Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Just starting your lawn care or landscaping business? > Starting a lawn care business.

Starting a lawn care business. How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.

Credit Card Information


Starting a lawn care business.

How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.
Reply
 
Thread Tools Search this Thread
  #11  
Old 01-06-2013, 12:01 AM
SECTLANDSCAPING SECTLANDSCAPING is offline
new member
 
Join Date: Jul 2009
Location: CT
Posts: 1,912
Rep Power: 0
SECTLANDSCAPING is on a distinguished road
Default

Quote:
Originally Posted by BLC7 View Post
Sec,

I've been dealing w. Paypal for 7 yrs, and you're right in one regard.... PayPal doesn't protect services, but only on the buyer's end. The only person who could be defrauded is the customer. Meaning if you sell a 'service' via Paypal it's nearly impossible for a customer to win any dispute.
I have never had a problem in 12 years using paypal to purchase items. There has been a lot of people defrauded through chargebacks. Again google it!

It might be different if the person used paypal to pay but in my case they paid through paypal with a credit card. paypal ruled in the customers favor and I had no way to appeal to the credit card company. For all I know paypal never did a thing besides threaten me with collections a half dozen times.

How do I know they didnt do sh*t? After waiting 90 days and being denied by paypal. I had a final invoice threatening legal action forwarded to the persons new address. The guy then called and said his wife paid the bill and he didnt recognize the charge. That it was all a mistake. He sent a cashiers check to me with a extra $100.

So if paypal was working with the CC company then why would they not shown him the invoice, the pictures of the work, the copies of the email, the phone logs?


Transaction date: Mar 27, 2012
Transaction amount: -$574.20 USD
Case #: _
Your transaction ID: _

Your buyer filed a chargeback with their credit card company asking to
reverse the above payment.
Although your buyer reversed this payment, we
want to work with the buyer's credit card company to get your money back.
We are using the information you sent us to dispute the reversal.

Please note that because the buyer already reversed the payment, it has
been removed from your PayPal balance.
The settlement fee the credit card
company charged for the reversal was also deducted from your account. If
the credit card company decides the case in your favor, this money will be
credited back to your PayPal balance.

Keep in mind that the credit card company determines the time frame and
outcome. It may take up to 75 days for the credit card company to reach a
final decision. We will email you once they complete their investigation.

**********************************-
What to Do Next
**********************************-

If you have any additional information related to this transaction, please
send it to us as soon as possible.

Here's how to send us information:

1. Log in to your PayPal account.
2. Click "Resolution Center" near the top of the page.
3. Click "View" next to this case and follow the instructions.


**********************************-
Other details:
**********************************-

This transaction was reversed for the following reasons(s):
Intangible items are not covered.


If you have questions about chargebacks and how to avoid them, log in to
your PayPal account and click "Help" at the top of any page.

Sincerely,
PayPal
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #12  
Old 01-06-2013, 05:51 AM
mike0507 mike0507 is offline
Junior Member
 
Join Date: Jun 2012
Posts: 24
Rep Power: 2
mike0507 is on a distinguished road
Default

Lawn care business tipsLawn Care Business Book
Quote:
Originally Posted by Jack Rabbit View Post
I use Paypal. You can make buttons for your website as well as send pay links in email. Paypal handles several forms of payment such as credit cards and paying from your own Paypal account. They charge a small fee plus a percentage of each transaction. For me that totals a little over 2.5%. It can be a little difficult to learn Paypal's user interface but is is easy to make buttons once you learn.

Jackrabbit Lawn Care

That Intuit payment system sounds cheaper. I'll stay with Paypal since few of my customers pay that way anyway.
Well, I set up PayPal yesterday, linked it to my site and made a transfer of $1.00, just to make sure it worked. I log into my business PayPal account and received $0.67 out of that $1.00. PayPal charges $0.30 for every $1 US dollar!!! Plus a 1.99% percentage!! That is crazy! I will NOT be using PayPal and will be looking into what Ringahding1 suggested! If I for instance charged someone $25.00 for a one time mow and they paid over PayPal, I would only receive $16.75! Jack Rabit, is this the same for you?
Reply With Quote
  #13  
Old 01-06-2013, 10:22 AM
BLC7 BLC7 is offline
Member
 
Join Date: Jan 2013
Posts: 86
Rep Power: 2
BLC7 is on a distinguished road
Default

Quote:
Originally Posted by SECTLANDSCAPING View Post
I have never had a problem in 12 years using paypal to purchase items. There has been a lot of people defrauded through chargebacks. Again google it!

It might be different if the person used paypal to pay but in my case they paid through paypal with a credit card. paypal ruled in the customers favor and I had no way to appeal to the credit card company. For all I know paypal never did a thing besides threaten me with collections a half dozen times.

How do I know they didnt do sh*t? After waiting 90 days and being denied by paypal. I had a final invoice threatening legal action forwarded to the persons new address. The guy then called and said his wife paid the bill and he didnt recognize the charge. That it was all a mistake. He sent a cashiers check to me with a extra $100.

So if paypal was working with the CC company then why would they not shown him the invoice, the pictures of the work, the copies of the email, the phone logs?


Transaction date: Mar 27, 2012
Transaction amount: -$574.20 USD
Case #: _
Your transaction ID: _

Your buyer filed a chargeback with their credit card company asking to
reverse the above payment.
Although your buyer reversed this payment, we
want to work with the buyer's credit card company to get your money back.
We are using the information you sent us to dispute the reversal.

Please note that because the buyer already reversed the payment, it has
been removed from your PayPal balance.
The settlement fee the credit card
company charged for the reversal was also deducted from your account. If
the credit card company decides the case in your favor, this money will be
credited back to your PayPal balance.

Keep in mind that the credit card company determines the time frame and
outcome. It may take up to 75 days for the credit card company to reach a
final decision. We will email you once they complete their investigation.

**********************************-
What to Do Next
**********************************-

If you have any additional information related to this transaction, please
send it to us as soon as possible.

Here's how to send us information:

1. Log in to your PayPal account.
2. Click "Resolution Center" near the top of the page.
3. Click "View" next to this case and follow the instructions.


**********************************-
Other details:
**********************************-

This transaction was reversed for the following reasons(s):
Intangible items are not covered.


If you have questions about chargebacks and how to avoid them, log in to
your PayPal account and click "Help" at the top of any page.

Sincerely,
PayPal
Hey sec, this isn't an attack on you... but we run the risk of having a payment disputed regardless of using PayPal or a regular merchant account to accept cc's. I never said you wouldn't be immune to disputes.... in the end you finally got paid which is good, but it's reasonable to wonder why you waited 90 days instead of going straight to the customer to sort it out?

Were you able to salvage the account?
Reply With Quote
  #14  
Old 01-06-2013, 10:29 AM
BLC7 BLC7 is offline
Member
 
Join Date: Jan 2013
Posts: 86
Rep Power: 2
BLC7 is on a distinguished road
Default

Quote:
Originally Posted by mike0507 View Post
Well, I set up PayPal yesterday, linked it to my site and made a transfer of $1.00, just to make sure it worked. I log into my business PayPal account and received $0.67 out of that $1.00. PayPal charges $0.30 for every $1 US dollar!!! Plus a 1.99% percentage!! That is crazy! I will NOT be using PayPal and will be looking into what Ringahding1 suggested! If I for instance charged someone $25.00 for a one time mow and they paid over PayPal, I would only receive $16.75! Jack Rabit, is this the same for you?
Hey Mike,

Generally you can expect to pay roughly 10% in fees to PayPal for most transactions.... make sure you have a business acct if you use them...... I generally don't pay attention to the fees BC its just part of taking CD's but I'll post my last several transactions + the fees taken out so you can get an idea of what they are......

Will post back when I get to my computer...
Reply With Quote
  #15  
Old 01-06-2013, 11:47 AM
SECTLANDSCAPING SECTLANDSCAPING is offline
new member
 
Join Date: Jul 2009
Location: CT
Posts: 1,912
Rep Power: 0
SECTLANDSCAPING is on a distinguished road
Default

Quote:
Originally Posted by BLC7 View Post
Hey sec, this isn't an attack on you... but we run the risk of having a payment disputed regardless of using PayPal or a regular merchant account to accept cc's. I never said you wouldn't be immune to disputes.... in the end you finally got paid which is good, but it's reasonable to wonder why you waited 90 days instead of going straight to the customer to sort it out?

Were you able to salvage the account?
The guy was in the navy and was out to sea. It wasnt till he came back to his new house in Hawaii that I was in contact. Not sure if the mail wasnt forwarded or if the bills were sitting in a pile.

The issue is your better with a true processor over paypal. If I wouldve went to small claims I wouldnt have any of the info needed to attach to wages, credit card, banks, etc. I also wouldve had the opportunity to talk the CC company and most merchant accounts will fight with you instead of laying down.
Reply With Quote
  #16  
Old 01-06-2013, 04:19 PM
Jack Rabbit Jack Rabbit is offline
Senior Member
 
Join Date: Mar 2010
Location: New Mexico, USA
Posts: 125
Rep Power: 5
Jack Rabbit is on a distinguished road
Default

Quote:
Originally Posted by mike0507 View Post
If I for instance charged someone $25.00 for a one time mow and they paid over PayPal, I would only receive $16.75! Jack Rabit, is this the same for you?
Paypal's charge for processing $25 would be about 80 cents, or about 3.2% of the $25, using the percent and fee you gave (1.99% and 30 cent fee).

Calculate like this:
percentage 0.0199 x $25 = $0.4975
transaction fee $0.30
************
Total: $0.7975

In the few payments my customers have made through Paypal the charges were a little less than 3%. Those were mostly for payments of $200 or more.

You have mistakenly thought that the 30 cent fee is charged on each dollar. Paypal, and merchant accounts in general, charge a small fee for each transaction (not each dollar) plus a percentage of the transaction. This is explained on Paypal's website and the fee and percentage amounts are there somewhere too.

This does mean that Paypal or CC's are not a good way to get paid small amounts. (30 cents is 30% of $1 but is a very small percentage of $1000).

I agree with BLC7. Do get a business account if you use Paypal.

I'm not saying that Paypal, or a merchant account, or CC's, are the greatest. Just telling what I know from my use of Paypal.

Last edited by Jack Rabbit; 01-06-2013 at 04:24 PM.
Reply With Quote
  #17  
Old 01-07-2013, 09:06 AM
ringahding1's Avatar
ringahding1 ringahding1 is offline
Senior Member
 
Join Date: Mar 2010
Location: Stillwater, MN
Posts: 280
Rep Power: 5
ringahding1 is on a distinguished road
Default

Let's say I provided weekly lawn mowing for a residential client @ $37.50 per week. And the monthly total is $150, I will put into my bank account $149.50.....No guessing what will be deposited there.

Last year was the first time I offered any type of online payments for my customers. I can tell you that 90% of all my customers jumped on it. Yes there was the occasional computer illiterate that could not figure out how to fill in the 3 steps required, but they soon figured it out.

Intuit sends a link with the invoice that they can click on if they want to pay online. So even if they have not paid online before, I make sure the link is on every invoice. Even if I print it out and mail it. Customers love options.

Very positive addition for us getting paid quickly!
Here is another one that offers .25 per transaction, but I have not looked into it DWOLLA
__________________
08 F250 Ext Cab/05 F350/04 Chevy 3500
3 - 60 Toro Zmaster/Lesco 48
2 - 8'2" Boss V-Plows
20' Enclosed trailer/16' Open trailer
18' Skid Loader Trailer
S185 Bobcat 2-Speed



ringlawncare.com
Reply With Quote
  #18  
Old 01-07-2013, 11:24 AM
Jack Rabbit Jack Rabbit is offline
Senior Member
 
Join Date: Mar 2010
Location: New Mexico, USA
Posts: 125
Rep Power: 5
Jack Rabbit is on a distinguished road
Default

"No guessing what will be deposited there." There's no guessing what is deposited with Paypal or merchant accounts either. You can calculate exactly what the processor's fee will be if you want to. Of course you would use a transaction history or reports for your bookkeeping.

Certainly not as simple or cheap as "it's 50 cents".

That Intuit thing is looking good. It is cheap, simple for you and your customer, and probably works well with Quickbooks. If I had a lot of CC/online payments, especially small amounts, then I would switch to that or one like it.

Last edited by Jack Rabbit; 01-07-2013 at 11:32 AM.
Reply With Quote
  #19  
Old 01-09-2013, 12:46 PM
BLC7 BLC7 is offline
Member
 
Join Date: Jan 2013
Posts: 86
Rep Power: 2
BLC7 is on a distinguished road
Default

Here are some paypal numbers based on the last 3 transactions I received:


Transaction #1:

Price: $57
Paypal Fee: $2.52
Revenue Collected: $54.48

Transaction #2:

Price: $28.87
Paypal Fee: $1.14
Revenue Collected: $27.73

Transaction #3:

Price: $39.97
Paypal Fee: $1.86
Revenue Collected: $38.11


I'm also looking into a check writing software... which seems to be even less of a hassle for both the company and the clients.
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Credit Card Machines LawnMedic General Talk 11 12-20-2011 03:39 PM
Credit card - to buy expenses justin_time General Talk 18 03-14-2011 11:25 PM

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
Pushy customers
christopherhicks82
Yesterday 08:22 PM
Today 05:37 AM
by Sprinkler Buddy
3 58
Looking for advice on a...
Tekeda1
04-13-2014 09:53 AM
Yesterday 07:55 PM
by Just for Cuts
23 550
Pond...
xandrew245x
Yesterday 03:29 PM
Yesterday 06:45 PM
by xandrew245x
2 56
2.5 acre mowing
xandrew245x
04-18-2014 06:55 AM
Yesterday 05:23 PM
by Just for Cuts
13 286
About D@## Time!
TamMik
04-02-2014 08:10 AM
Yesterday 05:14 PM
by BelleCityLawn1
19 841
Back for this year
xandrew245x
02-21-2014 04:30 PM
Yesterday 03:36 PM
by xandrew245x
19 989
The $20 Mow Job
Dan Tanner
04-21-2014 07:24 PM
Yesterday 03:17 PM
by Dan Tanner
4 150
In a bit situation need...
googus
Yesterday 08:01 AM
Yesterday 01:50 PM
by stevef1201
5 105
What Was Your Setup When...
superrman77
02-11-2014 10:53 AM
Yesterday 12:29 AM
by Tony317
22 1,687
Sulky and Turf Tracer
acrajchel
04-07-2014 01:44 PM
Yesterday 12:07 AM
by Tony317
9 429
danny 2
danny2
04-19-2014 10:19 PM
04-21-2014 12:25 PM
by Steve
3 132
this mower is driving me...
boog
04-17-2014 12:07 PM
04-21-2014 12:10 PM
by kslawn
13 319
What Fertilizer to Use?
acrajchel
04-07-2014 01:56 PM
04-21-2014 12:02 PM
by kslawn
20 562
I Got Taken...,
Dan Tanner
04-19-2014 06:26 AM
04-21-2014 11:49 AM
by Steve
4 216
new to this forum!
mower13126
04-18-2014 07:37 PM
04-21-2014 11:39 AM
by Steve
4 143
REO calling
Dan Tanner
04-16-2014 05:03 PM
04-21-2014 11:33 AM
by Steve
12 333
Any greenhouse operators...
GoGreenerKS
04-15-2014 11:21 AM
04-21-2014 11:27 AM
by Steve
5 185
quickbooks users
CDLAWNCARE
04-20-2014 09:03 AM
04-20-2014 09:58 PM
by MBLC
3 143
employee pay
4 seasons maintenance
04-10-2011 09:34 PM
04-20-2014 04:40 PM
by Dan Tanner
20 6,865
These are the days on...
ExtremeLawncareServices
03-22-2014 09:12 AM
04-20-2014 11:13 AM
by ExtremeLawncareServices
32 1,190
Lawn Renovation
stevef1201
04-11-2014 12:00 PM
04-20-2014 11:11 AM
by kslawn
10 348
Customers droping like...
goodtimez
04-18-2014 09:53 AM
04-19-2014 08:09 AM
by CDLAWNCARE
7 219
Best Bulk Mulch delivery...
Steven Virgadamo
04-18-2014 09:52 AM
04-18-2014 05:34 PM
by Steve
2 98
Steve Virgadamo,...
Steven Virgadamo
04-18-2014 09:49 AM
04-18-2014 05:08 PM
by Steve
2 81
Instagram
Gerardo_Landscape
04-16-2014 11:28 AM
04-18-2014 04:51 PM
by Steve
3 165
Help with weed liability!
Prolawnofchatt
04-15-2014 09:10 AM
04-18-2014 04:47 PM
by Steve
5 234
Nationwide lawn care...
Billy Goat
04-15-2014 05:21 PM
04-18-2014 04:39 PM
by Steve
9 252
Truck Signage
Dan Tanner
04-16-2014 11:00 PM
04-18-2014 04:04 PM
by stevef1201
10 271
leaf removal
tlf59263
04-15-2014 10:00 PM
04-18-2014 03:59 PM
by stevef1201
6 227
Pay per click advertising
roostertail
02-12-2014 07:26 PM
04-17-2014 07:11 PM
by yardrate
10 632
Accepting credit cards,...
Darksteel
03-17-2014 08:01 PM
04-16-2014 01:02 PM
by jymie
15 788
Trimec
acrajchel
04-15-2014 08:24 PM
04-16-2014 11:10 AM
by Steve
3 143
Gopher Forum Discount!
BlackRain75
04-12-2014 10:44 PM
04-16-2014 10:50 AM
by Steve
9 338
hello
NFrailey
04-15-2014 01:39 PM
04-16-2014 10:48 AM
by Steve
1 125
Pricing a Mulch Job
dmcalpi
04-07-2014 02:16 PM
04-16-2014 09:40 AM
by jymie
21 764
google earth
CDLAWNCARE
04-12-2014 03:24 PM
04-16-2014 09:36 AM
by jymie
8 284
There has to be an...
CDLAWNCARE
04-14-2014 12:59 PM
04-15-2014 04:06 PM
by Dan Tanner
6 229
First Day Back!
BelleCityLawn1
04-09-2014 09:13 PM
04-15-2014 11:16 AM
by Steve
11 364
Mow America
stevegredler
04-13-2014 01:02 PM
04-14-2014 09:53 PM
by kslawn
5 269
Power Broom
acrajchel
04-14-2014 07:46 AM
04-14-2014 12:47 PM
by CDLAWNCARE
2 148
Say Hello !!!
Steve
03-19-2007 11:18 AM
04-14-2014 11:34 AM
by Steve
1,176 286,452
Equipment reviews
Greg'slawnandlandscape
04-09-2014 07:17 AM
04-14-2014 11:27 AM
by Greg'slawnandlandscape
13 522
Aerating Prices?
Dan Tanner
04-08-2014 03:16 PM
04-14-2014 10:31 AM
by Steve
13 521
Estimating help
acrajchel
04-11-2014 06:06 PM
04-14-2014 10:20 AM
by Steve
3 229
Need help bidding church...
GreenRidge Lawn&Landscape
04-07-2014 08:01 PM
04-14-2014 09:49 AM
by Steve
12 491
Hello all
Griff20114
04-12-2014 05:08 PM
04-14-2014 09:46 AM
by Steve
1 145
Step by Step Spring Lawn...
WarriorLawnscaping
04-10-2014 07:01 AM
04-14-2014 09:43 AM
by Steve
5 307
Jeff Cowden
jcowden
04-11-2014 07:27 PM
04-14-2014 09:39 AM
by Steve
1 139
Exmark Commercial 30...
Dan Tanner
04-11-2014 05:35 AM
04-14-2014 09:37 AM
by Steve
4 248
Small guy time to get a...
googus
04-08-2014 08:16 AM
04-13-2014 07:18 PM
by A. Kulak Landscaping
9 395
» Popular Tags
2wd 4x4 34'' ads article marketing blower care charge christmas christmas light hanging christmas lighting color jet courtesy call credit card processing customers escrow exmark ferris florida flower bed four wheel drive fundraiser gopherhaul grass gravely holiday holiday lighting honda how much to charge installation kawasaki labor cost lawn care lawn care business book lawn care business podcast lawn care business show lawn clarksville lawn service clarksville tn leaf leaf removal lighting brass outdoor lights marketing mowing mulch native plants new buisness new business oil online classifieds organize outdoor environments payday payment podcast redmax riding mower rotating scag season seo snow social media starting a business stihl truck unreasonable walk behind walker winter services yard clarksville
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 05:45 AM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 05:45 AM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy