Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum > Business > General Business Discussions

General Business Discussions A place to talk about general business discussions.

Financing!


General Business Discussions

A place to talk about general business discussions.
Reply
 
Thread Tools Search this Thread
  #11  
Old 02-14-2012, 10:58 AM
SECTLANDSCAPING SECTLANDSCAPING is offline
new member
 
Join Date: Jul 2009
Location: CT
Posts: 1,912
Rep Power: 0
SECTLANDSCAPING is on a distinguished road
Default

I agree with DPLD,

The company that contacted me handled the credit part. If the customer was approved, you would get a check for the full amount and the customer would pay the 3rd party with installments.

I told the agent the same thing that DPLD just said. If they cant afford a deck that wraps around the pool they have no business calling me. If they can then whats the point of financing?

Credit scores are a funny thing. I have no debt, never borrowed a dollar in my life, make good money and my fiance has a higher credit score. The bank would give money to her first and she has a 1/4 of my income. Go figure!

The one person this would work for is the guy/company that wants to raise the value of the home to get a higher return on the sale. The whole reason to defer payment would be to not invest to much money till the sale comes through. The house could be on the market a few years so the payments work. Of course this type of loan could have liens or collateral.
Reply With Quote

Stop guess-timating. Learn how to estimate and make money! $$$
Mow Time Estimator Lawn Care Price Estimator Mulch and Topsoil Calculator Snow Plow Estimate Calculator


  #12  
Old 02-14-2012, 12:01 PM
thegroundscrew's Avatar
thegroundscrew thegroundscrew is offline
Senior Member
 
Join Date: Nov 2011
Location: Bellevue, WA (425) - 15 minutes from Seattle (206, my city's filthy)
Posts: 141
Rep Power: 4
thegroundscrew is on a distinguished road
Default

Lawn care business tipsLawn Care Business Book
THANKS for the input and I understand where you guys are all coming from but my financial advisor and father brought this to the table thinking it will be an excellent idea. My dad used to own a succesful commercial landscape company and he offered financing and he said that it was one of the best things he has done. Also i trust what my dad says and he said that this will be the best right now for my business. He owns a succesful finance company with 63 employees so I am going to go with what he says. He knows what he is talking about. And on a personal side I'm not going to be dealing with the customer's financial status because quite frankly i could care less. We have someone in the office that will be doing all that so I dont even need to worry about it. It has worked for him in the past and will hopefuly work with me.
__________________

Curtis Michael
President
The Grounds Crew
(425) 765-2638
www.thegroundscrewllc.com
Reply With Quote
  #13  
Old 02-14-2012, 12:20 PM
dpld dpld is offline
new member
 
Join Date: Jan 2012
Location: nj
Posts: 885
Rep Power: 0
dpld is on a distinguished road
Default

Quote:
Originally Posted by thegroundscrew View Post
THANKS for the input and I understand where you guys are all coming from but my financial advisor and father brought this to the table thinking it will be an excellent idea. My dad used to own a succesful commercial landscape company and he offered financing and he said that it was one of the best things he has done. Also i trust what my dad says and he said that this will be the best right now for my business. He owns a succesful finance company with 63 employees so I am going to go with what he says. He knows what he is talking about. And on a personal side I'm not going to be dealing with the customer's financial status because quite frankly i could care less. We have someone in the office that will be doing all that so I dont even need to worry about it. It has worked for him in the past and will hopefuly work with me.



i am sure your dad knows what he is doing and i myself was just chimeing my two cents in from my 23 years of experience.
i don't have 63 employees but my small business grosses close to half a million a year so i would like to believe i have seen my share as well.

the only cautionary note i will add is that the times are very different from the way they were just 5 years ago and they sure have changed quite a bit since i started my business back in 1990.
my point is even though it could still be a big boost for your business like it was your dads i just can not see it being as effective in 2012.

either way it looks like you have a great supporting cast in your dad and family and i hope it works out better for you then you plan.

good luck and keep us posted.
Reply With Quote
  #14  
Old 02-14-2012, 12:29 PM
thegroundscrew's Avatar
thegroundscrew thegroundscrew is offline
Senior Member
 
Join Date: Nov 2011
Location: Bellevue, WA (425) - 15 minutes from Seattle (206, my city's filthy)
Posts: 141
Rep Power: 4
thegroundscrew is on a distinguished road
Default

Thanks dpld. You definitly have a lot of experience under your belt and I will actually bring what you said to my father and advisor to see what they have to say about it. It was of great help to see another view point. I will keep you updated as Spring season picks up to see how it works out. Thank you.
__________________

Curtis Michael
President
The Grounds Crew
(425) 765-2638
www.thegroundscrewllc.com
Reply With Quote
  #15  
Old 02-14-2012, 11:18 PM
Steve's Avatar
Steve Steve is online now
Administrator
 
Join Date: May 2003
Posts: 37,471
Rep Power: 10
Steve has disabled reputation
Default

It is a very creative idea. Let us know how it works out for you.
__________________
- Subscribe to my Lawn Care Marketing Blog Feed and get daily tips sent to you. Free!
Download your Free trial of Gopher Lawn Care Software.
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
The problem with equity financing Steve Money, Finances, Stocks, Bonds, & Investments. 18 05-13-2012 09:09 AM
Start-up Financing MLuciano Starting a lawn care business. 4 07-11-2008 04:38 AM
Financing with Better Outdoor products jewwells Truck, Trailer, and Outdoor Power Equipment Discussion, Repairs. 4 01-24-2008 11:17 AM

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
I dont know what to do...
Bradcook21
06-21-2015 08:49 AM
Yesterday 09:48 PM
by SGL1
16 2,323
Start LIKING FACEBOOK...
rlclawncare123
02-26-2015 12:06 AM
Yesterday 02:54 PM
by GreenWorx
13 3,307
Is it too late to do...
markty
06-16-2015 05:28 PM
Yesterday 01:00 PM
by problem solver
9 2,121
Pricing issue
Mr. Mow
Yesterday 06:15 AM
Yesterday 11:11 AM
by SGL1
2 77
Should I buy this Exmark...
googus
07-03-2015 09:22 AM
Yesterday 10:23 AM
by Steve
6 196
Hi everyone
Mattw
07-06-2015 05:59 PM
Yesterday 10:18 AM
by Steve
1 58
how to make customers...
Bradcook21
05-27-2015 05:04 PM
07-06-2015 06:30 PM
by Mattw
8 2,397
4th of July parade...
Steve
07-06-2015 10:35 AM
07-06-2015 10:35 AM
by Steve
0 42
Unemployment rates drop,...
Steve
07-02-2015 12:40 PM
07-06-2015 10:30 AM
by Steve
4 191
Just about mid year, how...
GreenWorx
06-24-2015 07:05 PM
07-06-2015 10:14 AM
by Steve
7 2,006
another newish job for me
holymoly
06-07-2015 08:34 AM
07-03-2015 02:06 PM
by American L&T
9 2,195
Before & After tree...
COREtreeservice
07-01-2015 09:20 PM
07-01-2015 09:20 PM
by COREtreeservice
0 130
Dogs
Mr. Mow
06-29-2015 02:37 PM
07-01-2015 11:28 AM
by Steve
6 1,962
Ready to learn and get...
Koley Lawn & Landscape
06-28-2015 05:16 AM
07-01-2015 11:26 AM
by Steve
8 1,942
Three Stripe Land Care...
hammr04
06-30-2015 07:19 PM
07-01-2015 11:24 AM
by Steve
1 123
Country Life Lawn Care
darleneh
06-29-2015 11:24 AM
06-30-2015 01:25 PM
by Steve
3 1,784
Rubber mulch...
avetslawncare
06-24-2015 09:28 PM
06-29-2015 09:23 PM
by Chilehead
6 1,948
Marketing ideas
xandrew245x
04-29-2014 06:35 AM
06-25-2015 07:11 PM
by GreenWorx
34 5,832
Never ending sod jobs
avetslawncare
06-05-2015 09:46 PM
06-25-2015 11:42 AM
by Steve
11 2,436
Weed and Feed Service...
mike94740
06-23-2015 05:50 PM
06-24-2015 09:56 PM
by avetslawncare
2 1,840
Trimming hedges / trees,...
Hard-Body lawn & garden
06-23-2015 07:08 PM
06-24-2015 09:59 AM
by Steve
1 1,844
Hi Everyone from Arkansas
KellyMarie
06-04-2015 04:16 PM
06-23-2015 01:34 PM
by KellyMarie
4 2,123
problems with a customer...
LawnCareMan280
06-16-2015 10:26 PM
06-22-2015 11:11 AM
by Steve
6 2,164
Please review this FREE...
markty
06-21-2015 07:42 AM
06-22-2015 11:00 AM
by Steve
1 1,866
A good commercial bid...
burtle
06-20-2015 09:09 PM
06-22-2015 10:56 AM
by Steve
1 1,940
What would you do with...
holymoly
06-20-2015 06:48 PM
06-22-2015 10:48 AM
by Steve
1 1,898
New Member just joined...
vgoleco@hotmail.com
06-19-2015 03:49 PM
06-22-2015 10:42 AM
by Steve
2 1,887
Credit Cards - What's in...
Shark1611
06-16-2015 03:04 PM
06-21-2015 07:24 PM
by Chilehead
4 1,998
Blade usage
Wolf4dk
06-16-2015 12:18 AM
06-21-2015 05:35 PM
by kslawn
4 2,008
Hello, I am new to the...
adamslawnservices
06-17-2015 08:06 PM
06-19-2015 10:28 AM
by Steve
3 1,925
First commercial bid
SGL1
06-12-2015 08:57 PM
06-18-2015 05:04 PM
by SGL1
9 2,402
Needing a website built
burtle
06-17-2015 09:02 AM
06-18-2015 11:02 AM
by Steve
7 2,085
I have been rude and...
biglee
06-15-2015 10:11 PM
06-18-2015 10:46 AM
by Steve
10 2,166
Customer keeps adding...
Mr. Mow
06-13-2015 06:22 AM
06-16-2015 10:23 AM
by Steve
11 2,433
Pass discounts onto...
burnell76
06-03-2015 06:33 PM
06-16-2015 10:02 AM
by burnell76
3 2,088
burned grass only where...
nhauto
06-15-2015 05:28 PM
06-16-2015 09:45 AM
by Steve
2 1,955
Half year mark review.
Steve
06-02-2015 11:24 AM
06-15-2015 01:04 PM
by Steve
18 2,719
These are the days on...
ExtremeLawncareServices
01-11-2015 10:41 AM
06-15-2015 01:01 PM
by Steve
86 9,800
New Member
Bruce Fehr
06-05-2015 07:13 PM
06-15-2015 12:53 PM
by Steve
6 2,099
New to the business,...
CarefreeMowing
06-12-2015 02:36 PM
06-15-2015 12:50 PM
by Steve
1 1,985
Beginner Mistakes:...
Steve
01-31-2007 11:45 AM
06-13-2015 08:48 AM
by holymoly
45 12,129
New to the forum, new to...
CarefreeMowing
06-11-2015 12:35 PM
06-12-2015 10:44 AM
by Steve
2 1,891
problems with a customer
LawnCareMan280
05-19-2015 06:28 PM
06-11-2015 10:50 PM
by stallman419
8 2,454
Website Review
Outdoordesignsknox
06-08-2015 08:44 PM
06-11-2015 09:48 PM
by Just for Cuts
13 2,355
Anyone need help? I have...
biglee
05-06-2015 12:22 PM
06-10-2015 01:45 PM
by holymoly
15 3,050
Hello from the GREAT...
gbfarmsllc
06-09-2015 11:10 AM
06-10-2015 01:29 PM
by Sprinkler Buddy
2 1,959
Hey guys and gals, I'm...
Joeyhall
06-03-2015 03:54 PM
06-08-2015 02:15 PM
by chris2500hd
8 2,216
Mowing Bermuda...
Mr. Mow
06-02-2015 12:45 PM
06-08-2015 12:45 PM
by Steve
12 2,382
Hey Guys
PrattLandscaping
06-07-2015 06:37 PM
06-08-2015 12:23 PM
by Steve
2 1,983
Share your stolen...
SGL1
05-27-2015 09:05 PM
06-08-2015 11:54 AM
by Steve
25 2,953
» Popular Tags
ad landscaping advertising aerocore apartment complex bark billy goat brushcutter blowout bob villa collections commercial curb appeal services demonstration design door hangers edging employee problems equipment dealer equipment rental facebook foreman free advertising free lawn care google growing a lawn care business hardscapes hills how to husqvarna increase customers jobs landscape landscape services landscaping landscaping training lawn aeration lawn care lawn care busines plan lawn mowing marketing marketing secrets more customers business mr dave mulch new business ordinance past due patio install per hour service pricing profit on employee scag scripts secrets to landscaping shell shreaded small engine repair sq ft square foot swzt trailer trailer mate pro tree tree pics trimmer rack up sell employee web design website website design wood www.greenturion.co.za
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 01:03 AM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 01:03 AM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy