View Full Version : Auto insurance vehicle trackers

09-26-2008, 12:31 PM
Progressive auto insurance is offering to potentially lower your insurance rate if you hook up one of these devices to your vehicle.

Do you think it is a good idea?

Would you do it?

Of all the things that seem unfair about auto insurance, this is perhaps the worst: Infrequent drivers who log less than 5,000 miles a year, are charged roughly the same as long-distance commuters who cover 30,000 miles a year.

High-tech advances may end this inequity soon, but the cure could be worse than the disease. Occasional drivers will soon have a chance to lower their insurance rates, but only if they agree to extensive electronic tracking of their driving habits.

It will track:

how many miles drivers have logged
what times of the day they drive
how frequently they abruptly stop and start
it may involve GPS devices that can even tell insurers precisely where drivers have traveled
if you obeyed local speed limits.