Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Just starting your lawn care or landscaping business? > Starting a lawn care business.

Starting a lawn care business. How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.

Credit Card Information


Starting a lawn care business.

How to start a lawn mowing business, lawn care business, or landscaping business. If you are starting a lawn care business, ask your questions here.
Reply
 
Thread Tools Search this Thread
  #11  
Old 01-06-2013, 12:01 AM
SECTLANDSCAPING SECTLANDSCAPING is offline
new member
 
Join Date: Jul 2009
Location: CT
Posts: 1,912
Rep Power: 0
SECTLANDSCAPING is on a distinguished road
Default

Quote:
Originally Posted by BLC7 View Post
Sec,

I've been dealing w. Paypal for 7 yrs, and you're right in one regard.... PayPal doesn't protect services, but only on the buyer's end. The only person who could be defrauded is the customer. Meaning if you sell a 'service' via Paypal it's nearly impossible for a customer to win any dispute.
I have never had a problem in 12 years using paypal to purchase items. There has been a lot of people defrauded through chargebacks. Again google it!

It might be different if the person used paypal to pay but in my case they paid through paypal with a credit card. paypal ruled in the customers favor and I had no way to appeal to the credit card company. For all I know paypal never did a thing besides threaten me with collections a half dozen times.

How do I know they didnt do sh*t? After waiting 90 days and being denied by paypal. I had a final invoice threatening legal action forwarded to the persons new address. The guy then called and said his wife paid the bill and he didnt recognize the charge. That it was all a mistake. He sent a cashiers check to me with a extra $100.

So if paypal was working with the CC company then why would they not shown him the invoice, the pictures of the work, the copies of the email, the phone logs?


Transaction date: Mar 27, 2012
Transaction amount: -$574.20 USD
Case #: _
Your transaction ID: _

Your buyer filed a chargeback with their credit card company asking to
reverse the above payment.
Although your buyer reversed this payment, we
want to work with the buyer's credit card company to get your money back.
We are using the information you sent us to dispute the reversal.

Please note that because the buyer already reversed the payment, it has
been removed from your PayPal balance.
The settlement fee the credit card
company charged for the reversal was also deducted from your account. If
the credit card company decides the case in your favor, this money will be
credited back to your PayPal balance.

Keep in mind that the credit card company determines the time frame and
outcome. It may take up to 75 days for the credit card company to reach a
final decision. We will email you once they complete their investigation.

**********************************-
What to Do Next
**********************************-

If you have any additional information related to this transaction, please
send it to us as soon as possible.

Here's how to send us information:

1. Log in to your PayPal account.
2. Click "Resolution Center" near the top of the page.
3. Click "View" next to this case and follow the instructions.


**********************************-
Other details:
**********************************-

This transaction was reversed for the following reasons(s):
Intangible items are not covered.


If you have questions about chargebacks and how to avoid them, log in to
your PayPal account and click "Help" at the top of any page.

Sincerely,
PayPal
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #12  
Old 01-06-2013, 05:51 AM
mike0507 mike0507 is offline
Junior Member
 
Join Date: Jun 2012
Posts: 24
Rep Power: 3
mike0507 is on a distinguished road
Default

Lawn care business tipsLawn Care Business Book
Quote:
Originally Posted by Jack Rabbit View Post
I use Paypal. You can make buttons for your website as well as send pay links in email. Paypal handles several forms of payment such as credit cards and paying from your own Paypal account. They charge a small fee plus a percentage of each transaction. For me that totals a little over 2.5%. It can be a little difficult to learn Paypal's user interface but is is easy to make buttons once you learn.

Jackrabbit Lawn Care

That Intuit payment system sounds cheaper. I'll stay with Paypal since few of my customers pay that way anyway.
Well, I set up PayPal yesterday, linked it to my site and made a transfer of $1.00, just to make sure it worked. I log into my business PayPal account and received $0.67 out of that $1.00. PayPal charges $0.30 for every $1 US dollar!!! Plus a 1.99% percentage!! That is crazy! I will NOT be using PayPal and will be looking into what Ringahding1 suggested! If I for instance charged someone $25.00 for a one time mow and they paid over PayPal, I would only receive $16.75! Jack Rabit, is this the same for you?
Reply With Quote
  #13  
Old 01-06-2013, 10:22 AM
BLC7 BLC7 is offline
Member
 
Join Date: Jan 2013
Posts: 93
Rep Power: 2
BLC7 is on a distinguished road
Default

Quote:
Originally Posted by SECTLANDSCAPING View Post
I have never had a problem in 12 years using paypal to purchase items. There has been a lot of people defrauded through chargebacks. Again google it!

It might be different if the person used paypal to pay but in my case they paid through paypal with a credit card. paypal ruled in the customers favor and I had no way to appeal to the credit card company. For all I know paypal never did a thing besides threaten me with collections a half dozen times.

How do I know they didnt do sh*t? After waiting 90 days and being denied by paypal. I had a final invoice threatening legal action forwarded to the persons new address. The guy then called and said his wife paid the bill and he didnt recognize the charge. That it was all a mistake. He sent a cashiers check to me with a extra $100.

So if paypal was working with the CC company then why would they not shown him the invoice, the pictures of the work, the copies of the email, the phone logs?


Transaction date: Mar 27, 2012
Transaction amount: -$574.20 USD
Case #: _
Your transaction ID: _

Your buyer filed a chargeback with their credit card company asking to
reverse the above payment.
Although your buyer reversed this payment, we
want to work with the buyer's credit card company to get your money back.
We are using the information you sent us to dispute the reversal.

Please note that because the buyer already reversed the payment, it has
been removed from your PayPal balance.
The settlement fee the credit card
company charged for the reversal was also deducted from your account. If
the credit card company decides the case in your favor, this money will be
credited back to your PayPal balance.

Keep in mind that the credit card company determines the time frame and
outcome. It may take up to 75 days for the credit card company to reach a
final decision. We will email you once they complete their investigation.

**********************************-
What to Do Next
**********************************-

If you have any additional information related to this transaction, please
send it to us as soon as possible.

Here's how to send us information:

1. Log in to your PayPal account.
2. Click "Resolution Center" near the top of the page.
3. Click "View" next to this case and follow the instructions.


**********************************-
Other details:
**********************************-

This transaction was reversed for the following reasons(s):
Intangible items are not covered.


If you have questions about chargebacks and how to avoid them, log in to
your PayPal account and click "Help" at the top of any page.

Sincerely,
PayPal
Hey sec, this isn't an attack on you... but we run the risk of having a payment disputed regardless of using PayPal or a regular merchant account to accept cc's. I never said you wouldn't be immune to disputes.... in the end you finally got paid which is good, but it's reasonable to wonder why you waited 90 days instead of going straight to the customer to sort it out?

Were you able to salvage the account?
Reply With Quote
  #14  
Old 01-06-2013, 10:29 AM
BLC7 BLC7 is offline
Member
 
Join Date: Jan 2013
Posts: 93
Rep Power: 2
BLC7 is on a distinguished road
Default

Quote:
Originally Posted by mike0507 View Post
Well, I set up PayPal yesterday, linked it to my site and made a transfer of $1.00, just to make sure it worked. I log into my business PayPal account and received $0.67 out of that $1.00. PayPal charges $0.30 for every $1 US dollar!!! Plus a 1.99% percentage!! That is crazy! I will NOT be using PayPal and will be looking into what Ringahding1 suggested! If I for instance charged someone $25.00 for a one time mow and they paid over PayPal, I would only receive $16.75! Jack Rabit, is this the same for you?
Hey Mike,

Generally you can expect to pay roughly 10% in fees to PayPal for most transactions.... make sure you have a business acct if you use them...... I generally don't pay attention to the fees BC its just part of taking CD's but I'll post my last several transactions + the fees taken out so you can get an idea of what they are......

Will post back when I get to my computer...
Reply With Quote
  #15  
Old 01-06-2013, 11:47 AM
SECTLANDSCAPING SECTLANDSCAPING is offline
new member
 
Join Date: Jul 2009
Location: CT
Posts: 1,912
Rep Power: 0
SECTLANDSCAPING is on a distinguished road
Default

Quote:
Originally Posted by BLC7 View Post
Hey sec, this isn't an attack on you... but we run the risk of having a payment disputed regardless of using PayPal or a regular merchant account to accept cc's. I never said you wouldn't be immune to disputes.... in the end you finally got paid which is good, but it's reasonable to wonder why you waited 90 days instead of going straight to the customer to sort it out?

Were you able to salvage the account?
The guy was in the navy and was out to sea. It wasnt till he came back to his new house in Hawaii that I was in contact. Not sure if the mail wasnt forwarded or if the bills were sitting in a pile.

The issue is your better with a true processor over paypal. If I wouldve went to small claims I wouldnt have any of the info needed to attach to wages, credit card, banks, etc. I also wouldve had the opportunity to talk the CC company and most merchant accounts will fight with you instead of laying down.
Reply With Quote
  #16  
Old 01-06-2013, 04:19 PM
Jack Rabbit Jack Rabbit is offline
Senior Member
 
Join Date: Mar 2010
Location: New Mexico, USA
Posts: 125
Rep Power: 5
Jack Rabbit is on a distinguished road
Default

Quote:
Originally Posted by mike0507 View Post
If I for instance charged someone $25.00 for a one time mow and they paid over PayPal, I would only receive $16.75! Jack Rabit, is this the same for you?
Paypal's charge for processing $25 would be about 80 cents, or about 3.2% of the $25, using the percent and fee you gave (1.99% and 30 cent fee).

Calculate like this:
percentage 0.0199 x $25 = $0.4975
transaction fee $0.30
************
Total: $0.7975

In the few payments my customers have made through Paypal the charges were a little less than 3%. Those were mostly for payments of $200 or more.

You have mistakenly thought that the 30 cent fee is charged on each dollar. Paypal, and merchant accounts in general, charge a small fee for each transaction (not each dollar) plus a percentage of the transaction. This is explained on Paypal's website and the fee and percentage amounts are there somewhere too.

This does mean that Paypal or CC's are not a good way to get paid small amounts. (30 cents is 30% of $1 but is a very small percentage of $1000).

I agree with BLC7. Do get a business account if you use Paypal.

I'm not saying that Paypal, or a merchant account, or CC's, are the greatest. Just telling what I know from my use of Paypal.

Last edited by Jack Rabbit; 01-06-2013 at 04:24 PM.
Reply With Quote
  #17  
Old 01-07-2013, 09:06 AM
ringahding1's Avatar
ringahding1 ringahding1 is offline
Senior Member
 
Join Date: Mar 2010
Location: Stillwater, MN
Posts: 286
Rep Power: 5
ringahding1 is on a distinguished road
Default

Let's say I provided weekly lawn mowing for a residential client @ $37.50 per week. And the monthly total is $150, I will put into my bank account $149.50.....No guessing what will be deposited there.

Last year was the first time I offered any type of online payments for my customers. I can tell you that 90% of all my customers jumped on it. Yes there was the occasional computer illiterate that could not figure out how to fill in the 3 steps required, but they soon figured it out.

Intuit sends a link with the invoice that they can click on if they want to pay online. So even if they have not paid online before, I make sure the link is on every invoice. Even if I print it out and mail it. Customers love options.

Very positive addition for us getting paid quickly!
Here is another one that offers .25 per transaction, but I have not looked into it DWOLLA
__________________
08 F250 Ext Cab/04 Chevy 3500
05 F350/04 F350 Diesel/12 Ram 4500 Dump
3 -60 Toro Zmaster/Lesco 48
3 -8'2" Boss V-Plows
1- Hiniker 9'6" V-Plow
20' Enclosed trailer
18' Skid & 16' Open Trailer
2012 - S185 Bobcat


Reply With Quote
  #18  
Old 01-07-2013, 11:24 AM
Jack Rabbit Jack Rabbit is offline
Senior Member
 
Join Date: Mar 2010
Location: New Mexico, USA
Posts: 125
Rep Power: 5
Jack Rabbit is on a distinguished road
Default

"No guessing what will be deposited there." There's no guessing what is deposited with Paypal or merchant accounts either. You can calculate exactly what the processor's fee will be if you want to. Of course you would use a transaction history or reports for your bookkeeping.

Certainly not as simple or cheap as "it's 50 cents".

That Intuit thing is looking good. It is cheap, simple for you and your customer, and probably works well with Quickbooks. If I had a lot of CC/online payments, especially small amounts, then I would switch to that or one like it.

Last edited by Jack Rabbit; 01-07-2013 at 11:32 AM.
Reply With Quote
  #19  
Old 01-09-2013, 12:46 PM
BLC7 BLC7 is offline
Member
 
Join Date: Jan 2013
Posts: 93
Rep Power: 2
BLC7 is on a distinguished road
Default

Here are some paypal numbers based on the last 3 transactions I received:


Transaction #1:

Price: $57
Paypal Fee: $2.52
Revenue Collected: $54.48

Transaction #2:

Price: $28.87
Paypal Fee: $1.14
Revenue Collected: $27.73

Transaction #3:

Price: $39.97
Paypal Fee: $1.86
Revenue Collected: $38.11


I'm also looking into a check writing software... which seems to be even less of a hassle for both the company and the clients.
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Credit Card Machines LawnMedic General Talk 11 12-20-2011 03:39 PM
Credit card - to buy expenses justin_time General Talk 18 03-14-2011 11:25 PM

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
Sprinkler head guards...
Sprinkler Buddy
09-27-2014 04:55 AM
Today 02:50 PM
by Sprinkler Buddy
6 414
Look out Bob Villa -...
Mr Dave
Yesterday 10:06 AM
Today 02:19 PM
by Steve
5 177
John Deere z235 Deck
WesleySnips
09-29-2014 06:02 PM
Today 02:17 PM
by Steve
4 205
Real Estate??
tbtigers03
Yesterday 06:43 PM
Today 01:47 PM
by Steve
4 146
Question?what should I...
dalvan0
09-24-2014 11:10 PM
Today 01:39 PM
by Steve
17 797
Whe does Mowing season...
jack2048
Yesterday 07:05 AM
Today 01:38 PM
by jack2048
4 184
Kohler command carb...
ExtremeLawncareServices
09-21-2014 03:09 PM
Today 01:30 PM
by Steve
26 1,149
Help a brother...
tbtigers03
09-28-2014 11:41 AM
Today 01:26 PM
by Steve
7 373
Hello from Kentucky
TRV
Yesterday 05:42 PM
Today 01:20 PM
by Steve
2 108
Give Me Your Problems
ellakit
Yesterday 04:10 PM
Yesterday 04:10 PM
by ellakit
0 17
Say Hello !!!
Steve
03-19-2007 11:18 AM
Yesterday 03:53 PM
by ellakit
1,188 336,264
Falling into business
stellarmowing
09-28-2014 04:35 PM
Yesterday 02:17 PM
by Steve
4 333
hey
sizemorelawncare
09-28-2014 08:12 PM
09-29-2014 03:10 PM
by Steve
2 265
Update on LawnsAway and...
Ian Lovejoy
09-28-2014 10:24 AM
09-29-2014 03:09 PM
by Steve
2 320
Need to figure out how...
tjslawnde
09-28-2014 10:31 AM
09-29-2014 03:05 PM
by Steve
4 332
Aerocore Deck?
wdrdoctor
09-26-2014 06:21 PM
09-29-2014 02:36 PM
by Steve
3 460
Hello from CNY
arazucontracting
09-22-2014 06:07 PM
09-29-2014 02:33 PM
by Steve
3 709
How to price lawn mowing.
jack2048
09-24-2014 04:18 PM
09-29-2014 02:27 PM
by Steve
4 564
Pricing ????
6295danny
01-14-2013 07:54 PM
09-29-2014 02:22 PM
by Steve
35 6,581
30 Inch Push Mowers Pros...
Billy Goat
06-27-2013 08:07 PM
09-27-2014 04:11 PM
by SGL1
30 7,104
Replacing a Shindi T-27
Dan Tanner
09-13-2014 12:59 PM
09-26-2014 04:16 PM
by stevef1201
5 1,098
Looking for feed back on...
ExtremeLawncareServices
09-17-2014 08:38 AM
09-25-2014 09:18 AM
by ExtremeLawncareServices
10 1,122
These are the days on...
ExtremeLawncareServices
03-22-2014 09:12 AM
09-25-2014 08:01 AM
by ExtremeLawncareServices
124 9,318
Trying something new,...
ExtremeLawncareServices
09-21-2014 09:07 PM
09-23-2014 11:13 AM
by Steve
4 804
This sucks...
Matther777
09-18-2014 04:56 PM
09-22-2014 08:02 PM
by ExtremeLawncareServices
11 1,182
Not sure, but anyone do...
SnowRemoval2k14
09-22-2014 12:10 AM
09-22-2014 04:49 PM
by Steve
1 749
Tribulations of working...
stevef1201
09-13-2014 08:37 AM
09-22-2014 04:45 PM
by Steve
9 1,080
Mulching beds
Bradcook21
09-21-2014 07:43 AM
09-22-2014 04:43 PM
by Steve
3 821
Scag turf tiger hydrolic...
ExtremeLawncareServices
09-04-2014 10:55 PM
09-22-2014 04:35 PM
by Steve
12 1,452
2014 Gie-expo
ExtremeLawncareServices
08-19-2014 11:22 PM
09-21-2014 09:23 PM
by ExtremeLawncareServices
3 1,477
Mowing 7 acres
avetslawncare
08-31-2014 04:24 PM
09-19-2014 03:29 PM
by acrajchel
6 1,696
snowplowing
jshak40
09-01-2014 07:20 AM
09-19-2014 11:49 AM
by Steve
23 2,125
Lowballers scrubs &...
Darksteel
01-13-2014 07:35 AM
09-18-2014 06:32 PM
by Northwoods Outdoors
58 7,523
Hello from upstate NY!
A&MLawn&Snow
09-18-2014 11:19 AM
09-18-2014 04:10 PM
by Sprinkler Buddy
2 919
Price to apply fertilizer
SS.Lawncare
09-15-2014 11:10 AM
09-18-2014 01:16 PM
by Steve
9 1,103
Trailer tires
J.A.S.LawnService
09-01-2014 10:17 AM
09-17-2014 09:57 PM
by curts lawn care
4 1,533
new to the forum
SGlawncare
09-16-2014 11:20 PM
09-17-2014 08:29 PM
by curts lawn care
3 931
Help With Snow Blowing...
Robertf31
09-13-2014 10:55 PM
09-17-2014 12:34 PM
by Steve
11 1,295
Non-Stop Summer?
SouthallMowing
09-14-2014 10:51 PM
09-17-2014 10:48 AM
by stevef1201
6 1,050
Poll - net income
Dan5082
11-15-2010 08:08 PM
09-16-2014 04:44 PM
by jrs.landscaping
12 3,802
Getting lowballed!
PineHillLawn
06-27-2012 07:23 AM
09-16-2014 01:25 PM
by jrs.landscaping
24 5,543
Compare this summer to...
Steve
09-03-2014 12:52 PM
09-16-2014 11:20 AM
by Hanks Lawn Care Services
15 1,723
thinking about throwing...
veteranslawncaresystems
09-09-2014 10:31 PM
09-15-2014 03:41 PM
by Steve
12 1,448
Hello
Robertf31
09-12-2014 10:34 PM
09-15-2014 03:17 PM
by Steve
2 942
Newbie......Again
Jibber
09-13-2014 12:17 PM
09-15-2014 02:54 PM
by Sprinkler Buddy
2 1,071
need help with starter...
GoGreenerKS
09-12-2014 04:23 PM
09-15-2014 02:25 PM
by Steve
3 991
Brake job!
kslawn
08-30-2014 07:49 AM
09-15-2014 02:16 PM
by Steve
12 1,798
Hello
jawnebgoode
08-28-2014 08:37 PM
09-15-2014 02:15 PM
by Steve
3 1,529
Employee uniforms
Gerardo_Landscape
01-21-2014 11:11 PM
09-15-2014 02:12 PM
by Steve
5 1,590
Greetings from the north
Northwoods Outdoors
09-13-2014 08:55 AM
09-15-2014 02:07 PM
by Steve
1 937
» Popular Tags
2wd 4x4 aerocore apartment complex article marketing auger bid billy goat brushcutter blades care charge christmas collections collections subcontractor equipment rental exmark ferris foreman four wheel drive gopherhaul grass gravely growing a lawn care business health hills honda how much to charge husqvarna installation john deere quik trac landscape services lawn lawn care lawn care business lawn care business book lawn care business seo lawn care business show lawn care business website lawn care business website seo lawn care website lesco marketing mechanic monthly mr dave mulch mulch price new buisness new business new mower podcast pto running a business scag schedule scripts search engine optimization seo small engine repair starting a business starting a lawn care business steve stihl theft toro toro grand stand trailer trimmer rack walk behind walker
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 02:53 PM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 02:53 PM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy