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Money, Finances, Stocks, Bonds, & Investments. A discussion on Money, Finances, Stocks, Bonds, & Investments.

The problem with equity financing


Money, Finances, Stocks, Bonds, & Investments.

A discussion on Money, Finances, Stocks, Bonds, & Investments.
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  #11  
Old 03-12-2011, 04:33 AM
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Generally speaking a Mutual Fund is Equity and or debt however they can be other types of assets as well, and there are dozens of security types to move in.

Funds do trade the assets within the fund, generally it is outlined in the prospectus that basically governs the fund in question.

A fund's assets are reviewed, at least here by a CFA that would work for the asset management firm, the fund manager relies very heavy on the CFA reports.

Personally I have invested in mutual funds for over 20 years, some do extremely well (28 +/- % return) and some do drop within the year, my overall average growth is around 14%.

Look at a funds history, a blue chip stick like Walmart will not out perform ROE of a good mutual fund, and by good there are hundreds to choose from with a long history of performance which one should look at.
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  #12  
Old 03-14-2011, 03:16 AM
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What is your view on when you find yourself choosing to invest in a mutual fund over a stock?
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  #13  
Old 03-14-2011, 01:59 PM
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What is your view on when you find yourself choosing to invest in a mutual fund over a stock?
I put capital that I want safe in Mutual Funds and then have a play account for trading equity.
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Old 03-16-2011, 02:33 AM
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Do you choose the mutual funds because they offer better interest rates than savings accounts?

However, wouldn't the downside be that they are not FDIC insured for loss?
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  #15  
Old 04-20-2011, 10:17 AM
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Talking Mutual funds and investment strategegies

Quote:
Originally Posted by Steve View Post
Do you choose the mutual funds because they offer better interest rates than savings accounts?

However, wouldn't the downside be that they are not FDIC insured for loss?

Well mutual funds are more diversified which helps shield some risk. But when investing in any mutual funds which are divided in sectors or markets still poses risk as in any equity investment. Due diligence is the name of the game. As with any investment the big $$$$ speculators run the game.(basically manipulating the prices IE Supply & Demand) Im in the US and I can understand Canadians anguish with US oil policies. We refuse to tap our vast oil reserves and recent policies have gone as far as to help finance countries like Brazil as they tap oil in the Caribbean a mere 100 mile from Floridas southern tip and in the Gulf.:

http://timeonhands.wordpress.com/201...ico-by-brazil/

There are two interesting and speculative strategies you may want to employee with investments over the next year:

The first is the sell and May go away theory. Stocks historically do better Nov-April, then tank or flatten May through Oct. May sound far fetched but with the increasing Debt and high oil prices this could have a slowing effect on the markets.

http://thewildinvestor.com/sell-in-may-and-go-away/


The other theory is presidential year election rally. With a Dem in office preaching share the wealth the markets would like nothing better then the promise of a President who would promote the needs of both small and large business.

Before you jump on these let me just say while I have a BA in Econ from a small University Im not and investment Guru by any means. Of course even the so called Gurus get beat by monkeys. See Below:

http://www.freeby50.com/2009/04/jim-...-who-wins.html

Rob

RK Enterprises

http://www.rkpowerwashing.com

www.sjpropertymaintenance.com

Last edited by robgee05; 04-20-2011 at 10:24 AM.
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  #16  
Old 05-08-2012, 07:47 PM
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Equity investing doesn't make sense for service based companies if the investment calls for revenue share (which it usually does).
However, it does make sense if you structure it similar to stock purchase where you only pay dividends based on the performance of the company.

I was big into investing a few years ago until I read the intelligent investor and realized I was investing based on pure speculation and I wouldn't spend the time to dive into financials and analyze management. Nor did I have the expertise in the psychology behind the market in reactions to news or technical investing.

I currently just reinvest in my business and hold a few stocks recommended by my broker.
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Old 05-09-2012, 10:37 PM
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I was big into investing a few years ago until I read the intelligent investor and realized I was investing based on pure speculation and I wouldn't spend the time to dive into financials and analyze management.
Very fascinating! What about that book got you to rethink your investing and how did you go about choosing who you invested in? Were you investing long term or short term?
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Old 05-12-2012, 12:04 PM
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Very fascinating! What about that book got you to rethink your investing and how did you go about choosing who you invested in? Were you investing long term or short term?
The book "The Intelligent Investor" by Benjamin Graham. The guy that taught Buffet about value investing.

I was definitely investing in the short term buying up various companies from heavy equipment to banks. I would do a ton of research on each company but I didn't have the financial background to really analyze the balance sheets and income statements properly. Aside from that, I had no clue about the management teams other than what I heard in mainstream news.
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Old 05-13-2012, 10:09 AM
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I didn't have the financial background to really analyze the balance sheets and income statements properly. Aside from that, I had no clue about the management teams other than what I heard in mainstream news.
It's fascinating how it works, where it seems like you just can't know that much about the management. It's almost as if you need to invest in businesses that will survive and thrive regardless of their management because it always seems to be the wild card in the equation.
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