Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum

» Welcome to the Gopher Lawn Care Business Forum
GopherHaul Landscaping & Lawn Care Business Marketing Forum

GopherHaul Landscaping & Lawn Care Business Marketing Forum (
-   Starting a lawn care business. (
-   -   insurance (

motoxan 03-14-2013 08:18 PM

I'm just getting started in the landscaping industry, and I am wondering what types of insurance I should have and how much in coverage for each type? I will be mostly cutting grass but hope to work into full on landscape installation in the next couple of years.

SNethercutt 03-15-2013 12:47 AM

That depends on you and what you plan on doing. If you have a sole proprietorship then to me it is a must as you stand to loose everything if you screw something up.

Also your vehicle insurance will not cover and accident you get into while working unless you have commercial auto insurance. Also, if you plan on getting any good accounts like HOA and commercial stuff I believe most require 1 million and some around me require 5 million. Protect your own a$$ and spend the extra money now. If not you will end up paying it to a lawyer and still have to pay. Don't learn the hard way. I would say at least 500,000 general aggregate and a 50/100/50 auto policy. Mine runs 300 a month for both and that's a 1 mil general aggregate and 50/100/50 on a 2008 dodge diesel and I'm 22.

Steve 03-15-2013 01:46 PM

Here are a couple of lawn care insurance articles on my blog that you may find interesting to read.

Lawn Care Business Insurance Basics.

16 most common Lawn Care Business Insurance questions answered.

More lawn care insurance articles here.

Does this help?

All times are GMT -5. The time now is 03:38 PM.

Powered by vBulletin® Version 3.7.1
Copyright ©2000 - 2015, Jelsoft Enterprises Ltd.
(C) 2011 Riggs Publications - Terms of use & Privacy Policy

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
Looking for new host
Just for Cuts
Today 07:58 AM
Today 07:58 AM
by Just for Cuts
0 32
02-17-2015 05:25 PM
Yesterday 05:13 PM
by Chilehead
5 960
ATV Plowing and Services...
11-24-2015 07:55 PM
Yesterday 03:37 PM
3 93
Hi, new member looking...
11-24-2015 06:03 PM
Yesterday 12:41 PM
by Steve
1 58
Help a Brother Out -...
01-23-2012 05:19 PM
11-23-2015 05:25 PM
by Steve
90 31,684
Charging customers for...
Hard-Body lawn & garden
04-14-2015 08:34 AM
11-17-2015 11:43 AM
by Steve
20 1,860
First house clean up,...
11-04-2015 06:28 PM
11-14-2015 06:12 AM
by Brian3137
12 936
Leaf removal
11-09-2015 01:17 PM
11-13-2015 08:13 PM
by Bradcook21
8 857
Any feedback on Toro...
Ian Lovejoy
11-12-2015 08:46 AM
11-12-2015 02:59 PM
by Steve
1 449
Don't pick up those...
11-11-2015 08:04 AM
11-12-2015 12:06 AM
by Steve
1 658
buying existing company
11-11-2015 10:51 AM
11-11-2015 06:49 PM
by Steve
1 626
Snow Plowing /...
11-06-2015 06:28 AM
11-11-2015 09:15 AM
by kslawn
8 890
Has anyone created an...
11-11-2015 07:52 AM
11-11-2015 07:52 AM
by mark123
0 576
Buying a business
11-01-2015 12:50 PM
11-10-2015 06:54 PM
by Steve
15 2,144
Rocky Newbe
11-06-2015 06:09 AM
11-09-2015 06:14 PM
by Steve
3 730
Say Hello !!!
03-19-2007 12:18 PM
11-09-2015 06:01 PM
by Steve
1,239 423,735
Scored 2 Freebies Tonight
08-07-2009 04:14 AM
11-09-2015 05:52 PM
by Steve
16 6,217
Customers dodging the...
11-06-2015 06:22 AM
11-08-2015 05:36 PM
by Chilehead
4 738
Starting a mowing...
10-23-2015 06:55 PM
11-05-2015 12:47 AM
by Steve
9 4,119
Property Pricing
01-19-2015 02:46 PM
11-04-2015 06:35 PM
by Brian3137
6 2,001
What am I looking at...
09-14-2015 04:51 PM
11-02-2015 05:53 PM
by Steve
31 5,514
starting organic...
10-04-2015 01:22 PM
11-02-2015 05:46 PM
by Steve
4 4,103
Mister Joe in...
Mister Joe
10-30-2015 08:40 PM
11-02-2015 05:43 PM
by Steve
6 1,901
Three Year In -...
Ian Lovejoy
10-26-2015 11:21 AM
11-02-2015 05:41 PM
by Steve
9 4,009
Mowing golf course
10-31-2015 07:11 PM
11-02-2015 05:03 PM
by SC93
10 1,999
Just landed a nice...
10-29-2015 02:56 PM
10-30-2015 09:39 PM
by Sprinkler Buddy
4 1,972
Credit Cards - What's in...
06-16-2015 04:04 PM
10-30-2015 09:20 PM
by Steve
13 6,704
Hello From Michigans U.P.
09-28-2015 04:48 AM
10-29-2015 11:11 PM
by Steve
6 4,094
Aeration, overseeding...
Ian Lovejoy
10-26-2015 11:01 AM
10-27-2015 05:46 PM
by Steve
1 1,963
Read more about these lawn care business marketing categories.
General Business:
GopherHaul, Podcast
How to Estimate - Services To Offer:
Aeration, Apartment / Condo, bed edging, Color Change Plantings, Dethatching, Edging, Fall Leaf Cleanups, Foreclosed Homes, Gutter Cleaning, Hardscaping, Hedge Trimming, Home Safety Inspection, Irrigation, Landscape Project, Lawn Mower Repair, Mowing, Mulch Jobs, Outdoor decoration, Parking Lot Cleanups, Pet Waste Removal, Pressure Washing, Property Management, Snow plowing, Stump Grinding, Tree Removal
How to Estimate Jobs:
Lawn Care Business:
Barter, Bikini Lawn Care, Business Failure, Business loan, Business Plan, Debt, Debt Collection, Estimate or Proposal Form, Franchise, Fuel surcharge, How to sell, Insurance, Job Tracking, Lawn Care Contract, Lawn Care Customer Survey, Lawn Care Uniform, Lawn Care Videos, Operational Costs, Overhead Costs, Prepay, Pricing, Start up, Tiger Time Lawn Care,
Lawn Care Business Books:
Lawn Care Customers:
Buying customers, Commercial Customers, Customer Retention, How to get, Residential Customers
Lawn Care Employees:
1 Man Lawn Crew, Bonus Pay, training, Your First Employee
lawn care equipment:
bed edger, Lawn Care Truck, Leaf Sweeper, Mower, New Arrival, Trailer, UltraVac
Lawn Care Marketing:
Billboard, Brochure, Business Card, Community Projects To Promote Your Business, Coupons, Cross Promotion / Synergy, Direct Mail, Door hanger, door to door, Free Giveaway Contest, Free Lawn Care Flyer Template, Gift or Discount Cards, home show, Internet, Lawn Care Business Sales Letter, Lawn Care Logo, Lawn Care Marketing, Lawn Care Truck & Trailer Signs, Lawn Care Website, Lawn Signs, Magazine Ad, Magnets, Mailing list, Marketing on, Newspaper Ads, Parade, Postcards, publicity stunt, Referrals, Review My Lawn Care Marketing Material, t-shirt, Welcoming Kit, Word Of Mouth
Seasonal Promotion Ideas:
4th of July, Armed Forces Day, Christmas, Election Day, Fall, Halloween, Memorial Day, Spring, Summer, Valentine's Day, Veteran's Day, Winter:
Estimation Software, Landscaper Software, Landscaping Business Software, Landscaping Estimate Software, Landscaping Software, Lawn Care Business Software, Lawn Care Estimating Software, Lawn Care Software, Mowing Software
Search Engine Optimization
» Lawn Care Business Discussion Categories
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 03:38 PM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 03:38 PM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy