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Health, Safety and Accident Issues. Discussion on health & safety issues that effect the lawn care, landscaping, tree care, power washing, snow plowing and other trades. Talks of accidents that have occurred and how they could have been prevented. OSHA rules.

Safety net- the rainy day fund.


Health, Safety and Accident Issues.

Discussion on health & safety issues that effect the lawn care, landscaping, tree care, power washing, snow plowing and other trades. Talks of accidents that have occurred and how they could have been prevented. OSHA rules.
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Old 04-22-2009, 06:53 PM
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Default Safety net- the rainy day fund.

Do you save for a rainy day? What % of an income do you feel should be saved for a rainy day fund and how much should a lawn care business owner strive to have in that fund?

I have heard advice of 2 months income all the way to 1 year's income but what do you think is realistic?
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Old 04-22-2009, 07:15 PM
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Default Save for rainy days

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Originally Posted by Steve View Post
Do you save for a rainy day? What % of an income do you feel should be saved for a rainy day fund and how much should a lawn care business owner strive to have in that fund?

I have heard advice of 2 months income all the way to 1 year's income but what do you think is realistic?
I don't have a specific amount for rainy days. I pay myself a salary which covers my regular bills so there should always be money in the bank.

I do try to schedule certain jobs for rainy days. For my 'All Natural Insect Control' for rain days. I charge $30.00 for dry application and $20.00 for wet applications. On dry applications (when the soil is dry) I have to water the lawn before applying. When it"s raining I don't have to saving a couple of hours. The customers say, "Do it in the rain, if it saves me money"! Looking at the recent post abour spraying, maybe Magic Garden is another rain day product.

Steve
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