Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Just starting your lawn care or landscaping business? > Community Assistance

Community Assistance Community questions, comments, and suggestions. Problems posting? Email me.

For those that do commercial work


Community Assistance

Community questions, comments, and suggestions. Problems posting? Email me.
Reply
 
Thread Tools Search this Thread
  #1  
Old 07-08-2010, 10:55 PM
MountainViewGreenskeeper's Avatar
MountainViewGreenskeeper MountainViewGreenskeeper is offline
Senior Member
 
Join Date: Jan 2010
Location: Mesa, AZ
Posts: 473
Rep Power: 5
MountainViewGreenskeeper is on a distinguished road
Default For those that do commercial work

So I happy to annouce that Im finally getting liablity insurance for the business but was wanting some help from those of you that do commercial work. Anyone know some nationwide insurance groups I finding it hard to find less than 759 a yr for 1 mil 2 mil total.

Ive been told all I need is the liablity insurance and I can do commercial work. The next question is does my vehicle need to be insured as a commercial vehicle and something about a certificate. Didnt quite understand what the insurance guy was talking about. He said I will want to have that certificate for commercial work. But thats where its going to get really expensive for me. The truck is in my name, for all intensive purposes its my family vehicle and I understand my current provider frowns on using it as a commercial vehicle but..... w/e.

Anways what all is needed to get into commercial work besides proper liciencing and liablity insurance.

Thanks for you imput
__________________
Colton
Mountain View Greenskeeper proudly offering yard care in the East Valley of Arizona.
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #2  
Old 07-08-2010, 11:09 PM
B-2 Lawncare B-2 Lawncare is offline
new member
 
Join Date: Feb 2010
Posts: 191
Rep Power: 0
B-2 Lawncare is on a distinguished road
Default

Lawn care business tipsLawn Care Business Book
Quote:
Originally Posted by MountainViewGreenskeeper View Post
So I happy to annouce that Im finally getting liablity insurance for the business but was wanting some help from those of you that do commercial work. Anyone know some nationwide insurance groups I finding it hard to find less than 759 a yr for 1 mil 2 mil total.

Ive been told all I need is the liablity insurance and I can do commercial work. The next question is does my vehicle need to be insured as a commercial vehicle and something about a certificate. Didnt quite understand what the insurance guy was talking about. He said I will want to have that certificate for commercial work. But thats where its going to get really expensive for me. The truck is in my name, for all intensive purposes its my family vehicle and I understand my current provider frowns on using it as a commercial vehicle but..... w/e.

Anways what all is needed to get into commercial work besides proper liciencing and liablity insurance.

Thanks for you imput
Hello there, look at state farm insurance its about 560 a year. Not sure about the truck?
Reply With Quote
  #3  
Old 07-08-2010, 11:34 PM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 36,688
Rep Power: 10
Steve has disabled reputation
Default

One of the issues we have seen in the past with trucks and insurance is this. If you use a personal vehicle for commercial purposes and get into an accident, your insurance provider can deny your accident claim.

That can be a HUGE problem for you if you find yourself in that spot.

As far as the certificate, I have no idea what he is talking about. Does anyone else?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #4  
Old 07-09-2010, 11:53 PM
CheapNEasy CheapNEasy is offline
Senior Member
 
Join Date: Mar 2009
Location: Georgia
Age: 30
Posts: 119
Rep Power: 6
CheapNEasy is an unknown quantity at this point
Default

You only need certificates on certain weight classes of vehicles. Unless you have a BIG Dump truck, you will most likely not fall into this class. Its mainly trucks over 2 or 2 1/2 tons or something.

As far as commercial work, most companies I have and deal with require ATLEAST Your EIN/Tax ID number for the company, www.irs.gov to apply for it, then you can get your business license.... Insurance companies are also going to require your EIN/Tax ID number.

I have had some companies require me to provide proof of workers comp insurance.

As stated, make sure what ever vehicle you are Working with, is on your business policy!!!
Reply With Quote
  #5  
Old 07-10-2010, 09:03 PM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 36,688
Rep Power: 10
Steve has disabled reputation
Default

Quote:
You only need certificates on certain weight classes of vehicles.
Do you know anything about how you go about getting such a certificate?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #6  
Old 07-10-2010, 10:31 PM
CheapNEasy CheapNEasy is offline
Senior Member
 
Join Date: Mar 2009
Location: Georgia
Age: 30
Posts: 119
Rep Power: 6
CheapNEasy is an unknown quantity at this point
Default

You have to contact your city or state licensing department about certificates for these vehicles. Kinda like registering a boat, they give you the certificates and you get DOT numbers that are placed on the door etc... (I believe this is how it works, I dont personally run any equipment that needs these endorsements, but I am sure you talk to the licensing department about it, it was on my business license application.)
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
For Commercial JR- General Business Discussions 1 03-04-2010 12:15 PM
How do I charge for tractor work land clearing type of work Dansgtlc Online Lawn Care Estimator - Help me bid this job 4 10-26-2009 02:28 PM
1st Commercial Job, is this bid too much? Lawn Salon Online Lawn Care Estimator - Help me bid this job 12 08-27-2009 12:18 PM
COMMERCIAL JOB MJK General Business Discussions 3 05-30-2006 01:45 PM
Ideas to help you get more commercial work Steve General Business Discussions 0 05-18-2006 06:22 PM

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
Stander Vs. Zt
totalscape
12-20-2014 07:57 PM
Today 12:29 AM
by rmccutchan
5 119
Complete body therapy...
zermin
Yesterday 11:51 PM
Yesterday 11:51 PM
by zermin
0 19
Repair or replace the...
lxarth
12-17-2014 05:07 PM
Yesterday 09:46 PM
by Just Cuts
10 309
Facebook
element009
03-23-2011 09:36 AM
Yesterday 04:33 PM
by stevef1201
38 9,900
Ideas on a large bid
Knaubone
Yesterday 11:57 AM
Yesterday 11:57 AM
by Knaubone
0 47
what do you "love" to...
calebmoss
07-06-2011 10:05 PM
Yesterday 12:52 AM
by rmccutchan
31 9,068
I'm BACK!
SuperiorPower
12-16-2014 11:08 PM
12-20-2014 11:33 PM
by SuperiorPower
7 263
These are the days on...
ExtremeLawncareServices
03-22-2014 10:12 AM
12-19-2014 09:45 PM
by ExtremeLawncareServices
189 16,773
Georgia Boys!
Chilehead
12-18-2014 10:23 PM
12-19-2014 09:36 PM
by Chilehead
2 124
Employee job training...
brookline
12-15-2014 08:15 PM
12-19-2014 07:48 PM
by SuperiorPower
9 372
Hello from Md
homey
12-17-2014 06:55 PM
12-19-2014 06:00 PM
by homey
5 217
Has Obamacare helped or...
Steve
12-18-2014 04:37 PM
12-19-2014 05:43 PM
by stevef1201
3 150
What Fertilizer to Use?
acrajchel
04-07-2014 02:56 PM
12-17-2014 01:11 PM
by Steve
23 3,023
Grass hopper mower
ExtremeLawncareServices
12-05-2013 09:51 AM
12-17-2014 09:40 AM
by SuperiorPower
34 6,170
Peco Bagger
AGPS
11-18-2014 02:20 PM
12-17-2014 09:13 AM
by SuperiorPower
15 1,387
New to Gopher Haul-from...
323k13l
12-12-2014 10:34 PM
12-15-2014 02:58 PM
by Steve
3 340
hi
creteland
12-12-2014 09:06 AM
12-15-2014 01:45 PM
by Steve
5 332
New addition to my small...
googus
12-12-2014 07:36 PM
12-15-2014 07:47 AM
by googus
4 407
Ferris IS700Z
rmccutchan
12-14-2014 01:10 AM
12-14-2014 11:41 PM
by rmccutchan
4 306
Charge what the market...
Billy Goat
12-09-2014 12:39 PM
12-14-2014 06:39 PM
by biglee
20 851
Hi from IL
steveinil
11-25-2014 02:07 PM
12-12-2014 07:18 AM
by steveinil
4 848
Utility Company Right of...
eastsidelandcare
12-11-2014 04:54 PM
12-11-2014 04:54 PM
by eastsidelandcare
0 316
leaf removal
Double J LLC
10-03-2014 05:24 PM
12-11-2014 04:50 PM
by eastsidelandcare
33 4,157
suggestions on full lawn...
Brian3137
12-10-2014 07:18 PM
12-11-2014 03:41 PM
by Steve
6 433
new to me box truck
jrayb39667
03-06-2014 11:20 PM
12-11-2014 09:43 AM
by Sprinkler Buddy
18 3,434
Hello from SW FL!!
5StarLawnscaping
12-05-2014 02:35 PM
12-10-2014 02:45 PM
by WesleySnips
7 675
Echo pb200 blower fuel...
googus
12-06-2014 09:03 PM
12-09-2014 06:35 PM
by Steve
3 527
Are you prepared for the...
Steve
12-02-2014 04:13 PM
12-09-2014 06:22 PM
by Steve
7 943
Email Address Name
Just Cuts
12-07-2014 09:49 PM
12-08-2014 03:15 PM
by Steve
3 471
Inspection form
stevef1201
12-07-2014 10:38 AM
12-08-2014 03:10 PM
by Steve
1 471
Truck, Trailer,...
hawthornelawncare
12-23-2011 01:01 AM
12-08-2014 12:37 PM
by jrs.landscaping
108 34,291
Back Pack Blower
Ian Lovejoy
11-09-2014 08:41 AM
12-07-2014 06:35 PM
by stevef1201
24 1,771
Innovation by mandate
bayoubandit
11-29-2014 01:33 PM
12-06-2014 03:27 PM
by SGL1
12 1,017
Trying something new,...
ExtremeLawncareServices
09-21-2014 10:07 PM
12-05-2014 11:06 AM
by Steve
9 2,307
Good help is hard to find
Hanks Lawn Care Services
11-19-2014 03:27 PM
12-04-2014 01:32 PM
by stevef1201
15 1,497
How many hours is too...
Just Cuts
12-04-2014 09:00 AM
12-04-2014 01:02 PM
by Just for Cuts
6 658
Does this sound like a...
googus
12-03-2014 07:47 AM
12-04-2014 12:37 PM
by Steve
5 734
New website
Chilehead
11-20-2014 04:39 PM
12-04-2014 12:27 PM
by Steve
14 1,268
New website
SGL1
12-02-2014 10:55 PM
12-03-2014 11:17 PM
by BLC7
19 903
Websites, how long...
Dan Tanner
03-09-2014 08:29 AM
12-03-2014 11:12 PM
by SGL1
21 3,293
I Want to buy old...
ExtremeLawncareServices
10-10-2014 11:04 PM
12-03-2014 10:36 PM
by ExtremeLawncareServices
8 1,915
GPS trackers for...
Billy Goat
12-02-2014 06:09 PM
12-03-2014 07:17 PM
by Steve
8 755
My site is on fronts page
tbtigers03
11-14-2014 05:58 PM
12-03-2014 06:31 PM
by SGL1
17 1,496
Hiring Subs over Temps
Billy Goat
12-02-2014 06:26 AM
12-03-2014 01:24 PM
by Steve
3 676
Thanksgiving cards
Steve
11-10-2008 11:57 AM
12-02-2014 11:11 PM
by SGL1
11 9,569
New parking area
ExtremeLawncareServices
11-07-2014 09:47 PM
12-02-2014 02:17 PM
by jrs.landscaping
12 1,528
Pressure Washing...
WesleySnips
07-31-2014 07:13 PM
12-02-2014 08:47 AM
by SGL1
6 1,549
old contracts
bayoubandit
11-29-2014 11:10 AM
12-01-2014 11:20 AM
by Steve
3 742
Hi to you NOTHERNERS
stevef1201
11-11-2014 05:56 PM
12-01-2014 10:54 AM
by Steve
9 1,320
Lawn care truck
Steve
10-10-2009 03:40 AM
12-01-2014 10:45 AM
by Steve
32 15,234
» Popular Tags
4wd 4x4 apartment complex apartment lawn care estimate applying bark bid bob villa care collections commercial decorating demonstration ditches edging employee problems estimate ferris four wheel drive gopherhaul hardscapes hills hiring how much to charge how to hydraulic installation introduction landscape services lawn lawn care lawn care busines plan lawn care business lawn care business seo lawn care business show lawn care business website lawn care business website seo lawn care seo lawn care website lawn care website seo managing a lawn care business mulch mulch price new buisness past due patio install per hour charge per hour service podcast reo scag v-ride scripts shell snow snow plowing sprayer starting a business starting a lawn care business steve sulky toro tractor auger trailer mate pro tree truck new used landscape turfgrass consulting up sell employee walk behind won't return wright stander rh
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 05:13 AM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 05:13 AM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy