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advice on workmans comp

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  • advice on workmans comp

    just starting out in florida and any advice regarding a good place to get a quote from would be appreciated

  • #2
    Hi bizerker,

    Welcome to our forum!

    I am hoping our friend Chuck from FL can jump in here and offer you some advice on this.
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    • #3
      Hi bizerker,
      Where in Florida are you located sir?

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      • #4
        You only need Workmans Comp. Insurance if you have employees, right? Atleast that's how it is in my state of Oregon, but you do need Liability Insurance, which I get from my local American Family Insurance Rep., its fairly inexpensive for 1 Million worth of coverage I pay $45/Month, this covers my equipment as well for theft and damage, up to 5K worth.

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        • #5
          Here in Florida, even if you are a sole proprieter with no employees you either need workers comp or have to file an application for exemption with the state.
          I am comp exempt myself, though my employees are covered through my payroll service.

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