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advice on workmans comp


Starting a lawn care business.

How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.
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Old 11-18-2008, 11:44 PM
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Default advice on workmans comp

just starting out in florida and any advice regarding a good place to get a quote from would be appreciated
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Old 11-19-2008, 10:08 AM
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Hi bizerker,

Welcome to our forum!

I am hoping our friend Chuck from FL can jump in here and offer you some advice on this.
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Old 11-19-2008, 05:35 PM
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Hi bizerker,
Where in Florida are you located sir?
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Old 11-19-2008, 07:23 PM
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You only need Workmans Comp. Insurance if you have employees, right? Atleast that's how it is in my state of Oregon, but you do need Liability Insurance, which I get from my local American Family Insurance Rep., its fairly inexpensive for 1 Million worth of coverage I pay $45/Month, this covers my equipment as well for theft and damage, up to 5K worth.
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Old 11-19-2008, 10:29 PM
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Here in Florida, even if you are a sole proprieter with no employees you either need workers comp or have to file an application for exemption with the state.
I am comp exempt myself, though my employees are covered through my payroll service.
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