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Business Credit

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Old 08-21-2012, 04:12 AM
w0283767 w0283767 is offline
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Yard card and Sheffield generally offer the best terms for
New purchases. Can usually get zero percent financing for up to 48 months. I just did that for my ferris ztr. Just make sure you pay timely or the rate jacks up on you of you go that route.
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Old 08-24-2012, 07:05 AM
LawnBoy0311 LawnBoy0311 is offline
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Originally Posted by w0283767 View Post
I just run my business expenses through my credit card and pay off before grace period ends. I avoid paying any interest that way. Get a lot of rewards points that way as well.
Awesome advice! I can't tell you the amount of free stuff I got. Shop around CC companies too, some have nice deals on points. Bank of america had 5x point offers at one time.
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Old 08-24-2012, 07:54 AM
wandfsmall wandfsmall is offline
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I am sure I am running a lot more credit month to month then a lot of you guys, and for the most part the business is still tied to my personal credit. It is very difficult to get the two separated on a single owner business. I would think even harder when your dealing with smaller businesses such as outdoor power dealers and nursery's as your main suppliers. But to start the process go to and get a number to give the businesses you have credit with.

As for personal credit moving credit cards often is a bad idea, another thing you can do is go to and monitor your credit and use the tools to help improve your credit report. I personally took my score up almost 20 points since I started really paying attention.

As for buying equipment the best programs currently that I know of are from GE capital, Sheffield, and Yard Card. Depending on the mower line and month as they change often.
I am the owner of an online mower parts distributor. I am also a Briggs Master Service Technician and Expert Certified Mechanic for Kohler. If my posts helps you please like my facebook page at

Last edited by wandfsmall; 08-24-2012 at 07:56 AM.
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