Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Lawn Care, Landscaping, and Property Management Forums > General Talk

General Talk If it doesn't fit anywhere else, post it here.

Beware!


General Talk

If it doesn't fit anywhere else, post it here.
Reply
 
Thread Tools Search this Thread
  #1  
Old 02-03-2010, 02:25 PM
mortonslawn mortonslawn is offline
Member
 
Join Date: Jan 2010
Posts: 63
Rep Power: 5
mortonslawn is on a distinguished road
Default Beware!

OMG! I just called my insurance company to find out some info on coverage for my business.

I did not know that a commerical contract could be such a pain. My insurance agent said that they get a lot of contractors that often get commercial contracts, then they go ahead and do the job, and then the customer says, "Well, you don't have enough coverage, so we're not going to pay you until you get the correct coverage". OMG! Then you're stuck with no payment, and have to get the coverage that they require.

I guess when I start doing commercial contracts, I'll get it in writing before any jobs are started that my company has enough coverage. That is just horrible! Has this ever happened to anyone??

If not, then good! Make sure you know what the commercial customer requires (in writing) of coverage before jobs are started. Wow!

Just passing on info as I get it.
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #2  
Old 02-03-2010, 03:16 PM
swstout's Avatar
swstout swstout is offline
Steve
 
Join Date: Jan 2009
Location: Canastota, NY
Age: 65
Posts: 1,082
Rep Power: 7
swstout is on a distinguished road
Default Insurance

Lawn care business tipsLawn Care Business Book
I supply all customers with my certificate of insurance with my bids. They have no grounds to withold funds when they know in advance what my coverage is ($1,000,000.00/$2,000,000.00)

I had one contracter why tried to delay payment. I spent the $5.00 and liened the property. I received my payment two days later.
__________________


Reply With Quote
  #3  
Old 02-03-2010, 10:34 PM
mortonslawn mortonslawn is offline
Member
 
Join Date: Jan 2010
Posts: 63
Rep Power: 5
mortonslawn is on a distinguished road
Default

Wow! That's something. I was just so shocked about hearing that, because I've been in business (residential), and I had a few questions for my insurance agent when I was in the middle of a bid. I sent over my Certificate of Insurance too. I guess I'll just ask to be sure in advance. Thanks for the advice.
Reply With Quote
  #4  
Old 02-04-2010, 03:18 AM
Steve's Avatar
Steve Steve is online now
Administrator
 
Join Date: May 2003
Posts: 36,540
Rep Power: 10
Steve has disabled reputation
Default

I just can't imagine a commercial client with holding payment until you get insurance. If they want you to have insurance and a certain amount, it's their responsibility to check it before you start working.

But who knows, I guess anything is possible and anyone can hold money for any reason. It doesn't necessarily have to be a legal reason.

Quote:
and I had a few questions for my insurance agent when I was in the middle of a bid.
What kind of issues popped up that you needed to know more about?

I be others run into the same situations.
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #5  
Old 02-04-2010, 05:30 AM
mortonslawn mortonslawn is offline
Member
 
Join Date: Jan 2010
Posts: 63
Rep Power: 5
mortonslawn is on a distinguished road
Default

I guess the only way for the commercial client and the contractor can get confused over this is work being done in a hurry.

Oh, every time, I get something new, or modify something for my work, I call my insurance agent to make sure I'm covered. We just put on a plow on my truck, and I just wanted to ask about coverage, and rental trucks, etc. Basic snow removal questions. I want to know what's covered, and what's not so if I need additional insurance for anything, I know what to expect.
Let's say for example, I went and rented a truck with a plow to do some jobs. Then I hit something and bent the plow. My head would be full of questions. It's the middle of the night - who do I contact, is my insurance going to cover this? Will this come out of my pocket? etc. etc.
I like to also let them know what I'm up to. Last time I talked to him, I was asking about rental trucks with plows, and if I got my own.
I find that I worry about everything too much, but it is better than saying, "I should have done this, or that!".
Reply With Quote
  #6  
Old 02-04-2010, 06:24 AM
cklandscapingorlando cklandscapingorlando is offline
Senior Member
 
Join Date: Aug 2008
Posts: 198
Rep Power: 7
cklandscapingorlando is on a distinguished road
Default

Most commercial properties will provide a bid sheet that states how much you need. If they let you work then they have to pay period.
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
BEWARE: of going into debt Steve Starting a lawn care business. 3 03-19-2014 12:45 PM
Beware of this business scam Steve General Business Discussions 0 08-08-2005 03:30 PM

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
hello, new to this site
tonyorwig
Yesterday 09:49 PM
Yesterday 11:10 PM
by biglee
1 37
Lawn Care business...
crieg122
10-23-2014 01:23 PM
Yesterday 10:29 PM
by ExtremeLawncareServices
18 806
These are the days on...
ExtremeLawncareServices
03-22-2014 09:12 AM
Yesterday 10:08 PM
by ExtremeLawncareServices
161 12,137
Pavers
crieg122
10-28-2014 02:49 PM
Yesterday 12:49 PM
by Steve
6 295
Client won't pay...
WesleySnips
10-30-2014 02:53 PM
Yesterday 12:00 PM
by Steve
6 218
Hi Steve From West...
Mr. Mow
10-21-2014 01:59 PM
Yesterday 11:56 AM
by Steve
5 613
Got my first lawn job...
SGL1
06-11-2014 09:19 PM
Yesterday 09:53 AM
by Max Wagner
30 2,566
Gie-review / What's new...
ExtremeLawncareServices
10-25-2014 09:19 AM
Yesterday 09:30 AM
by ExtremeLawncareServices
7 510
Business Name
sanchez5
10-28-2014 11:55 PM
Yesterday 05:51 AM
by ringahding1
10 347
"Price...
Mr. Mow
10-30-2014 03:21 PM
Yesterday 05:48 AM
by ringahding1
3 186
Help a brother...
tbtigers03
09-28-2014 11:41 AM
Yesterday 05:41 AM
by ringahding1
15 1,989
sod job
SGlawncare
10-30-2014 08:21 PM
10-30-2014 08:21 PM
by SGlawncare
0 44
Difference between lawn...
sanchez5
10-29-2014 04:20 PM
10-30-2014 02:08 PM
by Steve
2 216
My Newest Toy (B.P....
Dan Tanner
10-23-2014 05:50 PM
10-29-2014 12:26 PM
by Steve
6 569
West cost lawn prices
SGlawncare
10-09-2014 09:51 PM
10-28-2014 11:08 PM
by SGlawncare
4 932
Say Hello !!!
Steve
03-19-2007 11:18 AM
10-28-2014 02:51 PM
by Steve
1,193 341,202
Business Cards
crieg122
10-25-2014 12:03 PM
10-28-2014 02:37 PM
by crieg122
4 442
So how do you guys...
Mr. Mow
10-26-2014 07:55 AM
10-28-2014 04:56 AM
by Billy Goat
2 379
Pressure Washing Like a...
TNTurf
08-01-2014 11:47 PM
10-27-2014 10:36 PM
by SGlawncare
12 1,298
new to the forum
madmedic8575
10-24-2014 02:52 PM
10-27-2014 12:14 PM
by Steve
1 401
Dealing With Gas Can...
Mr. Mow
10-21-2014 01:41 PM
10-26-2014 10:59 AM
by stevef1201
13 764
Leaf removal
madmedic8575
10-24-2014 04:14 PM
10-26-2014 07:45 AM
by Mr. Mow
5 536
raking leaves ?
robert8509
10-22-2014 09:19 PM
10-25-2014 12:09 PM
by biglee
10 671
Leaf Box & Loader Set...
ringahding1
10-21-2014 06:20 AM
10-25-2014 11:46 AM
by crieg122
6 663
hey everyone
robert8509
10-22-2014 08:16 PM
10-24-2014 11:07 PM
by robert8509
7 561
12 Years in Business!
Chilehead
10-23-2014 08:07 AM
10-23-2014 11:08 PM
by Chilehead
2 480
Cheapskate Landlord...
Mr. Mow
10-20-2014 06:33 AM
10-23-2014 05:55 PM
by biglee
13 818
Hi from SoCal
Jmoney
10-23-2014 11:29 AM
10-23-2014 12:51 PM
by Steve
1 436
Workmans compensation...
CDLAWNCARE
10-15-2014 08:05 AM
10-23-2014 12:33 PM
by Steve
5 912
Pda
stevef1201
10-18-2014 02:05 PM
10-23-2014 06:12 AM
by ringahding1
4 739
Hello, from TEXAS
sanchez5
10-17-2014 09:56 PM
10-22-2014 01:27 PM
by Steve
6 806
Organic Lawn Care...
NHray
10-17-2014 06:05 PM
10-22-2014 01:23 PM
by Steve
3 765
first year update
cmdlawncare
08-12-2014 05:41 PM
10-22-2014 07:47 AM
by ringahding1
4 1,757
What parts do you carry...
Just for Cuts
10-17-2014 09:08 AM
10-21-2014 01:36 PM
by Mr. Mow
16 1,051
Jungle to Beautiful
stevef1201
10-17-2014 09:54 AM
10-21-2014 01:26 PM
by stevef1201
11 912
Sunny Beach Tennis...
SGL1
10-19-2014 11:24 PM
10-21-2014 01:04 PM
by SGL1
4 640
Have you ever had to...
SouthernRootsLawnCare
07-26-2014 02:41 PM
10-20-2014 08:34 PM
by biglee
10 2,235
Look out Bob Villa -...
Mr Dave
09-30-2014 10:06 AM
10-20-2014 05:42 PM
by SGL1
7 1,734
how to fi d commercial...
mchampion319
10-19-2014 09:50 PM
10-20-2014 04:41 PM
by Steve
1 604
Hello From Tennessee
mrmann901
10-17-2014 10:02 PM
10-20-2014 04:24 PM
by Steve
1 675
questions on order to...
jack2048
10-13-2014 11:15 AM
10-20-2014 03:27 PM
by Mr. Mow
15 1,136
This sucks...
Matther777
09-18-2014 04:56 PM
10-20-2014 02:14 PM
by Steve
14 2,675
Cement mixer
KevinsLawns
10-15-2014 08:03 PM
10-20-2014 02:11 PM
by Steve
7 857
Hello ! New guy Rob here
RWorthley1
10-17-2014 04:05 PM
10-20-2014 02:09 PM
by Steve
1 707
Snow Blowing
gwilson98
10-12-2014 02:21 PM
10-17-2014 02:51 PM
by Steve
6 1,057
Spreading Weeds?
WesleySnips
07-27-2014 09:46 PM
10-17-2014 07:49 AM
by SGL1
6 1,357
Grasswhoopins.com Anyone...
GRASS WHOOPINS
06-21-2011 11:38 PM
10-16-2014 01:30 PM
by ExtremeLawncareServices
42 9,760
I Want to buy old...
ExtremeLawncareServices
10-10-2014 10:04 PM
10-15-2014 09:12 PM
by ExtremeLawncareServices
6 1,066
Do you find weed eating...
chuck2s
10-15-2014 02:10 PM
10-15-2014 02:10 PM
by chuck2s
0 788
Incorporating &...
WesleySnips
10-01-2014 09:39 PM
10-15-2014 01:37 PM
by kslawn
20 1,931
» Popular Tags
4wd aerocore apartment complex bark billy goat brushcutter charge christmas collections collections subcontractor employee problems equipment rental exmark ferris first truck foreman georgia gopherhaul gravely holiday honda how much to charge husqvarna hydraulic landscape services lawn lawn care lawn care business book lawn care business podcast lawn care business seo lawn care business show lawn care business website lawn care business website seo lawn care seo lawn care website lawn care website seo lighting brass outdoor lights managing a lawn care business marketing mechanic monthly mowing mr dave mulch mulch price new business ordinance podcast property management company push versus ride savannah scag scag v-ride seo shreaded small engine repair starting a business starting a lawn care business start up lawn care business steep lawns stihl sulky toro tractor auger trailer trimmer rack truck new used landscape walker won't return wood wright stander rh
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 02:19 AM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 02:19 AM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy