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Believe it or not, this type of info is sold all over the internet. They hack -e-commerce sites and get the info then sell it for pennies on the dollar. Sells for so cheap because the execution is more risky from a getting caught standpoint and the majority/all of the card info normally becomes useless as soon as the cardholders are notified of the security breach. I am a banker so i know a little bit about this stuff. These guys are scum of the earth.