Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Just starting your lawn care or landscaping business? > Introduce Yourself

Introduce Yourself Welcome all new forum members. Please introduce yourself and tell us about you. Tell us about your company. How did you get started? How long have you been in business? What do you do for fun? Don't be shy, say hello! It's fun and educational to interact on the forum!

Insurance Companies


Introduce Yourself

Welcome all new forum members. Please introduce yourself and tell us about you. Tell us about your company. How did you get started? How long have you been in business? What do you do for fun? Don't be shy, say hello! It's fun and educational to interact on the forum!
Reply
 
Thread Tools Search this Thread
  #1  
Old 07-15-2007, 11:22 AM
greatsaving greatsaving is offline
Members
 
Join Date: Jul 2007
Location: Ohio
Age: 52
Posts: 2
Rep Power: 10
greatsaving
Angry

Hello, I'm new to this site. I'm trying to get a small landscaping business started. But first I need to seek Insurance companies that will cover my equipment / vehicals. My home Insurance Company will not cover my business / equipment. Your help is appreciated. Thanks,
__________________
Wayne
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #2  
Old 07-16-2007, 04:52 PM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 38,037
Rep Power: 10
Steve has disabled reputation
Default

Lawn care business tipsLawn Care Business Book
Hi Greatsaving,

Welcome to our forum.

Here is a quote that may be helpful to you.

Quote:
Originally Posted by [b
Quote[/b] ]get commercial auto insurance (it is better and wayyyy cheaper, I pay $100 per month per truck for full coverage and the oldest truck I have is a 2000 f350 dump), also get atleast a 2mil liability, workers comp, and insurance on all your equipment like mowers, trailers, etc. Hopefully you will never have to make a claim, but if you do, you will be glad you have it. Trust me, I know from expierence.

I go through Allied insurance, and I think they go through Nation Wide, which i think might be nationwide (hence the name).

I think I pay around 7 grand a year for 2mil liability, my trucks, workers comp, snow plowing insurance, street sweeping insurance, and all my equipment. It is well worth it IMO.
What got you started in the lawn care business? How do you like it so far?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #3  
Old 07-16-2007, 05:08 PM
greatsaving greatsaving is offline
Members
 
Join Date: Jul 2007
Location: Ohio
Age: 52
Posts: 2
Rep Power: 10
greatsaving
Default

Thank you for your help, Why work for someone else, and not for yourself. We are all career minded people. By the way I love working in this industry.


Thanks,
__________________
Wayne
Reply With Quote
  #4  
Old 07-16-2007, 05:17 PM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 38,037
Rep Power: 10
Steve has disabled reputation
Default

Do you have any advice for new lawn care business owners? Any pitfalls they should avoid at all costs?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #5  
Old 07-17-2007, 04:57 PM
tiedeman
Guest
 
Posts: n/a
Default

You will need some liability insurance, I recommend a minimum of $1 million, and you will also need property insurance for your equipment. You need to have the value of the equipment and serial numbers when you go visit your insurance agent for their records. Some states require that you need commercial vehicle insurance and some states don't. I would talk with not only your insurance agent but also a police officer in regards to the matter.
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
fliers
joshp
08-19-2016 03:23 PM
Today 01:34 AM
by SC93
5 138
Looking for new host
Just for Cuts
11-26-2015 06:58 AM
Yesterday 09:05 PM
by Stephen Alberts
10 1,858
Facebook advertising
Just for Cuts
12-13-2015 07:49 AM
Yesterday 08:59 PM
by Stephen Alberts
14 13,017
Start My Own Business?
mowandblow1980
01-12-2016 07:43 PM
Yesterday 06:38 PM
by mowandblow1980
18 2,071
Landscaper taking on odd...
WarriorLandscapingCAN
08-07-2016 06:57 PM
Yesterday 10:27 AM
by Steve
6 362
Breaking into commercial...
SGL1
08-19-2016 07:02 AM
Yesterday 10:12 AM
by mowandblow1980
7 163
Snow Plow
acrajchel
08-17-2016 10:21 AM
08-22-2016 11:21 AM
by Steve
5 152
Quarter Acre Woodland...
ew411
08-16-2016 06:50 AM
08-18-2016 12:25 PM
by Steve
4 144
Bidding Bushhogging
acrajchel
08-15-2016 11:52 AM
08-17-2016 05:32 PM
by acrajchel
4 140
Hello From the Florida...
KevinShuman
08-15-2016 08:57 PM
08-16-2016 01:52 PM
by SC93
2 131
I'm making stupid money...
WarriorLandscapingCAN
08-07-2016 07:07 PM
08-16-2016 12:42 AM
by SC93
5 420
A quick Intro
BLE
08-14-2016 05:17 PM
08-15-2016 10:54 AM
by acrajchel
2 135
New Customer - Gettting...
acrajchel
08-05-2016 05:00 PM
08-15-2016 10:52 AM
by acrajchel
4 398
helping out a friend set...
Doug D
08-13-2016 11:33 AM
08-15-2016 09:45 AM
by Steve
1 147
Small bed job
Bradcook21
08-09-2016 09:52 PM
08-10-2016 03:51 PM
by Steve
1 267
Hello from NoVa
jtwlawn
08-03-2016 11:20 AM
08-09-2016 10:45 AM
by jtwlawn
4 393
How much to charge for...
jymie
03-31-2013 05:59 PM
08-08-2016 04:33 PM
by Steve
27 6,595
Needing a website built
burtle
06-17-2015 09:02 AM
08-07-2016 10:21 AM
by Just for Cuts
18 19,739
Review of our lawn care...
Lawnline
07-12-2016 06:40 PM
08-07-2016 08:44 AM
by Lawnline
5 1,762
New Site Hows it look
Infinitelawn
03-16-2015 10:32 AM
08-07-2016 08:37 AM
by Lawnline
8 11,218
Hey guys! Greetings from...
thegardener
08-05-2016 05:45 AM
08-05-2016 03:26 PM
by Steve
1 311
First Time Bidding-Need...
capitallawncrew
08-01-2016 08:30 AM
08-03-2016 09:52 AM
by Steve
3 436
Show us your stripes
Just for Cuts
05-21-2015 03:07 PM
08-01-2016 08:28 PM
by ExclusiveLawns
7 3,755
String trim BEFORE mow...
Mr. Mow
04-12-2015 08:13 AM
07-31-2016 10:36 AM
by joshp
13 5,907
Now Hiring Just South of...
Chilehead
07-27-2016 11:38 AM
07-27-2016 11:38 AM
by Chilehead
0 374
Hi from Long Island NY
Lori22
07-18-2016 02:01 PM
07-26-2016 11:22 PM
by Chilehead
11 677
Hi everyone!
greenwavemedia
07-25-2016 03:22 PM
07-26-2016 11:21 AM
by Lawnline
2 388
Hi! I'm Tony from Tampa
Lawnline
07-12-2016 06:47 PM
07-26-2016 11:12 AM
by Lawnline
6 1,004
» Popular Tags
apartment become an entrepreneur best mower be your own boss bidding break business business education business help business management complex contractor hacks contracts deck lift dethatcher edging entrepreneur entrepreneur education estimate estimates fuel problems fuel pump half moon blade intro introduction jjandm lawncare l.t.rich landscape landscape design landscaping landscaping design company landscaping richmond va landscping lawn lawncare lawnservice lowering grade marketing mulch planting raising grade residential lawn care richmond va richmond virginia lawn care safety scag snowblower snow plowing snow shovel sprayer start a business start a lawn care business start business start up toro timecutter townhome tree tree service video web design websites what to charge work from home z-max z-spray
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 03:59 AM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 03:59 AM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy