Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Business > Money, Finances, Stocks, Bonds, & Investments.

Money, Finances, Stocks, Bonds, & Investments. A discussion on Money, Finances, Stocks, Bonds, & Investments.

The problem with equity financing


Money, Finances, Stocks, Bonds, & Investments.

A discussion on Money, Finances, Stocks, Bonds, & Investments.
Reply
 
Thread Tools Search this Thread
  #11  
Old 03-12-2011, 03:33 AM
picframer's Avatar
picframer picframer is offline
Andy
 
Join Date: Jan 2009
Location: Halifax, Nova Scotia
Posts: 2,885
Rep Power: 10
picframer will become famous soon enough
Default

Generally speaking a Mutual Fund is Equity and or debt however they can be other types of assets as well, and there are dozens of security types to move in.

Funds do trade the assets within the fund, generally it is outlined in the prospectus that basically governs the fund in question.

A fund's assets are reviewed, at least here by a CFA that would work for the asset management firm, the fund manager relies very heavy on the CFA reports.

Personally I have invested in mutual funds for over 20 years, some do extremely well (28 +/- % return) and some do drop within the year, my overall average growth is around 14%.

Look at a funds history, a blue chip stick like Walmart will not out perform ROE of a good mutual fund, and by good there are hundreds to choose from with a long history of performance which one should look at.
__________________
Andy
Halifax, Nova Scotia
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #12  
Old 03-14-2011, 02:16 AM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 37,460
Rep Power: 10
Steve has disabled reputation
Default

Lawn care business tipsLawn Care Business Book
What is your view on when you find yourself choosing to invest in a mutual fund over a stock?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #13  
Old 03-14-2011, 12:59 PM
picframer's Avatar
picframer picframer is offline
Andy
 
Join Date: Jan 2009
Location: Halifax, Nova Scotia
Posts: 2,885
Rep Power: 10
picframer will become famous soon enough
Default

Quote:
Originally Posted by Steve View Post
What is your view on when you find yourself choosing to invest in a mutual fund over a stock?
I put capital that I want safe in Mutual Funds and then have a play account for trading equity.
__________________
Andy
Halifax, Nova Scotia
Reply With Quote
  #14  
Old 03-16-2011, 01:33 AM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 37,460
Rep Power: 10
Steve has disabled reputation
Default

Do you choose the mutual funds because they offer better interest rates than savings accounts?

However, wouldn't the downside be that they are not FDIC insured for loss?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #15  
Old 04-20-2011, 09:17 AM
robgee05 robgee05 is offline
Member
 
Join Date: Mar 2010
Location: newfield nj
Posts: 95
Rep Power: 6
robgee05 is on a distinguished road
Talking Mutual funds and investment strategegies

Quote:
Originally Posted by Steve View Post
Do you choose the mutual funds because they offer better interest rates than savings accounts?

However, wouldn't the downside be that they are not FDIC insured for loss?

Well mutual funds are more diversified which helps shield some risk. But when investing in any mutual funds which are divided in sectors or markets still poses risk as in any equity investment. Due diligence is the name of the game. As with any investment the big $$$$ speculators run the game.(basically manipulating the prices IE Supply & Demand) Im in the US and I can understand Canadians anguish with US oil policies. We refuse to tap our vast oil reserves and recent policies have gone as far as to help finance countries like Brazil as they tap oil in the Caribbean a mere 100 mile from Floridas southern tip and in the Gulf.:

http://timeonhands.wordpress.com/201...ico-by-brazil/

There are two interesting and speculative strategies you may want to employee with investments over the next year:

The first is the sell and May go away theory. Stocks historically do better Nov-April, then tank or flatten May through Oct. May sound far fetched but with the increasing Debt and high oil prices this could have a slowing effect on the markets.

http://thewildinvestor.com/sell-in-may-and-go-away/


The other theory is presidential year election rally. With a Dem in office preaching share the wealth the markets would like nothing better then the promise of a President who would promote the needs of both small and large business.

Before you jump on these let me just say while I have a BA in Econ from a small University Im not and investment Guru by any means. Of course even the so called Gurus get beat by monkeys. See Below:

http://www.freeby50.com/2009/04/jim-...-who-wins.html

Rob

RK Enterprises

http://www.rkpowerwashing.com

www.sjpropertymaintenance.com

Last edited by robgee05; 04-20-2011 at 09:24 AM.
Reply With Quote
  #16  
Old 05-08-2012, 06:47 PM
JesseN JesseN is offline
Junior Member
 
Join Date: May 2012
Posts: 27
Rep Power: 4
JesseN is on a distinguished road
Default

Equity investing doesn't make sense for service based companies if the investment calls for revenue share (which it usually does).
However, it does make sense if you structure it similar to stock purchase where you only pay dividends based on the performance of the company.

I was big into investing a few years ago until I read the intelligent investor and realized I was investing based on pure speculation and I wouldn't spend the time to dive into financials and analyze management. Nor did I have the expertise in the psychology behind the market in reactions to news or technical investing.

I currently just reinvest in my business and hold a few stocks recommended by my broker.
Reply With Quote
  #17  
Old 05-09-2012, 09:37 PM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 37,460
Rep Power: 10
Steve has disabled reputation
Default

Quote:
I was big into investing a few years ago until I read the intelligent investor and realized I was investing based on pure speculation and I wouldn't spend the time to dive into financials and analyze management.
Very fascinating! What about that book got you to rethink your investing and how did you go about choosing who you invested in? Were you investing long term or short term?
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
  #18  
Old 05-12-2012, 11:04 AM
JesseN JesseN is offline
Junior Member
 
Join Date: May 2012
Posts: 27
Rep Power: 4
JesseN is on a distinguished road
Default

Quote:
Originally Posted by Steve View Post
Very fascinating! What about that book got you to rethink your investing and how did you go about choosing who you invested in? Were you investing long term or short term?
The book "The Intelligent Investor" by Benjamin Graham. The guy that taught Buffet about value investing.

I was definitely investing in the short term buying up various companies from heavy equipment to banks. I would do a ton of research on each company but I didn't have the financial background to really analyze the balance sheets and income statements properly. Aside from that, I had no clue about the management teams other than what I heard in mainstream news.
Reply With Quote
  #19  
Old 05-13-2012, 09:09 AM
Steve's Avatar
Steve Steve is offline
Administrator
 
Join Date: May 2003
Posts: 37,460
Rep Power: 10
Steve has disabled reputation
Default

Quote:
I didn't have the financial background to really analyze the balance sheets and income statements properly. Aside from that, I had no clue about the management teams other than what I heard in mainstream news.
It's fascinating how it works, where it seems like you just can't know that much about the management. It's almost as if you need to invest in businesses that will survive and thrive regardless of their management because it always seems to be the wild card in the equation.
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Cat Problem tomcat172002 Trials & Tribulations - The drama of running a business and of life. 9 08-06-2009 09:57 PM
Start-up Financing MLuciano Starting a lawn care business. 4 07-11-2008 04:38 AM
Financing with Better Outdoor products jewwells Truck, Trailer, and Outdoor Power Equipment Discussion, Repairs. 4 01-24-2008 11:17 AM
Problem Gopher Software Support Archived Question & Answers - Read Only 1 03-09-2006 03:29 PM
Problem Gopher Software Support Archived Question & Answers - Read Only 0 03-09-2006 03:17 PM

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
Unemployment rates drop,...
Steve
07-02-2015 12:40 PM
Yesterday 12:48 PM
by GreenWorx
3 133
Is it too late to do...
markty
06-16-2015 05:28 PM
07-03-2015 07:34 PM
by wolfpacker53
5 2,039
I dont know what to do...
Bradcook21
06-21-2015 08:49 AM
07-03-2015 07:33 PM
by stallman419
12 2,229
Should I buy this Exmark...
googus
07-03-2015 09:22 AM
07-03-2015 03:29 PM
by googus
3 126
Just about mid year, how...
GreenWorx
06-24-2015 07:05 PM
07-03-2015 02:53 PM
by American L&T
6 1,955
another newish job for me
holymoly
06-07-2015 08:34 AM
07-03-2015 02:06 PM
by American L&T
9 2,159
Before & After tree...
COREtreeservice
07-01-2015 09:20 PM
07-01-2015 09:20 PM
by COREtreeservice
0 105
Dogs
Mr. Mow
06-29-2015 02:37 PM
07-01-2015 11:28 AM
by Steve
6 1,926
Ready to learn and get...
Koley Lawn & Landscape
06-28-2015 05:16 AM
07-01-2015 11:26 AM
by Steve
8 1,905
Three Stripe Land Care...
hammr04
06-30-2015 07:19 PM
07-01-2015 11:24 AM
by Steve
1 100
Country Life Lawn Care
darleneh
06-29-2015 11:24 AM
06-30-2015 01:25 PM
by Steve
3 1,761
Rubber mulch...
avetslawncare
06-24-2015 09:28 PM
06-29-2015 09:23 PM
by Chilehead
6 1,913
Marketing ideas
xandrew245x
04-29-2014 06:35 AM
06-25-2015 07:11 PM
by GreenWorx
34 5,789
Never ending sod jobs
avetslawncare
06-05-2015 09:46 PM
06-25-2015 11:42 AM
by Steve
11 2,399
Weed and Feed Service...
mike94740
06-23-2015 05:50 PM
06-24-2015 09:56 PM
by avetslawncare
2 1,822
Trimming hedges / trees,...
Hard-Body lawn & garden
06-23-2015 07:08 PM
06-24-2015 09:59 AM
by Steve
1 1,820
Hi Everyone from Arkansas
KellyMarie
06-04-2015 04:16 PM
06-23-2015 01:34 PM
by KellyMarie
4 2,094
how to make customers...
Bradcook21
05-27-2015 05:04 PM
06-23-2015 06:36 AM
by GreenWorx
7 2,336
problems with a customer...
LawnCareMan280
06-16-2015 10:26 PM
06-22-2015 11:11 AM
by Steve
6 2,135
Please review this FREE...
markty
06-21-2015 07:42 AM
06-22-2015 11:00 AM
by Steve
1 1,843
A good commercial bid...
burtle
06-20-2015 09:09 PM
06-22-2015 10:56 AM
by Steve
1 1,909
What would you do with...
holymoly
06-20-2015 06:48 PM
06-22-2015 10:48 AM
by Steve
1 1,875
New Member just joined...
vgoleco@hotmail.com
06-19-2015 03:49 PM
06-22-2015 10:42 AM
by Steve
2 1,864
Credit Cards - What's in...
Shark1611
06-16-2015 03:04 PM
06-21-2015 07:24 PM
by Chilehead
4 1,972
Blade usage
Wolf4dk
06-16-2015 12:18 AM
06-21-2015 05:35 PM
by kslawn
4 1,980
Hello, I am new to the...
adamslawnservices
06-17-2015 08:06 PM
06-19-2015 10:28 AM
by Steve
3 1,901
First commercial bid
SGL1
06-12-2015 08:57 PM
06-18-2015 05:04 PM
by SGL1
9 2,364
Needing a website built
burtle
06-17-2015 09:02 AM
06-18-2015 11:02 AM
by Steve
7 2,052
I have been rude and...
biglee
06-15-2015 10:11 PM
06-18-2015 10:46 AM
by Steve
10 2,139
Start LIKING FACEBOOK...
rlclawncare123
02-26-2015 12:06 AM
06-17-2015 08:38 AM
by burtle
9 3,220
Customer keeps adding...
Mr. Mow
06-13-2015 06:22 AM
06-16-2015 10:23 AM
by Steve
11 2,392
Pass discounts onto...
burnell76
06-03-2015 06:33 PM
06-16-2015 10:02 AM
by burnell76
3 2,066
burned grass only where...
nhauto
06-15-2015 05:28 PM
06-16-2015 09:45 AM
by Steve
2 1,936
Half year mark review.
Steve
06-02-2015 11:24 AM
06-15-2015 01:04 PM
by Steve
18 2,690
These are the days on...
ExtremeLawncareServices
01-11-2015 10:41 AM
06-15-2015 01:01 PM
by Steve
86 9,750
New Member
Bruce Fehr
06-05-2015 07:13 PM
06-15-2015 12:53 PM
by Steve
6 2,068
New to the business,...
CarefreeMowing
06-12-2015 02:36 PM
06-15-2015 12:50 PM
by Steve
1 1,957
Beginner Mistakes:...
Steve
01-31-2007 11:45 AM
06-13-2015 08:48 AM
by holymoly
45 12,086
New to the forum, new to...
CarefreeMowing
06-11-2015 12:35 PM
06-12-2015 10:44 AM
by Steve
2 1,867
problems with a customer
LawnCareMan280
05-19-2015 06:28 PM
06-11-2015 10:50 PM
by stallman419
8 2,431
Website Review
Outdoordesignsknox
06-08-2015 08:44 PM
06-11-2015 09:48 PM
by Just for Cuts
13 2,324
Anyone need help? I have...
biglee
05-06-2015 12:22 PM
06-10-2015 01:45 PM
by holymoly
15 3,022
Hello from the GREAT...
gbfarmsllc
06-09-2015 11:10 AM
06-10-2015 01:29 PM
by Sprinkler Buddy
2 1,937
Hey guys and gals, I'm...
Joeyhall
06-03-2015 03:54 PM
06-08-2015 02:15 PM
by chris2500hd
8 2,186
Mowing Bermuda...
Mr. Mow
06-02-2015 12:45 PM
06-08-2015 12:45 PM
by Steve
12 2,350
Hey Guys
PrattLandscaping
06-07-2015 06:37 PM
06-08-2015 12:23 PM
by Steve
2 1,955
Share your stolen...
SGL1
05-27-2015 09:05 PM
06-08-2015 11:54 AM
by Steve
25 2,908
Hello there My name is...
zwalk1839
06-04-2015 11:10 PM
06-08-2015 11:52 AM
by Steve
4 2,069
Laid off oil field...
Mr. Mow
05-30-2015 09:03 AM
06-08-2015 06:20 AM
by Mr. Mow
4 2,186
» Popular Tags
ad landscaping advertising apartment complex apartment lawn care estimate applying bark billy goat brushcutter blowout bob villa collections commercial curb appeal services demonstration design door hangers edging employee problems equipment dealer equipment rental facebook foreman free advertising free lawn care google growing a lawn care business hardscapes hills how to husqvarna increase customers jobs landscape landscape services landscaping lawn aeration lawn care lawn care busines plan lawn mowing marketing marketing secrets more customers business mr dave new business ordinance past due patio install per hour service plowing pricing push versus ride scripts secrets to landscaping shell shreaded small engine repair snow plowing sq ft square foot trailer trailer mate pro tree tree pics trimmer rack up sell employee web design website website design winterization wood www.greenturion.co.za
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 01:36 AM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 01:36 AM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy