The best advice i can give any one is, start small build your customer base get name recognitoin then word of mouth will start to bring in new business,stay out of debt if at all possible.Advertise,Advertise,And advertise some more and dont stop. Do not have any partners unless you can control 51% or more of the out standing stock. Better yet do not have any partners unless you have a spouce.That is the only partner you will need. business is hard if it wasnt every one would be in business. Remember the loan officer may be a nice person but they are not your friend they are out for the banks profit not yours, also do not take a salerie for yourself roll all moneys the company makes back into the company for some time untill it can stand on its own. This may take a number of years to do that is the reson to keep your full time job. you will have income to pay your personal bills,and keep yourself aflot plus a little extra to put in the business. And if you work hard, manage it right you will be successful.