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-   -   Kabuto L340 (http://www.gopherforum.com/showthread.php?t=8978)

swstout 05-05-2009 02:39 PM

Kabuto L340
 
Local Dealer has a Kuboto L340 tractor with a loader and a tiller that he reposessed. Tractor has 720 hours on it and it comes with a 10,000# trailer (sold used).

He is asking $15,999.00 for the whole thing. Is it a good deal?

Steve

p.s. we have had 2 days of solid thunderstorms - no work!

picframer 05-05-2009 08:25 PM

Quote:

Originally Posted by swstout (Post 50980)
Local Dealer has a Kuboto L340 tractor with a loader and a tiller that he reposessed. Tractor has 720 hours on it and it comes with a 10,000# trailer (sold used).

He is asking $15,999.00 for the whole thing. Is it a good deal?

Steve

p.s. we have had 2 days of solid thunderstorms - no work!

Steve what model tractor? L340 is a loader

picframer 05-05-2009 08:28 PM

Quote:

Originally Posted by swstout (Post 50980)
Local Dealer has a Kuboto L340 tractor with a loader and a tiller that he reposessed. Tractor has 720 hours on it and it comes with a 10,000# trailer (sold used).

He is asking $15,999.00 for the whole thing. Is it a good deal?

Steve

p.s. we have had 2 days of solid thunderstorms - no work!

Also, is the trailer a Tandum with electric brakes?

swstout 05-05-2009 08:37 PM

Brakes
 
Quote:

Originally Posted by picframer (Post 50996)
Also, is the trailer a Tandum with electric brakes?

Yes, required by SC law. I went to the bank this afternoon. With $6,000.00 down, my monthly payments would be $192.20 for 3 years.

Still deciding! I want to keep 5 months expenses in the bank as a buffer. Taking the $6k out would cut 2 months off.

What do you think?

Steve

picframer 05-05-2009 09:43 PM

Quote:

Originally Posted by swstout (Post 50997)
Yes, required by SC law. I went to the bank this afternoon. With $6,000.00 down, my monthly payments would be $192.20 for 3 years.

Still deciding! I want to keep 5 months expenses in the bank as a buffer. Taking the $6k out would cut 2 months off.

What do you think?

Steve

Steve, what model tractor is it? Or do you know how many HP as I can then narrow it down.

Personally I think we should all have 6 months in savings to cover our living expenses, only having 3 months is cutting it close although you are doing very, very well and you have quite a few months of yard care ahead of you, you have rented equipment at least three times, I seem to recall it was around $400.00 +/- a weekend, each time is two months payments so there is 6 months of payments right there.

I do know one thing, once you have a tractor it opens up a whole new world of opportunities and it gives you a leg up on the competition, we picked up three lawn care contracts today although that is not why the clients called us, two were drainage and one is a $4,000. tree clearing and wood chipping deal, we started talking about the lawn care and the next thing I know he gives us everything, almost 1.5 acres and he has a brand new John Deere lawn mower in the garage, he still hates mowing grass....the other two were easy sales also.

Once you have a tractor with a PTO, 3 point hitch and loader, there is next to nothing you can't do.

I just paid $2,500 for a tiller last Saturday, it is now paid for with signed contracts and with what I signed tonight it is now making money.

As for 700 hours, that isn't much for a diesel assuming it has been taken care of, do you have any pictures you could email me? Also does it have R4 (tractor tires) or Turf's, I have both for all our tractors but 95% of the time we run tractor tires.

With a loader you can provide services to landscapers, I have been approached by three in the last two weeks either getting gas or getting coffee in the mornings asking if they could sub contract soil and fill movement to me, I wish we could take on some work like this but I don't have enough equipment and we have grown as much as I want to this year.

I can tell you a 10,000# tandem trailer with brakes here is $9,700. I have three of them and just bough the third one last week for the new 2720 tractor I added. A new tractor with a loader and backhoe (John Deere 2720) with a trailer is $43,000. We put about 800 hours a year on them, when they hit 1,500 +/- I trade them for a new one and get top dollar as we keep everything in like new condition.

For example I traded a 2305 which is a little smaller than the one you are looking at, it had 1,600 hours, dealer gave me $18,500 on a trade so they hold their value well as I only paid $26,200 for this tractor new.

swstout 05-05-2009 10:13 PM

L3400
 
Quote:

Originally Posted by picframer (Post 51000)
Steve, what model tractor is it? Or do you know how many HP as I can then narrow it down.

Personally I think we should all have 6 months in savings to cover our living expenses, only having 3 months is cutting it close although you are doing very, very well and you have quite a few months of yard care ahead of you, you have rented equipment at least three times, I seem to recall it was around $400.00 +/- a weekend, each time is two months payments so there is 6 months of payments right there.

I said L340 it's an L3400. 35.7 HP - 28.5 PTO HP - HST with I-type range shift. It looks to be in good shape. The owner passed on and his widow let it be repossed. (That's what the dealer said anyway)

I am looking at all the opportunities it will present. The 3 months is there for a situation where both my wife and myself can't work. I havn't talked it over with her yet. She hasn't been home for a week and I don't want to do it over the phone. She comes home Thursday.

Steve

justin_time 05-05-2009 10:25 PM

Don't you mean Kubota.. and not Kabuto

picframer 05-05-2009 10:26 PM

Quote:

Originally Posted by swstout (Post 51003)
I said L340 it's an L3400. 35.7 HP - 28.5 PTO HP - HST with I-type range shift. It looks to be in good shape. The owner passed on and his widow let it be repossed. (That's what the dealer said anyway)

I am looking at all the opportunities it will present. The 3 months is there for a situation where both my wife and myself can't work. I havn't talked it over with her yet. She hasn't been home for a week and I don't want to do it over the phone. She comes home Thursday.

Steve

That is a pretty big tractor for lawn care, weight wise but yes it's a very good price. It would be the equilivent of the 3000 series in John Deere, I stick to the upper end of the 2000 series only due to weight.

I have four sizes, 2305, 2320, 2520 and the 2720. My personal all around favorite is the 2520. Each has their place in this business and each can do something the other's can't or would have a difficult time doing.

The tractor you are looking at would be amazing at moving soil and fill, levelling areas using a box scraper, excellent at tilling and wood chipping. Too large for mowing & spraying however, IMHO you would compact the soil too much and more than likely leave wheel marks even with turf's.

Personally if I didn't have a tractor and had the oportunities you do, sitting from here I would go for it, put $3,000 down, take the other $3,000 and put it in your emergency fund and don't touch it, take out a four year loan and lock it in as interest rates are at all time lows and I see them moving the other way within 9 months based on the economic data coming out.

swstout 05-05-2009 10:37 PM

$3,000.00 Down
 
Quote:

Originally Posted by picframer (Post 51005)
Personally if I didn't have a tractor and had the oportunities you do, sitting from here I would go for it, put $3,000 down, take the other $3,000 and put it in your emergency fund and don't touch it, take out a four year loan and lock it in as interest rates are at all time lows and I see them moving the other way within 9 months based on the economic data coming out.

Financing is real tough here! The bank set the $6,000.00 down but then they know my balance. The interest rate is 9.5%. At these rates, they will finance it.

How much is a wood chipper? A box blade?

I'm beat. Going to go down for a while.

Steve

picframer 05-06-2009 05:36 AM

Quote:

Originally Posted by swstout (Post 51006)
Financing is real tough here! The bank set the $6,000.00 down but then they know my balance. The interest rate is 9.5%. At these rates, they will finance it.

How much is a wood chipper? A box blade?

I'm beat. Going to go down for a while.

Steve

That is a high Interest rate bud, can you take out a personal line of credit in your name and then do an owners loan to the company and have the company buy it, take 50% from each job it does and apply it to the line of credit, you will have it paid for in no time.

I can tell you the Canadian prices I paid but you need to take about 35%++ off for approximate US prices, a 6" chipper cost me $2,300 I bought a Jimna off Ebay and had it shipped here, works great and has paid for itself many times, A box scraper is around $900.00 and once again it paid for itself in two weeks doing driveways but we use it for everything, in fact guys in areas that receive a little snow use it for snow removal as you can push with it as well as pull.


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