Lawn Care Business Forum Lawn Care Business Book Lawn Care Business Blog Lawn Care Software
Home Forum Contract & Flyer Templates Blog Software Videos Podcast Calculators / Estimators Store Mower Review Design It Yourself Lawn Business School

Go Back   GopherHaul Landscaping & Lawn Care Business Marketing Forum

» Welcome to the Gopher Lawn Care Business Forum
GopherHaul Landscaping & Lawn Care Business Marketing Forum

GopherHaul Landscaping & Lawn Care Business Marketing Forum (http://www.gopherforum.com/forum-index.php)
-   Starting a lawn care business. (http://www.gopherforum.com/forumdisplay.php?f=32)
-   -   Credit? (http://www.gopherforum.com/showthread.php?t=17800)

Matther777 12-09-2012 03:26 PM

Credit?
 
Hello everyone I am wondering if I should get a business credit card when starting out? Or if I should just have a business bank account and wait later on to get credit. I am not sure if credit is bad for just starting out.
Well my question is what did you guys do for first starting out.

stevef1201 12-09-2012 03:40 PM

Worked three jobs to pay for my equipment and get someoperating money

dpld 12-09-2012 07:55 PM

i saved my money and prepared before i went solo while i was working for someone.
i saved for over three years and even when i went full time i still worked a winter job as well as a night job in the early years.

in the early stages it is too easy regardless of how good you think you are with money to not get caught up in credit card debt.

too many guys think when they start a business that they need to focus on their business full time and they go ahead and quit their job or think working for someone is beneath them now that they they are self employed.

by saving before i started i was able to start out with everything i needed and by working as long as i could with someone in the beginning it kept a steady cash flow coming in.

i am from the school of thought that some of us go to college and some of us go into the trades but regardless of what we choose to do it takes a few years of preparation and working double time as well as sacrifices to make it all come together.
in my late teens and early 20's while all my friends focused on the next party and having a good time i was doing what i had to do and by the time they got out of college i was already a few years into what they dreamed of making with their fancy degrees and some to this day never got that far.

most young people when i was growing up as well as today think that they got to enjoy life when they are young and have plenty of time to get it going and i always felt i got to bust my @zz while i am young so i don't have to do it when i am older and why put off until tomorrow what i can do today.

to get back on topic, if you need to use credit cards to pay for fuel or to finance a job then you are not making enough money with your business and have to do what you got to do and find extra work to bump up cash flow.
using a credit card is not gonna make that problem go away.

and if you need to use a card to get a job going then you need to start getting deposits on jobs because that is the norm in any industry today.

i only started using cards the last 10 years or so long after i was established because what little we use them for today we pay them off in full every month and do not carry debt.

i know you are probably thinking that i been at it a while and how i do things now being established don't apply to you, but you got to realize that i did not invent the wheel in the landscape business and other then working my tail off and following good advice from other successful people in the trade everything i accomplished can easily be done by anyone on these boards.

you just always have to safeguard yourself from shortages in cash flow and accumulating bad debt in the early years because when you are starting out nothing can take the wind out of your sails better then being broke and in debt.

just my two cents, good luck

Matther777 12-09-2012 10:54 PM

Thank you for your response. I have been saving money and have already purchased a trimmer and mower. I just need a few more things before this company is official. From what you were saying and what I was mostly leaning towards is stay away from credit until I truly need it. What I will do is just have a business checking account. I really do appreciate what you have to say. I am only 20 and decided not to go to school. It is nice to have job experience and understanding what hard work is. Once again I appreciate everyone on here for helping us new guys.

Steve 12-10-2012 01:58 PM

Quote:

I am only 20 and decided not to go to school.
What's your view on why you decided not to go to school? Could you still take some pt courses at the local community college or what is your view on that?

Matther777 12-10-2012 04:30 PM

What I really want to do is go into film but I find it difficult to go to a 4 year school and learn math, science, history for no reason. I have been looking for film classes and might take those in the future. I mainly find it hard to go to school then have a degree in something that I may not even use. With starting a business like this I would be able to get a head start and really see if this is the best choice. I really don't have much to lose with starting this. I don't want to be rude or offend anyone but I see no point in school at the moment. The past few years I have been working with older folks that have degrees yet we have the same position at work. I believe if you work hard enough, keep pushing through, and put your mind towards it you will succeed.

Steve 12-11-2012 02:14 PM

Well just something to keep in mind, you could go for an associate business degree first and then a bachelors. That would always be helpful.

I would also love to see you experiment with some film projects and show us all.

Matther777 12-11-2012 04:48 PM

That could work I will keep that in mind.


All times are GMT -5. The time now is 08:14 AM.

Powered by vBulletin® Version 3.7.1
Copyright ©2000 - 2015, Jelsoft Enterprises Ltd.
(C) 2011 Riggs Publications - Terms of use & Privacy Policy

» Recent Threads
  RatingTitle, Username, & Date Last Post Replies Views
John Deere 667a
acrajchel
Yesterday 10:00 AM
Yesterday 10:07 AM
by acrajchel
1 38
Dane Scag
Steve
08-28-2015 12:29 PM
08-28-2015 12:29 PM
by Steve
0 69
24 and 50 acre cemetery...
grassmasterswilson
08-18-2015 10:09 AM
08-26-2015 02:42 PM
by Steve
13 513
Rookie business question...
WarriorLandscapingCAN
08-05-2015 05:20 PM
08-26-2015 02:33 PM
by Steve
3 389
How to clean an old...
rmccutchan
08-16-2015 05:23 PM
08-26-2015 02:31 PM
by Steve
9 399
how to make customers...
Bradcook21
05-27-2015 05:04 PM
08-26-2015 12:25 PM
by kslawn
19 3,723
Needing a website built
burtle
06-17-2015 09:02 AM
08-25-2015 11:31 AM
by acrajchel
9 2,462
Big mowing job
Bradcook21
07-30-2015 03:57 PM
08-25-2015 11:23 AM
by acrajchel
17 964
ZTR Review
Shark1611
05-31-2012 10:42 PM
08-25-2015 11:16 AM
by acrajchel
8 3,742
Hi Everyone
mmays29
08-25-2015 08:16 AM
08-25-2015 11:15 AM
by Steve
3 108
Should I buy this Exmark...
googus
07-03-2015 09:22 AM
08-25-2015 11:08 AM
by acrajchel
11 1,172
Old Business New Owner
Toyman
06-17-2014 08:57 PM
08-25-2015 11:00 AM
by acrajchel
17 1,562
Hi everyone! We're new...
alltrades
08-22-2015 12:46 PM
08-24-2015 10:41 AM
by Steve
2 160
CAn I get some help with...
rootytalbot
08-11-2015 06:14 PM
08-24-2015 10:36 AM
by Steve
12 493
Hi
Wemowjunction
08-16-2015 08:45 PM
08-20-2015 01:46 PM
by Steve
11 391
Drive cable bad?
SGL1
08-10-2015 11:16 PM
08-20-2015 01:41 PM
by Steve
5 355
Hey there everyone
Cole8999
08-16-2015 04:42 PM
08-18-2015 04:35 PM
by Steve
3 243
Help with a truck
bdodson89
04-27-2015 08:15 PM
08-18-2015 11:47 AM
by rmccutchan
7 957
I need some aeration...
rootytalbot
08-14-2015 12:32 PM
08-18-2015 07:59 AM
by rootytalbot
7 375
Say Hello !!!
Steve
03-19-2007 11:18 AM
08-17-2015 04:34 PM
by Steve
1,229 405,979
Whats wrong with this...
GreenWorx
07-28-2015 07:56 PM
08-16-2015 11:42 PM
by rmccutchan
3 583
What's your next...
Steve
05-15-2015 11:54 AM
08-16-2015 11:09 PM
by SC93
16 1,229
These are the days on...
ExtremeLawncareServices
01-11-2015 10:41 AM
08-14-2015 11:08 PM
by scaypa
95 11,443
New Biz
kufnerins
08-14-2015 05:52 PM
08-14-2015 08:56 PM
by Steve
1 208
Chemical and Fertilizer...
rmccutchan
08-09-2015 10:36 PM
08-13-2015 11:11 PM
by rmccutchan
6 397
String trim BEFORE mow...
Mr. Mow
04-12-2015 08:13 AM
08-13-2015 02:10 PM
by rootytalbot
12 2,063
Hello all thinking about...
bernie
08-11-2015 04:28 PM
08-13-2015 10:33 AM
by Steve
8 359
Logo Help Font Color
LZLC
08-08-2015 09:26 PM
08-12-2015 03:50 PM
by Steve
4 334
Pricing issue
Mr. Mow
07-07-2015 06:15 AM
08-12-2015 12:30 AM
by Jeff1
20 1,797
My new mower
Chilehead
08-08-2015 09:09 PM
08-11-2015 08:36 PM
by Chilehead
9 500
Thought this was a good...
Just for Cuts
08-06-2015 03:38 PM
08-11-2015 10:54 AM
by Steve
8 503
Plowing pricing
jcurr33
08-08-2015 04:58 PM
08-11-2015 10:51 AM
by Steve
6 465
Should I upgrade my back...
googus
08-07-2015 10:50 AM
08-11-2015 10:44 AM
by googus
7 429
Keeping it clean....
Wolf4dk
08-09-2015 11:31 PM
08-11-2015 06:34 AM
by Chilehead
7 354
I have been rude and...
biglee
06-15-2015 10:11 PM
08-10-2015 09:41 PM
by stallman419
12 2,743
Newbie Saying Hi.
LZLC
08-08-2015 09:22 PM
08-10-2015 11:20 AM
by Steve
1 249
How much do I charge to...
Chris Herrera
08-06-2015 09:30 PM
08-09-2015 11:31 AM
by biglee
2 390
scag SWZT review!
mattthelawnguy
07-23-2015 02:28 PM
08-07-2015 03:26 PM
by Steve
17 1,128
Best commercial contract...
sanlanct
08-04-2015 12:18 PM
08-06-2015 06:20 AM
by sanlanct
2 385
I came across this on a...
rootytalbot
08-02-2015 11:04 AM
08-05-2015 08:17 PM
by SC93
9 621
Help bidding a hedge...
hopolb33
08-02-2015 06:09 PM
08-05-2015 02:07 PM
by Steve
3 425
recycler toro 22"
rvezakis
08-03-2015 12:10 PM
08-04-2015 11:47 AM
by Steve
1 300
Read more about these lawn care business marketing categories.
General Business:
GopherHaul, Podcast
How to Estimate - Services To Offer:
Aeration, Apartment / Condo, bed edging, Color Change Plantings, Dethatching, Edging, Fall Leaf Cleanups, Foreclosed Homes, Gutter Cleaning, Hardscaping, Hedge Trimming, Home Safety Inspection, Irrigation, Landscape Project, Lawn Mower Repair, Mowing, Mulch Jobs, Outdoor decoration, Parking Lot Cleanups, Pet Waste Removal, Pressure Washing, Property Management, Snow plowing, Stump Grinding, Tree Removal
How to Estimate Jobs:
Lawn Care Business:
Barter, Bikini Lawn Care, Business Failure, Business loan, Business Plan, Debt, Debt Collection, Estimate or Proposal Form, Franchise, Fuel surcharge, How to sell, Insurance, Job Tracking, Lawn Care Contract, Lawn Care Customer Survey, Lawn Care Uniform, Lawn Care Videos, Operational Costs, Overhead Costs, Prepay, Pricing, Start up, Tiger Time Lawn Care,
Lawn Care Business Books:
Lawn Care Customers:
Buying customers, Commercial Customers, Customer Retention, How to get, Residential Customers
Lawn Care Employees:
1 Man Lawn Crew, Bonus Pay, training, Your First Employee
lawn care equipment:
bed edger, Lawn Care Truck, Leaf Sweeper, Mower, New Arrival, Trailer, UltraVac
Lawn Care Marketing:
Billboard, Brochure, Business Card, Community Projects To Promote Your Business, Coupons, Cross Promotion / Synergy, Direct Mail, Door hanger, door to door, Free Giveaway Contest, Free Lawn Care Flyer Template, Gift or Discount Cards, home show, Internet, Lawn Care Business Sales Letter, Lawn Care Logo, Lawn Care Marketing, Lawn Care Truck & Trailer Signs, Lawn Care Website, Lawn Signs, Magazine Ad, Magnets, Mailing list, Marketing on Craigslist.com, Newspaper Ads, Parade, Postcards, publicity stunt, Referrals, Review My Lawn Care Marketing Material, t-shirt, Welcoming Kit, Word Of Mouth
Seasonal Promotion Ideas:
4th of July, Armed Forces Day, Christmas, Election Day, Fall, Halloween, Memorial Day, Spring, Summer, Valentine's Day, Veteran's Day, Winter:
Software:
Estimation Software, Landscaper Software, Landscaping Business Software, Landscaping Estimate Software, Landscaping Software, Lawn Care Business Software, Lawn Care Estimating Software, Lawn Care Software, Mowing Software
Uncategorized:
Video:
Website:
Search Engine Optimization
» Lawn Care Business Discussion Categories
Powered by vBadvanced CMPS v3.1.0

All times are GMT -5. The time now is 08:14 AM.


(C) 2011 Riggs Publications - Terms of use & Privacy Policy

All times are GMT -5. The time now is 08:14 AM.

(C) 2011 Riggs Publications - Terms of use & Privacy Policy