre mowing
xandrew245x
04-18-2014 06:55 AM
Yesterday 05:23 PM
by Just for Cuts
13 298
About D@## Time!
TamMik
04-02-2014 08:10 AM
Yesterday 05:14 PM
by BelleCityLawn1
19 851
Back for this year
xandrew245x
02-21-2014 04:30 PM
Yesterday 03:36 PM
by xandrew245x
19 996
The $20 Mow Job
Dan Tanner
04-21-2014 07:24 PM
Yesterday 03:17 PM
by Dan Tanner
4 160
In a bit situation need...
googus
Yesterday 08:01 AM
Yesterday 01:50 PM
by stevef1201
5 116
What Was Your Setup When...
superrman77
02-11-2014 10:53 AM
Yesterday 12:29 AM
by Tony317
22 1,691
Sulky and Turf Tracer
acrajchel
04-07-2014 01:44 PM
Yesterday 12:07 AM
by Tony317
9 433
danny 2
danny2
04-19-2014 10:19 PM
04-21-2014 12:25 PM
by Steve
3 135
this mower is driving me...
boog
04-17-2014 12:07 PM
04-21-2014 12:10 PM
by kslawn
13 329
What Fertilizer to Use?
acrajchel
04-07-2014 01:56 PM
04-21-2014 12:02 PM
by kslawn
20 566
I Got Taken...,
Dan Tanner
04-19-2014 06:26 AM
04-21-2014 11:49 AM
by Steve
4 219
new to this forum!
mower13126
04-18-2014 07:37 PM
04-21-2014 11:39 AM
by Steve
4 145
REO calling
Dan Tanner
04-16-2014 05:03 PM
04-21-2014 11:33 AM
by Steve
12 338
employee pay
4 seasons maintenance
04-10-2011 09:34 PM
04-20-2014 04:40 PM
by Dan Tanner
20 6,867
These are the days on...
ExtremeLawncareServices
03-22-2014 09:12 AM
04-20-2014 11:13 AM
by ExtremeLawncareServices
32 1,194
Lawn Renovation
stevef1201
04-11-2014 12:00 PM
04-20-2014 11:11 AM
by kslawn
10 354
Customers droping like...
goodtimez
04-18-2014 09:53 AM
04-19-2014 08:09 AM
by CDLAWNCARE
7 221
Best Bulk Mulch delivery...
Steven Virgadamo
04-18-2014 09:52 AM
04-18-2014 05:34 PM
by Steve
2 99
Steve Virgadamo,...
Steven Virgadamo
04-18-2014 09:49 AM
04-18-2014 05:08 PM
by Steve
2 81
Instagram
Gerardo_Landscape
04-16-2014 11:28 AM
04-18-2014 04:51 PM
by Steve
3 169
Help with weed liability!
Prolawnofchatt
04-15-2014 09:10 AM
04-18-2014 04:47 PM
by Steve
5 236
Nationwide lawn care...
Billy Goat
04-15-2014 05:21 PM
04-18-2014 04:39 PM
by Steve
9 252
Truck Signage
Dan Tanner
04-16-2014 11:00 PM
04-18-2014 04:04 PM
by stevef1201
10 271
leaf removal
tlf59263
04-15-2014 10:00 PM
04-18-2014 03:59 PM
by stevef1201
6 229
Pay per click advertising
roostertail
02-12-2014 07:26 PM
04-17-2014 07:11 PM
by yardrate
10 632
Accepting credit cards,...
Darksteel
03-17-2014 08:01 PM
04-16-2014 01:02 PM
by jymie
15 790
Trimec
acrajchel
04-15-2014 08:24 PM
04-16-2014 11:10 AM
by Steve
3 143
Gopher Forum Discount!
BlackRain75
04-12-2014 10:44 PM
04-16-2014 10:50 AM
by Steve
9 338
hello
NFrailey
04-15-2014 01:39 PM
04-16-2014 10:48 AM
by Steve
1 125
Pricing a Mulch Job
dmcalpi
04-07-2014 02:16 PM
04-16-2014 09:40 AM
by jymie
21 768
google earth
CDLAWNCARE
04-12-2014 03:24 PM
04-16-2014 09:36 AM
by jymie
8 285
There has to be an...
CDLAWNCARE
04-14-2014 12:59 PM
04-15-2014 04:06 PM
by Dan Tanner
6 229
First Day Back!
BelleCityLawn1
04-09-2014 09:13 PM
04-15-2014 11:16 AM
by Steve
11 364
Mow America
stevegredler
04-13-2014 01:02 PM
04-14-2014 09:53 PM
by kslawn
5 270
Power Broom
acrajchel
04-14-2014 07:46 AM
04-14-2014 12:47 PM
by CDLAWNCARE
2 150
Say Hello !!!
Steve
03-19-2007 11:18 AM
04-14-2014 11:34 AM
by Steve
1,176 286,523
Equipment reviews
Greg'slawnandlandscape
04-09-2014 07:17 AM
04-14-2014 11:27 AM
by Greg'slawnandlandscape
13 523
Aerating Prices?
Dan Tanner
04-08-2014 03:16 PM
04-14-2014 10:31 AM
by Steve
13 522
Estimating help
acrajchel
04-11-2014 06:06 PM
04-14-2014 10:20 AM
by Steve
3 229
Need help bidding church...
GreenRidge Lawn&Landscape
04-07-2014 08:01 PM
04-14-2014 09:49 AM
by Steve
12 493
Hello all
Griff20114
04-12-2014 05:08 PM
04-14-2014 09:46 AM
by Steve
1 145
Step by Step Spring Lawn...
WarriorLawnscaping
04-10-2014 07:01 AM
04-14-2014 09:43 AM
by Steve
5 308
Jeff Cowden
jcowden
04-11-2014 07:27 PM
04-14-2014 09:39 AM
by Steve
1 139
» Popular Tags
2wd 34'' advertisement birdscaping buy charge christmas client collections subcontractor credit card processing customers ecosymbiosis escrow exmark ferris first truck flower bed for sale georgia gopherhaul grass clarksville gravely holiday holiday decorating honda how much to charge how to bid installation invoice kawasaki late lawn care lawn care business podcast lawn care business show lawn service lawn service clarksville tn leaf cleanup leaf removal lesco lighting brass outdoor lights marketing mowing mulch mulch estimate native plants new buisness new business online classifieds organize outdoor environments payday podcast redmax rotating savannah scag season seo social media sprayer starting a business stihl taxes theft of services tips truck unreasonable walker winter winter services
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 10:49 AM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 10:49 AM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy