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justin_time
02-25-2010, 03:42 PM
I found a nice way to collect credit cards (Canadian site)

Portable credit card payment system
• Enables merchants to process credit transactions
through their BlackBerry™ smartphone anywhere,
at anytime
• Phone pairs with a compact printer/cardreader via
Bluetooth and instantly processes transactions
through the existing data plan that you have with

The DirectCash ADVANTAGE
• One of Canada’s leading payment processing
companies
• 24 hour bilingual call centre
• Competitive credit rates
• Flexibility in day closing times
• Access detailed web reports easily from home
or office
your carrier

DirectCash Management - Mobile Merchant (http://www.directcashusa.com/media/uploads/documents/products/DCM2.pdf)

DirectCash.net (http://www.directcash.net/)

http://i49.tinypic.com/t8n41u.jpg

justin_time
02-25-2010, 05:10 PM
Found an American version to accept credit cards

Merchant Anywhere (http://www.merchantanywhere.com/default.htm)

picframer
02-26-2010, 05:41 AM
Found an American version to accept credit cards

Merchant Anywhere (http://www.merchantanywhere.com/default.htm)

Looks interesting, I haven't looked into this one however when I did look into a mobile unit the cell rates, service charges etc. made it too high, as mentioned prior what we do is call in the credit card info to a toll free line, receive an authorization number and everything is balanced at the end of the week. Having a virtual machine would be better if the costs were not too high, I use a Blackberry however I do not subscribe to the internet with it, I think it's around $40.00 a month for this option.

Steve
02-26-2010, 11:10 AM
When you say a virtual machine, you mean credit card processing software without a piece of hardware to swipe the card?

The thing I was wondering is how much can one save when swiping a card for a transaction vs simply entering cc info into software?

Is it enough to justify the costs of the hardware?

Furthermore, you really don't need to be concerned with cc fraud because you know where these people live. I highly doubt they are going to give you a stolen card, so maybe swiping would not be important at all.

picframer
02-26-2010, 12:00 PM
When you say a virtual machine, you mean credit card processing software without a piece of hardware to swipe the card?

The thing I was wondering is how much can one save when swiping a card for a transaction vs simply entering cc info into software?

Is it enough to justify the costs of the hardware?

Furthermore, you really don't need to be concerned with cc fraud because you know where these people live. I highly doubt they are going to give you a stolen card, so maybe swiping would not be important at all.

A virtual machine uses a cell chip or Simm card to communicate, you rent the machine, simm card, pay monthly cell time (data package) plus a % of sales, I think for us we will just continue to call them in takes less than 30 seconds and we haven't had any issues, because its toll free to call we do not incur any expense.

Steve
02-27-2010, 10:39 AM
It's amazing how many options there are when dealing with this.

justin_time
10-08-2010, 10:57 AM
I found a site where I can get a debit/credit card machine that can be processes anywhere as long you have cell phone reception. It works with a sim card just like a cell phone.

I will probably call them up in the spring and get setup for Interac, Visa and Mastercard

Jack Rabbit
10-08-2010, 11:39 AM
I just use Paypal on my website. If a customer wants to pay by credit card they just go there and use Paypal.

justin_time
10-08-2010, 12:19 PM
I just use Paypal on my website. If a customer wants to pay by credit card they just go there and use Paypal.

Yeah but can they use their debit card ? That's what I'm offering

mikey.d.thompson
10-08-2010, 09:21 PM
andy, who do you call them into your bank or do you have a cc company that you use ?

jymie
10-08-2010, 10:19 PM
My credit card customers I send them an invoice through Paypal. It's been working fine for me so far. My only gripe with Paypal is they want to withhold 10% of each transaction for 60 days, then they release it..

picframer
10-09-2010, 06:07 AM
andy, who do you call them into your bank or do you have a cc company that you use ?

I and the staff call a 1-800 number, we get an authorization number and they go on to the next site, it might take 30 seconds at the most and works perfect, we do around 500 credit card transactions a season.

MAKLawnCutter
11-06-2010, 01:06 PM
I use "SQUARE"for Android. I ordered the hardware for free and it is 2.75% + 15c per order scanned and 3.50 + 15cents per each transaction. I love it, drops upto 1001.01$ per day into a bank account of your choice. I have it automatically set-up to send a receipt to an email of their choice. Or i just forward it from the online account.

Matt

jymie
11-06-2010, 09:47 PM
I use "SQUARE"for Android. I ordered the hardware for free and it is 2.75% + 15c per order scanned and 3.50 + 15cents per each transaction. I love it, drops upto 1001.01$ per day into a bank account of your choice. I have it automatically set-up to send a receipt to an email of their choice. Or i just forward it from the online account.

Matt

I'm not sure I understand. You pay $3.50 + $.15 per transaction, plus $.15 + 2.75% per order. What exactly is an order? Would that be for each transaction? ($4.10 + 2.75% for each transaction?)

Jymie

Hedgemaster
11-06-2010, 10:50 PM
Ironic that this thread popped back up, as I just started getting my first "junk mail" addressed to my business name a couple days ago.

Two of the four solicitations were for these remote credit gadgets.

MAKLawnCutter
11-07-2010, 09:23 AM
With card to scan - 2.75% + $.15 per transaction
Without card (type it in) - 3.50% + $.15 per transaction

SO, at 100.00$ i would be charged 2.75% = 2.75$ and .15$ = 2.90$

Sorry, i was kind of out of it lastnight while i was typing that.

Matt

lawnkhair
07-23-2011, 09:54 PM
Last post on accepting credit cards has been a while. Curious what data package is needed, what phone you use (I'm on Verizon), and what CC company you use? For Verizon I've heard both the Droid and Iphone? Comments on either preference? Looking to offer this service to customers, not aware of any other lawn service in my area doing it so far.

Thanks!

calebmoss
07-23-2011, 11:23 PM
i have verizon and im sure you would need a data package which is like 30.00 a month.

here is one for the iphone

http://www.phonetransact.com/credit-card-reader-for-the-iphone/

Tom53
07-24-2011, 08:47 AM
Here is one> https://squareup.com/

and here is another> http://gopayment.com/


Looks like you need one of the android type phones, which i dont have yet, but fees look reasonable. There are more out there, but these are the 2 that I have been looking at recently. I will have to upgrade my phone though before I can do this.

It possibly could be an advertizing asset to let customers know you can "NOW" accept credit cards. And it might be just the thing for those customers who are the kind that like to "pay late". Just let them know you would accept their cc instead of them writing a check later, which is saving you the hassle of having to continually remind them to pay. Sure you have some small fees, but in the U.S. they would be deductible as a business expense.

shadrach
07-24-2011, 07:49 PM
and here is another> http://gopayment.com/


2.7% if you swipe the card & 3.7% if you enter manually - no other fees
American express is different(2.9% + 15 cents/transaction I think)

If you do not take a lot of credit cards this is probably a pretty good option & there is no contract (can cancel whenever).