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-   -   Credit Card Information (http://www.gopherforum.com/showthread.php?t=17901)

mike0507 01-05-2013 03:54 AM

Credit Card Information
 
I am in the middle of designing and making my website, and am trying to implement a system where customers can input their credit card info and pay for their monthly bill. Does anyone have this on their site? What do you use? Any monthly fees? Cheese, I think you had this on your old website...

krzys666 01-05-2013 07:38 AM

we use service autopilot for credit card charges.
80 a month, then you have to get a merchant account. bank of america has one with no set up fees, 1.99% per transaction, and no monthly fees

you could also use quick books. not sure about quick books directly on the website though

mike0507 01-05-2013 08:39 AM

Quote:

Originally Posted by krzys666 (Post 120236)
we use service autopilot for credit card charges.
80 a month, then you have to get a merchant account. bank of america has one with no set up fees, 1.99% per transaction, and no monthly fees

you could also use quick books. not sure about quick books directly on the website though

I am planning on using Quick Books, but I don't think there is a way to link it to my site. I have been messing with PayPal, but when I test it out, it says they are experiencing difficulties... Hopefully that will get resolved soon and I can run another test..

ringahding1 01-05-2013 08:56 AM

Quote:

Originally Posted by mike0507 (Post 120235)
I am in the middle of designing and making my website, and am trying to implement a system where customers can input their credit card info and pay for their monthly bill. Does anyone have this on their site? What do you use? Any monthly fees? Cheese, I think you had this on your old website...

I use Quickbooks for invoicing and the creator of it(Intuit)has online payment solutions. .50 per transaction under $5k...just a flat fee Intuit Payment Solutions Yes you can add a link to your website and Intuit also allows payments via smartphones as well.

SECTLANDSCAPING 01-05-2013 11:02 AM

I have used credit card processing before but be warned. A CC user can reverse a payment months later, its up to the CC card if its legit or not. I fought with a company for 6 months that did this to me. With a check the banks charge $30-$45 to stop payment. With a CC its just a phone call and no fee.

I had phone logs, emails, and pictures of work to his property. The CC company still allowed him to claim it as a fraudulently charge. Eventually it was the customer that decided to pay it and not the CC company. He couldve stuck me and his CC company wouldve protected him.

BLC7 01-05-2013 06:41 PM

Paypal will work just fine. You'll even have an option to set up recurring payments, etc.

SECLawn is right, a merchant account could be a pain.

Tricountylawn 01-05-2013 08:12 PM

I will be following this thread as I am wanting to get a website for this year and I have been interested in accepting credit cards. Ive also kicked around requiring my non-seasonal accts to use a CC and charge per service. My thought is that this will help cash flow and discourage shady customers or at the very least eliminate waiting for those who use the whole 30days and then some before they pay.

Jack Rabbit 01-05-2013 09:47 PM

I use Paypal. You can make buttons for your website as well as send pay links in email. Paypal handles several forms of payment such as credit cards and paying from your own Paypal account. They charge a small fee plus a percentage of each transaction. For me that totals a little over 2.5%. It can be a little difficult to learn Paypal's user interface but is is easy to make buttons once you learn.

Jackrabbit Lawn Care

That Intuit payment system sounds cheaper. I'll stay with Paypal since few of my customers pay that way anyway.

SECTLANDSCAPING 01-05-2013 10:00 PM

The problem I had was someone that used paypal. See paypal is a middle man and will not protect you from people defrauding you. Yeah its great for buying items that can be verified shipped. Not for service! There stance was theres no protection for services as they couldnt verify. Google PAYPAL SCAM.

BLC7 01-05-2013 11:37 PM

Quote:

Originally Posted by SECTLANDSCAPING (Post 120268)
The problem I had was someone that used paypal. See paypal is a middle man and will not protect you from people defrauding you. Yeah its great for buying items that can be verified shipped. Not for service! There stance was theres no protection for services as they couldnt verify. Google PAYPAL SCAM.

Sec,

I've been dealing w. Paypal for 7 yrs, and you're right in one regard.... PayPal doesn't protect services, but only on the buyer's end. The only person who could be defrauded is the customer. Meaning if you sell a 'service' via Paypal it's nearly impossible for a customer to win any dispute.


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